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富兰克林邓普顿（BEN）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
富兰克林邓普顿的季度营收约是Rivian Automotive, Inc.的1.8倍（$2.3B vs $1.3B），富兰克林邓普顿净利率更高（11.0% vs -63.1%，领先74.0%），富兰克林邓普顿同比增速更快（3.4% vs -25.8%），过去两年富兰克林邓普顿的营收复合增速更高（4.0% vs 3.3%）
富兰克林资源（运营品牌为富兰克林邓普顿）是美国跨国投资管理控股集团，1947年创立于纽约，纽交所上市代码为BEN，命名源自创始人敬仰的本杰明·富兰克林，是全球知名的综合投资服务机构。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
BEN vs RIVN — 直观对比
营收规模更大
BEN
是对方的1.8倍
$1.3B
营收增速更快
BEN
高出29.2%
-25.8%
净利率更高
BEN
高出74.0%
-63.1%
两年增速更快
BEN
近两年复合增速
3.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.3B | $1.3B |
| 净利润 | $255.5M | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | 12.1% | -64.8% |
| 净利率 | 11.0% | -63.1% |
| 营收同比 | 3.4% | -25.8% |
| 净利润同比 | 56.2% | -9.0% |
| 每股收益（稀释后） | $0.46 | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BENRIVN
| Q4 25 | $2.3B | $1.3B | ||
| Q3 25 | $2.3B | $1.6B | ||
| Q2 25 | $2.1B | $1.3B | ||
| Q1 25 | $2.1B | $1.2B | ||
| Q4 24 | $2.3B | $1.7B | ||
| Q3 24 | $2.2B | $874.0M | ||
| Q2 24 | $2.1B | $1.2B | ||
| Q1 24 | $2.2B | $1.2B |
净利润BENRIVN
| Q4 25 | $255.5M | $-811.0M | ||
| Q3 25 | $117.6M | $-1.2B | ||
| Q2 25 | $92.3M | $-1.1B | ||
| Q1 25 | $151.4M | $-545.0M | ||
| Q4 24 | $163.6M | $-744.0M | ||
| Q3 24 | $-84.7M | $-1.1B | ||
| Q2 24 | $174.0M | $-1.5B | ||
| Q1 24 | $124.2M | $-1.4B |
毛利率BENRIVN
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% | ||
| Q1 24 | — | -43.8% |
营业利润率BENRIVN
| Q4 25 | 12.1% | -64.8% | ||
| Q3 25 | 3.6% | -63.1% | ||
| Q2 25 | 7.5% | -85.5% | ||
| Q1 25 | 6.9% | -52.8% | ||
| Q4 24 | 9.7% | -38.1% | ||
| Q3 24 | -6.8% | -133.8% | ||
| Q2 24 | 10.5% | -118.7% | ||
| Q1 24 | 6.0% | -123.3% |
净利率BENRIVN
| Q4 25 | 11.0% | -63.1% | ||
| Q3 25 | 5.0% | -75.3% | ||
| Q2 25 | 4.5% | -85.7% | ||
| Q1 25 | 7.2% | -44.0% | ||
| Q4 24 | 7.3% | -42.9% | ||
| Q3 24 | -3.8% | -125.9% | ||
| Q2 24 | 8.2% | -125.8% | ||
| Q1 24 | 5.8% | -120.1% |
每股收益（稀释后）BENRIVN
| Q4 25 | $0.46 | $-0.66 | ||
| Q3 25 | $0.21 | $-0.96 | ||
| Q2 25 | $0.15 | $-0.97 | ||
| Q1 25 | $0.26 | $-0.48 | ||
| Q4 24 | $0.29 | $-0.67 | ||
| Q3 24 | $-0.20 | $-1.08 | ||
| Q2 24 | $0.32 | $-1.46 | ||
| Q1 24 | $0.23 | $-1.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1B |
| 总债务越低越好 | $2.4B | — |
| 股东权益账面价值 | $12.1B | $4.6B |
| 总资产 | $32.5B | $14.9B |
| 负债/权益比越低杠杆越低 | 0.19× | — |
8季度趋势，按日历期对齐
现金及短期投资BENRIVN
| Q4 25 | — | $6.1B | ||
| Q3 25 | — | $7.1B | ||
| Q2 25 | — | $7.5B | ||
| Q1 25 | — | $7.2B | ||
| Q4 24 | — | $7.7B | ||
| Q3 24 | — | $6.7B | ||
| Q2 24 | — | $7.9B | ||
| Q1 24 | — | $7.9B |
总债务BENRIVN
| Q4 25 | $2.4B | — | ||
| Q3 25 | $2.4B | — | ||
| Q2 25 | $2.7B | — | ||
| Q1 25 | $2.7B | — | ||
| Q4 24 | $2.8B | — | ||
| Q3 24 | $2.8B | — | ||
| Q2 24 | $3.0B | $5.5B | ||
| Q1 24 | $3.0B | $4.4B |
股东权益BENRIVN
| Q4 25 | $12.1B | $4.6B | ||
| Q3 25 | $12.1B | $5.1B | ||
| Q2 25 | $12.2B | $6.1B | ||
| Q1 25 | $12.3B | $6.2B | ||
| Q4 24 | $12.5B | $6.6B | ||
| Q3 24 | $12.5B | $5.9B | ||
| Q2 24 | $12.9B | $6.8B | ||
| Q1 24 | $12.9B | $8.1B |
总资产BENRIVN
| Q4 25 | $32.5B | $14.9B | ||
| Q3 25 | $32.4B | $15.2B | ||
| Q2 25 | $32.6B | $15.6B | ||
| Q1 25 | $32.0B | $15.5B | ||
| Q4 24 | $32.4B | $15.4B | ||
| Q3 24 | $32.5B | $14.3B | ||
| Q2 24 | $33.3B | $15.4B | ||
| Q1 24 | $32.9B | $15.7B |
负债/权益比BENRIVN
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.20× | — | ||
| Q2 25 | 0.22× | — | ||
| Q1 25 | 0.22× | — | ||
| Q4 24 | 0.22× | — | ||
| Q3 24 | 0.22× | — | ||
| Q2 24 | 0.24× | 0.81× | ||
| Q1 24 | 0.24× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-255.1M | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -89.0% |
| 资本支出强度资本支出/营收 | — | 36.0% |
| 现金转化率经营现金流/净利润 | -1.00× | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.5B |
8季度趋势，按日历期对齐
经营现金流BENRIVN
| Q4 25 | $-255.1M | $-681.0M | ||
| Q3 25 | $-20.7M | $26.0M | ||
| Q2 25 | $1.3B | $64.0M | ||
| Q1 25 | $-50.1M | $-188.0M | ||
| Q4 24 | $-145.2M | $1.2B | ||
| Q3 24 | $558.2M | $-876.0M | ||
| Q2 24 | $528.4M | $-754.0M | ||
| Q1 24 | $136.6M | $-1.3B |
自由现金流BENRIVN
| Q4 25 | — | $-1.1B | ||
| Q3 25 | $-51.9M | $-421.0M | ||
| Q2 25 | $1.3B | $-398.0M | ||
| Q1 25 | $-87.6M | $-526.0M | ||
| Q4 24 | $-217.0M | $856.0M | ||
| Q3 24 | $488.4M | $-1.2B | ||
| Q2 24 | $482.3M | $-1.0B | ||
| Q1 24 | $94.9M | $-1.5B |
自由现金流率BENRIVN
| Q4 25 | — | -89.0% | ||
| Q3 25 | -2.2% | -27.0% | ||
| Q2 25 | 61.4% | -30.5% | ||
| Q1 25 | -4.1% | -42.4% | ||
| Q4 24 | -9.6% | 49.4% | ||
| Q3 24 | 22.1% | -131.9% | ||
| Q2 24 | 22.7% | -89.6% | ||
| Q1 24 | 4.4% | -126.5% |
资本支出强度BENRIVN
| Q4 25 | — | 36.0% | ||
| Q3 25 | 1.3% | 28.7% | ||
| Q2 25 | 0.7% | 35.5% | ||
| Q1 25 | 1.8% | 27.3% | ||
| Q4 24 | 3.2% | 18.9% | ||
| Q3 24 | 3.2% | 31.7% | ||
| Q2 24 | 2.2% | 24.4% | ||
| Q1 24 | 1.9% | 21.1% |
现金转化率BENRIVN
| Q4 25 | -1.00× | — | ||
| Q3 25 | -0.18× | — | ||
| Q2 25 | 13.89× | — | ||
| Q1 25 | -0.33× | — | ||
| Q4 24 | -0.89× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 3.04× | — | ||
| Q1 24 | 1.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BEN
| Investment Advisory Management And Administrative Service | $1.8B | 79% |
| Sales And Distribution Fees | $388.7M | 17% |
| Shareholder Service | $70.9M | 3% |
| Service Other | $19.6M | 1% |
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
