vs
BGSF, INC.（BGSF）与Finward Bancorp（FNWD）财务数据对比。点击上方公司名可切换其他公司
BGSF, INC.的季度营收约是Finward Bancorp的1.3倍（$22.0M vs $16.5M），Finward Bancorp净利率更高（12.0% vs -5.3%，领先17.3%），Finward Bancorp同比增速更快（1.1% vs -9.4%），Finward Bancorp自由现金流更多（$9.0M vs $1.7M），过去两年BGSF, INC.的营收复合增速更高（-5.3% vs -19.1%）
BGSF Inc.是一家总部位于美国的领先人力资源解决方案提供商，提供定制化人员派遣、人才招聘和全流程劳动力管理服务，覆盖信息技术、医疗健康、专业行政、轻工业、创意产业等核心领域，服务北美各规模的企业客户。
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
BGSF vs FNWD — 直观对比
营收规模更大
BGSF
是对方的1.3倍
$16.5M
营收增速更快
FNWD
高出10.5%
-9.4%
净利率更高
FNWD
高出17.3%
-5.3%
自由现金流更多
FNWD
多$7.4M
$1.7M
两年增速更快
BGSF
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $22.0M | $16.5M |
| 净利润 | $-1.2M | $2.0M |
| 毛利率 | 35.0% | — |
| 营业利润率 | -17.6% | 11.0% |
| 净利率 | -5.3% | 12.0% |
| 营收同比 | -9.4% | 1.1% |
| 净利润同比 | -18.2% | -5.6% |
| 每股收益（稀释后） | $-0.12 | $0.46 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BGSFFNWD
| Q4 25 | $22.0M | $16.5M | ||
| Q3 25 | $26.9M | $17.4M | ||
| Q2 25 | $23.5M | $16.6M | ||
| Q1 25 | $20.9M | $15.5M | ||
| Q4 24 | $24.3M | $16.3M | ||
| Q3 24 | $29.8M | $14.9M | ||
| Q2 24 | $25.7M | $14.6M | ||
| Q1 24 | $24.5M | $25.3M |
净利润BGSFFNWD
| Q4 25 | $-1.2M | $2.0M | ||
| Q3 25 | $-5.8M | $3.5M | ||
| Q2 25 | $-3.7M | $2.2M | ||
| Q1 25 | $-722.0K | $455.0K | ||
| Q4 24 | $-981.0K | $2.1M | ||
| Q3 24 | $-804.0K | $606.0K | ||
| Q2 24 | $-761.0K | $143.0K | ||
| Q1 24 | $-792.0K | $9.3M |
毛利率BGSFFNWD
| Q4 25 | 35.0% | — | ||
| Q3 25 | 35.9% | — | ||
| Q2 25 | 35.8% | — | ||
| Q1 25 | 36.2% | — | ||
| Q4 24 | 35.9% | — | ||
| Q3 24 | 35.9% | — | ||
| Q2 24 | 37.3% | — | ||
| Q1 24 | 38.1% | — |
营业利润率BGSFFNWD
| Q4 25 | -17.6% | 11.0% | ||
| Q3 25 | -3.5% | 20.5% | ||
| Q2 25 | -18.8% | 12.7% | ||
| Q1 25 | 1.6% | 4.0% | ||
| Q4 24 | -15.7% | 16.3% | ||
| Q3 24 | -3.4% | 2.7% | ||
| Q2 24 | -5.7% | 0.9% | ||
| Q1 24 | 1.7% | 40.6% |
净利率BGSFFNWD
| Q4 25 | -5.3% | 12.0% | ||
| Q3 25 | -21.6% | 20.1% | ||
| Q2 25 | -15.9% | 12.9% | ||
| Q1 25 | -3.5% | 2.9% | ||
| Q4 24 | -4.0% | 12.9% | ||
| Q3 24 | -2.7% | 4.1% | ||
| Q2 24 | -3.0% | 1.0% | ||
| Q1 24 | -3.2% | 36.7% |
每股收益（稀释后）BGSFFNWD
| Q4 25 | $-0.12 | $0.46 | ||
| Q3 25 | $-0.52 | $0.81 | ||
| Q2 25 | $-0.34 | $0.50 | ||
| Q1 25 | $-0.06 | $0.11 | ||
| Q4 24 | — | $0.50 | ||
| Q3 24 | $-0.07 | $0.14 | ||
| Q2 24 | $-0.07 | $0.03 | ||
| Q1 24 | — | $2.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $48.1M | $174.7M |
| 总资产 | $57.8M | $2.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BGSFFNWD
| Q4 25 | — | — | ||
| Q3 25 | $41.2M | — | ||
| Q2 25 | $2.8M | — | ||
| Q1 25 | $2.0M | — | ||
| Q4 24 | $32.0K | — | ||
| Q3 24 | $262 | — | ||
| Q2 24 | $226 | — | ||
| Q1 24 | $50 | — |
股东权益BGSFFNWD
| Q4 25 | $48.1M | $174.7M | ||
| Q3 25 | $50.7M | $165.5M | ||
| Q2 25 | $78.3M | $154.3M | ||
| Q1 25 | $81.8M | $151.8M | ||
| Q4 24 | $82.3M | $151.4M | ||
| Q3 24 | $82.9M | $159.6M | ||
| Q2 24 | $83.2M | $148.6M | ||
| Q1 24 | $83.6M | $151.6M |
总资产BGSFFNWD
| Q4 25 | $57.8M | $2.0B | ||
| Q3 25 | $83.6M | $2.1B | ||
| Q2 25 | $149.7M | $2.1B | ||
| Q1 25 | $152.3M | $2.0B | ||
| Q4 24 | $150.1M | $2.1B | ||
| Q3 24 | $157.3K | $2.1B | ||
| Q2 24 | $159.8K | $2.1B | ||
| Q1 24 | $170.6K | $2.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.7M | $9.9M |
| 自由现金流经营现金流 - 资本支出 | $1.7M | $9.0M |
| 自由现金流率自由现金流/营收 | 7.6% | 54.8% |
| 资本支出强度资本支出/营收 | 0.1% | 5.2% |
| 现金转化率经营现金流/净利润 | — | 4.99× |
| 过去12个月自由现金流最近4个季度 | $-16.0K | $10.6M |
8季度趋势，按日历期对齐
经营现金流BGSFFNWD
| Q4 25 | $1.7M | $9.9M | ||
| Q3 25 | $-4.8M | $1.2M | ||
| Q2 25 | $2.2M | $4.8M | ||
| Q1 25 | $1.1M | $-3.8M | ||
| Q4 24 | $3.2M | $9.8M | ||
| Q3 24 | $6.5M | $-3.7M | ||
| Q2 24 | $7.3M | $2.8M | ||
| Q1 24 | $7.4M | $-25.0K |
自由现金流BGSFFNWD
| Q4 25 | $1.7M | $9.0M | ||
| Q3 25 | $-4.9M | $1.0M | ||
| Q2 25 | $2.1M | $4.5M | ||
| Q1 25 | $1.0M | $-4.0M | ||
| Q4 24 | $2.5M | $6.7M | ||
| Q3 24 | $6.5M | $-4.2M | ||
| Q2 24 | $7.3M | $1.1M | ||
| Q1 24 | $6.9M | $-736.0K |
自由现金流率BGSFFNWD
| Q4 25 | 7.6% | 54.8% | ||
| Q3 25 | -18.1% | 6.0% | ||
| Q2 25 | 9.1% | 27.0% | ||
| Q1 25 | 5.0% | -25.7% | ||
| Q4 24 | 10.2% | 41.2% | ||
| Q3 24 | 21.7% | -28.5% | ||
| Q2 24 | 28.5% | 7.6% | ||
| Q1 24 | 28.1% | -2.9% |
资本支出强度BGSFFNWD
| Q4 25 | 0.1% | 5.2% | ||
| Q3 25 | 0.4% | 0.9% | ||
| Q2 25 | 0.0% | 1.7% | ||
| Q1 25 | 0.1% | 1.2% | ||
| Q4 24 | 3.0% | 18.8% | ||
| Q3 24 | 0.0% | 3.4% | ||
| Q2 24 | 0.0% | 11.2% | ||
| Q1 24 | 2.0% | 2.8% |
现金转化率BGSFFNWD
| Q4 25 | — | 4.99× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 2.22× | ||
| Q1 25 | — | -8.37× | ||
| Q4 24 | — | 4.66× | ||
| Q3 24 | — | -6.15× | ||
| Q2 24 | — | 19.23× | ||
| Q1 24 | — | -0.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BGSF
| Contract Field Talent | $21.4M | 97% |
| Other | $595.0K | 3% |
FNWD
暂无分部数据
