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Better Home & Finance Holding Co（BETR）与PUMA BIOTECHNOLOGY, INC.（PBYI）财务数据对比。点击上方公司名可切换其他公司
PUMA BIOTECHNOLOGY, INC.的季度营收约是Better Home & Finance Holding Co的1.7倍（$75.5M vs $44.3M），Better Home & Finance Holding Co同比增速更快（77.4% vs 27.7%），PUMA BIOTECHNOLOGY, INC.自由现金流更多（$14.4M vs $-167.8M），过去两年Better Home & Finance Holding Co的营收复合增速更高（41.1% vs 31.3%）
巴贾吉金融有限公司是印度一家可吸收存款的非银行金融机构，总部位于普纳。截至2025年9月，该公司拥有1.1064亿客户，管理资产规模达46225亿卢比，约合550亿美元，是印度知名的非银行金融服务商。
彪马生物技术是一家公开上市的生物制药企业，总部位于美国加利福尼亚州洛杉矶，专注于创新药物研发相关业务，在生物制药领域开展研发与商业化运营。
BETR vs PBYI — 直观对比
营收规模更大
PBYI
是对方的1.7倍
$44.3M
营收增速更快
BETR
高出49.6%
27.7%
自由现金流更多
PBYI
多$182.2M
$-167.8M
两年增速更快
BETR
近两年复合增速
31.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $44.3M | $75.5M |
| 净利润 | $-39.9M | — |
| 毛利率 | — | 69.3% |
| 营业利润率 | -3376.8% | 22.7% |
| 净利率 | -3349.0% | — |
| 营收同比 | 77.4% | 27.7% |
| 净利润同比 | 32.6% | — |
| 每股收益（稀释后） | $-2.52 | $0.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BETRPBYI
| Q4 25 | $44.3M | $75.5M | ||
| Q3 25 | $43.9M | $54.5M | ||
| Q2 25 | $44.1M | $52.4M | ||
| Q1 25 | $32.6M | $46.0M | ||
| Q4 24 | $25.0M | $59.1M | ||
| Q3 24 | $29.0M | $80.5M | ||
| Q2 24 | $32.3M | $47.1M | ||
| Q1 24 | $22.3M | $43.8M |
净利润BETRPBYI
| Q4 25 | $-39.9M | — | ||
| Q3 25 | $-39.1M | $8.8M | ||
| Q2 25 | $-36.3M | $5.9M | ||
| Q1 25 | $-50.6M | $3.0M | ||
| Q4 24 | $-59.2M | — | ||
| Q3 24 | $-54.2M | $20.3M | ||
| Q2 24 | $-41.4M | $-4.5M | ||
| Q1 24 | $-51.5M | $-4.8M |
毛利率BETRPBYI
| Q4 25 | — | 69.3% | ||
| Q3 25 | — | 77.7% | ||
| Q2 25 | — | 76.5% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 76.4% | ||
| Q3 24 | — | 63.9% | ||
| Q2 24 | — | 77.4% | ||
| Q1 24 | — | 75.5% |
营业利润率BETRPBYI
| Q4 25 | -3376.8% | 22.7% | ||
| Q3 25 | -88.9% | 17.6% | ||
| Q2 25 | -81.9% | 12.7% | ||
| Q1 25 | -154.9% | 8.7% | ||
| Q4 24 | -1428.3% | 22.6% | ||
| Q3 24 | -186.5% | 27.4% | ||
| Q2 24 | -127.6% | -4.6% | ||
| Q1 24 | -230.8% | -5.3% |
净利率BETRPBYI
| Q4 25 | -3349.0% | — | ||
| Q3 25 | -89.2% | 16.2% | ||
| Q2 25 | -82.2% | 11.2% | ||
| Q1 25 | -155.3% | 6.5% | ||
| Q4 24 | -1437.5% | — | ||
| Q3 24 | -187.0% | 25.2% | ||
| Q2 24 | -128.2% | -9.6% | ||
| Q1 24 | -231.4% | -11.0% |
每股收益（稀释后）BETRPBYI
| Q4 25 | $-2.52 | $0.26 | ||
| Q3 25 | $-2.56 | $0.17 | ||
| Q2 25 | $-2.39 | $0.12 | ||
| Q1 25 | $-3.33 | $0.06 | ||
| Q4 24 | $-3.92 | $0.40 | ||
| Q3 24 | $-3.58 | $0.41 | ||
| Q2 24 | $-2.74 | $-0.09 | ||
| Q1 24 | $-3.41 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $203.4M | $97.5M |
| 总债务越低越好 | — | $22.7M |
| 股东权益账面价值 | $37.2M | $130.3M |
| 总资产 | $1.5B | $216.3M |
| 负债/权益比越低杠杆越低 | — | 0.17× |
8季度趋势，按日历期对齐
现金及短期投资BETRPBYI
| Q4 25 | $203.4M | $97.5M | ||
| Q3 25 | $205.8M | $94.4M | ||
| Q2 25 | $221.5M | $96.0M | ||
| Q1 25 | $228.0M | $93.2M | ||
| Q4 24 | $264.9M | $101.0M | ||
| Q3 24 | $262.1M | $96.7M | ||
| Q2 24 | $378.8M | $96.8M | ||
| Q1 24 | $482.6M | $107.2M |
总债务BETRPBYI
| Q4 25 | — | $22.7M | ||
| Q3 25 | — | $34.0M | ||
| Q2 25 | — | $45.3M | ||
| Q1 25 | — | $56.7M | ||
| Q4 24 | — | $68.0M | ||
| Q3 24 | — | $79.3M | ||
| Q2 24 | — | $90.7M | ||
| Q1 24 | — | $102.0M |
股东权益BETRPBYI
| Q4 25 | $37.2M | $130.3M | ||
| Q3 25 | $41.9M | $115.3M | ||
| Q2 25 | $76.6M | $104.7M | ||
| Q1 25 | $-102.1M | $97.1M | ||
| Q4 24 | $-58.2M | $92.1M | ||
| Q3 24 | $388.0K | $71.1M | ||
| Q2 24 | $44.9M | $48.5M | ||
| Q1 24 | $76.3M | $51.0M |
总资产BETRPBYI
| Q4 25 | $1.5B | $216.3M | ||
| Q3 25 | $1.4B | $202.9M | ||
| Q2 25 | $1.2B | $194.9M | ||
| Q1 25 | $1.0B | $196.2M | ||
| Q4 24 | $913.1M | $213.3M | ||
| Q3 24 | $845.2M | $220.7M | ||
| Q2 24 | $957.9M | $205.0M | ||
| Q1 24 | $841.6M | $214.1M |
负债/权益比BETRPBYI
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.30× | ||
| Q2 25 | — | 0.43× | ||
| Q1 25 | — | 0.58× | ||
| Q4 24 | — | 0.74× | ||
| Q3 24 | — | 1.12× | ||
| Q2 24 | — | 1.87× | ||
| Q1 24 | — | 2.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-166.6M | $14.4M |
| 自由现金流经营现金流 - 资本支出 | $-167.8M | $14.4M |
| 自由现金流率自由现金流/营收 | -378.6% | 19.1% |
| 资本支出强度资本支出/营收 | 2.7% | 0.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-277.9M | $41.7M |
8季度趋势，按日历期对齐
经营现金流BETRPBYI
| Q4 25 | $-166.6M | $14.4M | ||
| Q3 25 | $4.2M | $9.7M | ||
| Q2 25 | $-56.3M | $14.1M | ||
| Q1 25 | $-57.2M | $3.6M | ||
| Q4 24 | $-380.0M | $15.6M | ||
| Q3 24 | $-10.6M | $11.0M | ||
| Q2 24 | $-220.6M | $1.0M | ||
| Q1 24 | $-42.8M | $11.2M |
自由现金流BETRPBYI
| Q4 25 | $-167.8M | $14.4M | ||
| Q3 25 | $4.0M | $9.7M | ||
| Q2 25 | $-56.7M | $14.1M | ||
| Q1 25 | $-57.4M | $3.6M | ||
| Q4 24 | $-383.4M | $15.6M | ||
| Q3 24 | $-11.7M | $11.0M | ||
| Q2 24 | $-221.8M | $1.0M | ||
| Q1 24 | $-43.3M | — |
自由现金流率BETRPBYI
| Q4 25 | -378.6% | 19.1% | ||
| Q3 25 | 9.1% | 17.7% | ||
| Q2 25 | -128.5% | 26.8% | ||
| Q1 25 | -176.3% | 7.7% | ||
| Q4 24 | -1534.6% | 26.4% | ||
| Q3 24 | -40.5% | 13.7% | ||
| Q2 24 | -687.6% | 2.1% | ||
| Q1 24 | -194.5% | — |
资本支出强度BETRPBYI
| Q4 25 | 2.7% | 0.0% | ||
| Q3 25 | 0.5% | 0.0% | ||
| Q2 25 | 0.9% | 0.0% | ||
| Q1 25 | 0.6% | 0.1% | ||
| Q4 24 | 13.6% | 0.0% | ||
| Q3 24 | 4.1% | 0.0% | ||
| Q2 24 | 3.9% | 0.0% | ||
| Q1 24 | 2.1% | 0.0% |
现金转化率BETRPBYI
| Q4 25 | — | — | ||
| Q3 25 | — | 1.10× | ||
| Q2 25 | — | 2.41× | ||
| Q1 25 | — | 1.21× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.54× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
