vs
Burke & Herbert Financial Services Corp.（BHRB）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Burke & Herbert Financial Services Corp.的季度营收约是Repay Holdings Corp的1.1倍（$86.5M vs $78.6M），Burke & Herbert Financial Services Corp.净利率更高（34.9% vs -178.3%，领先213.2%），Burke & Herbert Financial Services Corp.同比增速更快（4.9% vs 0.4%），Burke & Herbert Financial Services Corp.自由现金流更多（$96.2M vs $23.2M），过去两年Burke & Herbert Financial Services Corp.的营收复合增速更高（81.1% vs -1.3%）
伯克赫伯特金融服务公司是美国区域型金融控股企业，主营个人与商业银行业务、财富管理、住房抵押贷款、小微企业融资服务，核心市场覆盖弗吉尼亚州及大西洋沿岸中部邻近区域，服务零售客户、中小企业及高净值人群。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
BHRB vs RPAY — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $86.5M | $78.6M |
| 净利润 | $30.2M | $-140.1M |
| 毛利率 | — | 74.2% |
| 营业利润率 | 43.8% | -182.2% |
| 净利率 | 34.9% | -178.3% |
| 营收同比 | 4.9% | 0.4% |
| 净利润同比 | 52.8% | -3304.1% |
| 每股收益（稀释后） | $1.98 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $86.5M | $78.6M | ||
| Q3 25 | $85.4M | $77.7M | ||
| Q2 25 | $87.1M | $75.6M | ||
| Q1 25 | $83.0M | $77.3M | ||
| Q4 24 | $82.5M | $78.3M | ||
| Q3 24 | $83.8M | $79.1M | ||
| Q2 24 | $69.3M | $74.9M | ||
| Q1 24 | $26.4M | $80.7M |
| Q4 25 | $30.2M | $-140.1M | ||
| Q3 25 | $30.0M | $-6.4M | ||
| Q2 25 | $29.9M | $-102.3M | ||
| Q1 25 | $27.2M | $-7.9M | ||
| Q4 24 | $19.8M | $-4.1M | ||
| Q3 24 | $27.6M | $3.2M | ||
| Q2 24 | $-16.9M | $-4.1M | ||
| Q1 24 | $5.2M | $-5.2M |
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
| Q4 25 | 43.8% | -182.2% | ||
| Q3 25 | 43.3% | -3.9% | ||
| Q2 25 | 42.7% | -138.7% | ||
| Q1 25 | 39.6% | -4.7% | ||
| Q4 24 | 24.6% | -1.5% | ||
| Q3 24 | 39.2% | -0.9% | ||
| Q2 24 | -27.5% | -4.6% | ||
| Q1 24 | 22.3% | -3.1% |
| Q4 25 | 34.9% | -178.3% | ||
| Q3 25 | 35.1% | -8.3% | ||
| Q2 25 | 34.3% | -135.2% | ||
| Q1 25 | 32.8% | -10.3% | ||
| Q4 24 | 24.0% | -5.3% | ||
| Q3 24 | 33.0% | 4.1% | ||
| Q2 24 | -24.4% | -5.4% | ||
| Q1 24 | 19.8% | -6.5% |
| Q4 25 | $1.98 | $-1.68 | ||
| Q3 25 | $1.97 | $-0.08 | ||
| Q2 25 | $1.97 | $-1.15 | ||
| Q1 25 | $1.80 | $-0.09 | ||
| Q4 24 | $1.72 | $-0.04 | ||
| Q3 24 | $1.82 | $0.03 | ||
| Q2 24 | $-1.41 | $-0.04 | ||
| Q1 24 | $0.69 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $115.7M |
| 总债务越低越好 | — | $280.1M |
| 股东权益账面价值 | $854.6M | $484.4M |
| 总资产 | $7.9B | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.58× |
8季度趋势，按日历期对齐
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $95.7M | ||
| Q2 25 | — | $162.6M | ||
| Q1 25 | — | $165.5M | ||
| Q4 24 | — | $189.5M | ||
| Q3 24 | — | $168.7M | ||
| Q2 24 | — | $147.1M | ||
| Q1 24 | — | $128.3M |
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
| Q4 25 | $854.6M | $484.4M | ||
| Q3 25 | $822.2M | $616.9M | ||
| Q2 25 | $780.0M | $633.7M | ||
| Q1 25 | $758.0M | $755.7M | ||
| Q4 24 | $730.2M | $761.3M | ||
| Q3 24 | $738.1M | $754.7M | ||
| Q2 24 | $693.1M | $815.4M | ||
| Q1 24 | $319.3M | $813.8M |
| Q4 25 | $7.9B | $1.2B | ||
| Q3 25 | $7.9B | $1.3B | ||
| Q2 25 | $8.1B | $1.4B | ||
| Q1 25 | $7.8B | $1.5B | ||
| Q4 24 | $7.8B | $1.6B | ||
| Q3 24 | $7.9B | $1.6B | ||
| Q2 24 | $7.8B | $1.5B | ||
| Q1 24 | $3.7B | $1.5B |
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $107.9M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $96.2M | $23.2M |
| 自由现金流率自由现金流/营收 | 111.2% | 29.6% |
| 资本支出强度资本支出/营收 | 13.5% | 0.1% |
| 现金转化率经营现金流/净利润 | 3.57× | — |
| 过去12个月自由现金流最近4个季度 | $164.1M | $90.7M |
8季度趋势，按日历期对齐
| Q4 25 | $107.9M | $23.3M | ||
| Q3 25 | $39.3M | $32.2M | ||
| Q2 25 | $41.0K | $33.1M | ||
| Q1 25 | $37.6M | $2.5M | ||
| Q4 24 | $85.8M | $34.3M | ||
| Q3 24 | $47.8M | $60.1M | ||
| Q2 24 | $-46.0M | $31.0M | ||
| Q1 24 | $7.1M | $24.8M |
| Q4 25 | $96.2M | $23.2M | ||
| Q3 25 | $35.4M | $32.1M | ||
| Q2 25 | $-3.4M | $33.0M | ||
| Q1 25 | $35.9M | $2.4M | ||
| Q4 24 | $81.2M | $34.0M | ||
| Q3 24 | $46.0M | $59.8M | ||
| Q2 24 | $-47.0M | $30.5M | ||
| Q1 24 | $5.6M | $24.7M |
| Q4 25 | 111.2% | 29.6% | ||
| Q3 25 | 41.5% | 41.3% | ||
| Q2 25 | -3.9% | 43.6% | ||
| Q1 25 | 43.2% | 3.0% | ||
| Q4 24 | 98.5% | 43.5% | ||
| Q3 24 | 55.0% | 75.6% | ||
| Q2 24 | -67.8% | 40.7% | ||
| Q1 24 | 21.2% | 30.6% |
| Q4 25 | 13.5% | 0.1% | ||
| Q3 25 | 4.5% | 0.2% | ||
| Q2 25 | 3.9% | 0.1% | ||
| Q1 25 | 2.1% | 0.2% | ||
| Q4 24 | 5.5% | 0.3% | ||
| Q3 24 | 2.1% | 0.3% | ||
| Q2 24 | 1.5% | 0.6% | ||
| Q1 24 | 5.7% | 0.1% |
| Q4 25 | 3.57× | — | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 1.38× | — | ||
| Q4 24 | 4.33× | — | ||
| Q3 24 | 1.73× | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | 1.36× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BHRB
暂无分部数据
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
