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Bank First Corp（BFC）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
Planet Labs PBC的季度营收约是Bank First Corp的1.8倍（$81.3M vs $44.9M），Bank First Corp净利率更高（45.8% vs -72.8%，领先118.6%），Planet Labs PBC同比增速更快（32.6% vs 12.1%），Bank First Corp自由现金流更多（$51.0M vs $1.9M），过去两年Planet Labs PBC的营收复合增速更高（17.5% vs 9.1%）
First Horizon Corporation（前身为田纳西第一银行）是一家成立于1864年、总部位于美国田纳西州孟菲斯的金融服务企业。通过旗下子公司First Horizon银行，其业务覆盖美国东南部12个州，是该区域第四大区域性银行。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
BFC vs PL — 直观对比
营收规模更大
PL
是对方的1.8倍
$44.9M
营收增速更快
PL
高出20.5%
12.1%
净利率更高
BFC
高出118.6%
-72.8%
自由现金流更多
BFC
多$49.1M
$1.9M
两年增速更快
PL
近两年复合增速
9.1%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $44.9M | $81.3M |
| 净利润 | $18.4M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 51.0% | -22.6% |
| 净利率 | 45.8% | -72.8% |
| 营收同比 | 12.1% | 32.6% |
| 净利润同比 | 4.8% | -194.7% |
| 每股收益（稀释后） | $1.87 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BFCPL
| Q4 25 | $44.9M | $81.3M | ||
| Q3 25 | $44.2M | $73.4M | ||
| Q2 25 | $41.6M | $66.3M | ||
| Q1 25 | $43.1M | $61.6M | ||
| Q4 24 | $40.1M | $61.3M | ||
| Q3 24 | $40.8M | $61.1M | ||
| Q2 24 | $38.9M | $60.4M | ||
| Q1 24 | $37.7M | $58.9M |
净利润BFCPL
| Q4 25 | $18.4M | $-59.2M | ||
| Q3 25 | $18.0M | $-22.6M | ||
| Q2 25 | $16.9M | $-12.6M | ||
| Q1 25 | $18.2M | $-35.2M | ||
| Q4 24 | $17.5M | $-20.1M | ||
| Q3 24 | $16.6M | $-38.7M | ||
| Q2 24 | $16.1M | $-29.3M | ||
| Q1 24 | $15.4M | $-30.1M |
毛利率BFCPL
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
营业利润率BFCPL
| Q4 25 | 51.0% | -22.6% | ||
| Q3 25 | 50.8% | -24.5% | ||
| Q2 25 | 49.7% | -34.4% | ||
| Q1 25 | 51.3% | -31.5% | ||
| Q4 24 | 54.4% | -36.9% | ||
| Q3 24 | 50.7% | -64.8% | ||
| Q2 24 | 51.0% | -57.2% | ||
| Q1 24 | 45.6% | -57.6% |
净利率BFCPL
| Q4 25 | 45.8% | -72.8% | ||
| Q3 25 | 40.7% | -30.8% | ||
| Q2 25 | 40.5% | -19.1% | ||
| Q1 25 | 42.3% | -57.1% | ||
| Q4 24 | 49.3% | -32.8% | ||
| Q3 24 | 40.6% | -63.3% | ||
| Q2 24 | 41.3% | -48.5% | ||
| Q1 24 | 40.8% | -51.1% |
每股收益（稀释后）BFCPL
| Q4 25 | $1.87 | $-0.19 | ||
| Q3 25 | $1.83 | $-0.07 | ||
| Q2 25 | $1.71 | $-0.04 | ||
| Q1 25 | $1.82 | $-0.12 | ||
| Q4 24 | $1.75 | $-0.07 | ||
| Q3 24 | $1.65 | $-0.13 | ||
| Q2 24 | $1.59 | $-0.10 | ||
| Q1 24 | $1.51 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $243.2M | $443.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $643.8M | $349.6M |
| 总资产 | $4.5B | $1.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BFCPL
| Q4 25 | $243.2M | $443.3M | ||
| Q3 25 | $126.2M | $181.1M | ||
| Q2 25 | $120.3M | $133.5M | ||
| Q1 25 | $300.9M | $118.0M | ||
| Q4 24 | $261.3M | $139.0M | ||
| Q3 24 | $204.4M | $148.3M | ||
| Q2 24 | $99.0M | $107.4M | ||
| Q1 24 | $83.4M | $83.9M |
股东权益BFCPL
| Q4 25 | $643.8M | $349.6M | ||
| Q3 25 | $628.1M | $435.7M | ||
| Q2 25 | $612.3M | $444.8M | ||
| Q1 25 | $648.4M | $441.3M | ||
| Q4 24 | $639.7M | $464.6M | ||
| Q3 24 | $628.9M | $473.2M | ||
| Q2 24 | $614.6M | $500.3M | ||
| Q1 24 | $609.3M | $518.0M |
总资产BFCPL
| Q4 25 | $4.5B | $1.1B | ||
| Q3 25 | $4.4B | $696.4M | ||
| Q2 25 | $4.4B | $658.4M | ||
| Q1 25 | $4.5B | $633.8M | ||
| Q4 24 | $4.5B | $630.8M | ||
| Q3 24 | $4.3B | $658.4M | ||
| Q2 24 | $4.1B | $674.6M | ||
| Q1 24 | $4.1B | $702.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $62.5M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $51.0M | $1.9M |
| 自由现金流率自由现金流/营收 | 113.6% | 2.3% |
| 资本支出强度资本支出/营收 | 25.5% | 32.9% |
| 现金转化率经营现金流/净利润 | 3.40× | — |
| 过去12个月自由现金流最近4个季度 | $75.8M | $40.7M |
8季度趋势，按日历期对齐
经营现金流BFCPL
| Q4 25 | $62.5M | $28.6M | ||
| Q3 25 | $15.5M | $67.8M | ||
| Q2 25 | $11.9M | $17.3M | ||
| Q1 25 | $6.2M | $-6.3M | ||
| Q4 24 | $65.8M | $4.1M | ||
| Q3 24 | $18.8M | $-7.9M | ||
| Q2 24 | $14.9M | $-4.3M | ||
| Q1 24 | $1.3M | $-6.8M |
自由现金流BFCPL
| Q4 25 | $51.0M | $1.9M | ||
| Q3 25 | $12.5M | $47.5M | ||
| Q2 25 | $8.2M | $9.2M | ||
| Q1 25 | $4.0M | $-17.9M | ||
| Q4 24 | $58.6M | $-3.6M | ||
| Q3 24 | $16.9M | $-23.0M | ||
| Q2 24 | $13.7M | $-14.2M | ||
| Q1 24 | $551.0K | $-15.7M |
自由现金流率BFCPL
| Q4 25 | 113.6% | 2.3% | ||
| Q3 25 | 28.2% | 64.7% | ||
| Q2 25 | 19.8% | 13.9% | ||
| Q1 25 | 9.3% | -29.1% | ||
| Q4 24 | 146.3% | -5.8% | ||
| Q3 24 | 41.5% | -37.6% | ||
| Q2 24 | 35.3% | -23.6% | ||
| Q1 24 | 1.5% | -26.7% |
资本支出强度BFCPL
| Q4 25 | 25.5% | 32.9% | ||
| Q3 25 | 6.7% | 27.6% | ||
| Q2 25 | 8.7% | 12.3% | ||
| Q1 25 | 5.0% | 18.9% | ||
| Q4 24 | 18.0% | 12.5% | ||
| Q3 24 | 4.5% | 24.8% | ||
| Q2 24 | 3.1% | 16.4% | ||
| Q1 24 | 2.1% | 15.1% |
现金转化率BFCPL
| Q4 25 | 3.40× | — | ||
| Q3 25 | 0.86× | — | ||
| Q2 25 | 0.70× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 3.75× | — | ||
| Q3 24 | 1.13× | — | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 0.09× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BFC
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
