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Bank First Corp（BFC）与PDF SOLUTIONS INC（PDFS）财务数据对比。点击上方公司名可切换其他公司
PDF SOLUTIONS INC的季度营收约是Bank First Corp的1.4倍（$62.4M vs $44.9M），Bank First Corp净利率更高（45.8% vs -0.1%，领先45.9%），PDF SOLUTIONS INC同比增速更快（24.6% vs 12.1%），Bank First Corp自由现金流更多（$51.0M vs $7.5M），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 9.1%）
First Horizon Corporation（前身为田纳西第一银行）是一家成立于1864年、总部位于美国田纳西州孟菲斯的金融服务企业。通过旗下子公司First Horizon银行，其业务覆盖美国东南部12个州，是该区域第四大区域性银行。
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
BFC vs PDFS — 直观对比
营收规模更大
PDFS
是对方的1.4倍
$44.9M
营收增速更快
PDFS
高出12.5%
12.1%
净利率更高
BFC
高出45.9%
-0.1%
自由现金流更多
BFC
多$43.5M
$7.5M
两年增速更快
PDFS
近两年复合增速
9.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $44.9M | $62.4M |
| 净利润 | $18.4M | $-48.0K |
| 毛利率 | — | 72.9% |
| 营业利润率 | 51.0% | 5.5% |
| 净利率 | 45.8% | -0.1% |
| 营收同比 | 12.1% | 24.6% |
| 净利润同比 | 4.8% | -108.9% |
| 每股收益（稀释后） | $1.87 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BFCPDFS
| Q4 25 | $44.9M | $62.4M | ||
| Q3 25 | $44.2M | $57.1M | ||
| Q2 25 | $41.6M | $51.7M | ||
| Q1 25 | $43.1M | $47.8M | ||
| Q4 24 | $40.1M | $50.1M | ||
| Q3 24 | $40.8M | $46.4M | ||
| Q2 24 | $38.9M | $41.7M | ||
| Q1 24 | $37.7M | $41.3M |
净利润BFCPDFS
| Q4 25 | $18.4M | $-48.0K | ||
| Q3 25 | $18.0M | $1.3M | ||
| Q2 25 | $16.9M | $1.1M | ||
| Q1 25 | $18.2M | $-3.0M | ||
| Q4 24 | $17.5M | $539.0K | ||
| Q3 24 | $16.6M | $2.2M | ||
| Q2 24 | $16.1M | $1.7M | ||
| Q1 24 | $15.4M | $-393.0K |
毛利率BFCPDFS
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 72.3% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.9% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 67.3% |
营业利润率BFCPDFS
| Q4 25 | 51.0% | 5.5% | ||
| Q3 25 | 50.8% | 8.5% | ||
| Q2 25 | 49.7% | 2.2% | ||
| Q1 25 | 51.3% | -7.4% | ||
| Q4 24 | 54.4% | 1.0% | ||
| Q3 24 | 50.7% | 4.6% | ||
| Q2 24 | 51.0% | 0.6% | ||
| Q1 24 | 45.6% | -4.7% |
净利率BFCPDFS
| Q4 25 | 45.8% | -0.1% | ||
| Q3 25 | 40.7% | 2.3% | ||
| Q2 25 | 40.5% | 2.2% | ||
| Q1 25 | 42.3% | -6.3% | ||
| Q4 24 | 49.3% | 1.1% | ||
| Q3 24 | 40.6% | 4.8% | ||
| Q2 24 | 41.3% | 4.1% | ||
| Q1 24 | 40.8% | -1.0% |
每股收益（稀释后）BFCPDFS
| Q4 25 | $1.87 | $0.00 | ||
| Q3 25 | $1.83 | $0.03 | ||
| Q2 25 | $1.71 | $0.03 | ||
| Q1 25 | $1.82 | $-0.08 | ||
| Q4 24 | $1.75 | $0.01 | ||
| Q3 24 | $1.65 | $0.06 | ||
| Q2 24 | $1.59 | $0.04 | ||
| Q1 24 | $1.51 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $243.2M | $42.2M |
| 总债务越低越好 | — | $67.0M |
| 股东权益账面价值 | $643.8M | $271.0M |
| 总资产 | $4.5B | $418.7M |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资BFCPDFS
| Q4 25 | $243.2M | $42.2M | ||
| Q3 25 | $126.2M | $35.9M | ||
| Q2 25 | $120.3M | $40.4M | ||
| Q1 25 | $300.9M | $54.1M | ||
| Q4 24 | $261.3M | $114.9M | ||
| Q3 24 | $204.4M | $120.2M | ||
| Q2 24 | $99.0M | $117.9M | ||
| Q1 24 | $83.4M | $122.9M |
总债务BFCPDFS
| Q4 25 | — | $67.0M | ||
| Q3 25 | — | $67.6M | ||
| Q2 25 | — | $68.1M | ||
| Q1 25 | — | $68.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益BFCPDFS
| Q4 25 | $643.8M | $271.0M | ||
| Q3 25 | $628.1M | $264.4M | ||
| Q2 25 | $612.3M | $257.5M | ||
| Q1 25 | $648.4M | $249.0M | ||
| Q4 24 | $639.7M | $246.0M | ||
| Q3 24 | $628.9M | $240.5M | ||
| Q2 24 | $614.6M | $232.2M | ||
| Q1 24 | $609.3M | $225.4M |
总资产BFCPDFS
| Q4 25 | $4.5B | $418.7M | ||
| Q3 25 | $4.4B | $406.4M | ||
| Q2 25 | $4.4B | $391.1M | ||
| Q1 25 | $4.5B | $390.0M | ||
| Q4 24 | $4.5B | $315.3M | ||
| Q3 24 | $4.3B | $307.4M | ||
| Q2 24 | $4.1B | $298.0M | ||
| Q1 24 | $4.1B | $286.8M |
负债/权益比BFCPDFS
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.26× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $62.5M | $17.3M |
| 自由现金流经营现金流 - 资本支出 | $51.0M | $7.5M |
| 自由现金流率自由现金流/营收 | 113.6% | 12.1% |
| 资本支出强度资本支出/营收 | 25.5% | 15.7% |
| 现金转化率经营现金流/净利润 | 3.40× | — |
| 过去12个月自由现金流最近4个季度 | $75.8M | $-8.6M |
8季度趋势，按日历期对齐
经营现金流BFCPDFS
| Q4 25 | $62.5M | $17.3M | ||
| Q3 25 | $15.5M | $3.3M | ||
| Q2 25 | $11.9M | $-5.2M | ||
| Q1 25 | $6.2M | $8.6M | ||
| Q4 24 | $65.8M | $1.6M | ||
| Q3 24 | $18.8M | $9.3M | ||
| Q2 24 | $14.9M | $684.0K | ||
| Q1 24 | $1.3M | $-1.9M |
自由现金流BFCPDFS
| Q4 25 | $51.0M | $7.5M | ||
| Q3 25 | $12.5M | $-2.9M | ||
| Q2 25 | $8.2M | $-13.8M | ||
| Q1 25 | $4.0M | $535.0K | ||
| Q4 24 | $58.6M | $-4.0M | ||
| Q3 24 | $16.9M | $5.1M | ||
| Q2 24 | $13.7M | $-4.6M | ||
| Q1 24 | $551.0K | $-3.9M |
自由现金流率BFCPDFS
| Q4 25 | 113.6% | 12.1% | ||
| Q3 25 | 28.2% | -5.1% | ||
| Q2 25 | 19.8% | -26.6% | ||
| Q1 25 | 9.3% | 1.1% | ||
| Q4 24 | 146.3% | -8.0% | ||
| Q3 24 | 41.5% | 11.0% | ||
| Q2 24 | 35.3% | -11.1% | ||
| Q1 24 | 1.5% | -9.4% |
资本支出强度BFCPDFS
| Q4 25 | 25.5% | 15.7% | ||
| Q3 25 | 6.7% | 10.8% | ||
| Q2 25 | 8.7% | 16.5% | ||
| Q1 25 | 5.0% | 17.0% | ||
| Q4 24 | 18.0% | 11.3% | ||
| Q3 24 | 4.5% | 9.0% | ||
| Q2 24 | 3.1% | 12.8% | ||
| Q1 24 | 2.1% | 4.9% |
现金转化率BFCPDFS
| Q4 25 | 3.40× | — | ||
| Q3 25 | 0.86× | 2.54× | ||
| Q2 25 | 0.70× | -4.55× | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 3.75× | 2.98× | ||
| Q3 24 | 1.13× | 4.20× | ||
| Q2 24 | 0.93× | 0.40× | ||
| Q1 24 | 0.09× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BFC
暂无分部数据
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
