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纽约梅隆银行（BK）与RYDER SYSTEM INC（R）财务数据对比。点击上方公司名可切换其他公司
纽约梅隆银行的季度营收约是RYDER SYSTEM INC的1.7倍（$5.4B vs $3.1B），纽约梅隆银行净利率更高（30.1% vs 3.0%，领先27.2%），纽约梅隆银行同比增速更快（12.9% vs 1.0%），过去两年纽约梅隆银行的营收复合增速更高（129.2% vs -0.9%）
纽约梅隆银行是总部位于美国纽约的全球性金融服务机构，2007年7月由纽约银行与梅隆金融公司合并组建而成，业务覆盖全球众多市场，为机构、企业及个人客户提供专业金融服务，在资产管理、证券服务等领域拥有领先的行业地位。
Ryder System Inc.是美国专业运输物流服务商，总部位于佛罗里达州科勒尔盖布尔斯，业务覆盖美国及英国，核心业务包含卡车租赁、车队管理、供应链及运输管理，同时提供车辆维保、二手车销售、专业司机派遣、电商履约与最后一公里配送等多元服务。
BK vs R — 直观对比
营收规模更大
BK
是对方的1.7倍
$3.1B
营收增速更快
BK
高出11.9%
1.0%
净利率更高
BK
高出27.2%
3.0%
两年增速更快
BK
近两年复合增速
-0.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $5.4B | $3.1B |
| 净利润 | $1.6B | $93.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 30.1% | 3.0% |
| 营收同比 | 12.9% | 1.0% |
| 净利润同比 | 33.4% | -5.1% |
| 每股收益（稀释后） | $2.24 | $2.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BKR
| Q1 26 | $5.4B | $3.1B | ||
| Q4 25 | $1.3B | $3.2B | ||
| Q3 25 | $1.2B | $3.2B | ||
| Q2 25 | $1.2B | $3.2B | ||
| Q1 25 | $1.2B | $3.1B | ||
| Q4 24 | $1.2B | $3.2B | ||
| Q3 24 | $1.0B | $3.2B | ||
| Q2 24 | $1.0B | $3.2B |
净利润BKR
| Q1 26 | $1.6B | $93.0M | ||
| Q4 25 | $1.5B | $132.0M | ||
| Q3 25 | $1.4B | $138.0M | ||
| Q2 25 | $1.4B | $131.0M | ||
| Q1 25 | $1.2B | $98.0M | ||
| Q4 24 | $1.2B | $135.0M | ||
| Q3 24 | $1.2B | $142.0M | ||
| Q2 24 | $1.2B | $127.0M |
营业利润率BKR
| Q1 26 | — | — | ||
| Q4 25 | — | 5.6% | ||
| Q3 25 | — | 6.0% | ||
| Q2 25 | — | 5.8% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | — | 5.9% | ||
| Q2 24 | — | 5.6% |
净利率BKR
| Q1 26 | 30.1% | 3.0% | ||
| Q4 25 | 108.5% | 4.2% | ||
| Q3 25 | 116.9% | 4.4% | ||
| Q2 25 | 118.3% | 4.1% | ||
| Q1 25 | 105.3% | 3.1% | ||
| Q4 24 | 96.7% | 4.2% | ||
| Q3 24 | 112.8% | 4.5% | ||
| Q2 24 | 113.4% | 4.0% |
每股收益（稀释后）BKR
| Q1 26 | $2.24 | $2.34 | ||
| Q4 25 | $2.01 | $3.22 | ||
| Q3 25 | $1.88 | $3.32 | ||
| Q2 25 | $1.93 | $3.13 | ||
| Q1 25 | $1.58 | $2.27 | ||
| Q4 24 | $1.53 | $3.09 | ||
| Q3 24 | $1.50 | $3.24 | ||
| Q2 24 | $1.52 | $2.84 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $182.0M |
| 总债务越低越好 | $32.6B | — |
| 股东权益账面价值 | $172.0B | $2.9B |
| 总资产 | $561.5B | — |
| 负债/权益比越低杠杆越低 | 0.19× | — |
8季度趋势，按日历期对齐
现金及短期投资BKR
| Q1 26 | — | $182.0M | ||
| Q4 25 | $5.1B | $198.0M | ||
| Q3 25 | $5.1B | $189.0M | ||
| Q2 25 | $5.7B | $180.0M | ||
| Q1 25 | $5.4B | $151.0M | ||
| Q4 24 | $4.2B | $154.0M | ||
| Q3 24 | $6.2B | $162.0M | ||
| Q2 24 | $5.3B | $164.0M |
总债务BKR
| Q1 26 | $32.6B | — | ||
| Q4 25 | $31.9B | $6.8B | ||
| Q3 25 | $32.3B | $7.3B | ||
| Q2 25 | $33.4B | $7.0B | ||
| Q1 25 | $30.9B | $6.7B | ||
| Q4 24 | $30.9B | $6.7B | ||
| Q3 24 | $33.2B | $6.6B | ||
| Q2 24 | $30.9B | $6.5B |
股东权益BKR
| Q1 26 | $172.0B | $2.9B | ||
| Q4 25 | $44.3B | $3.1B | ||
| Q3 25 | $43.9B | $3.1B | ||
| Q2 25 | $44.0B | $3.1B | ||
| Q1 25 | $43.1B | $3.0B | ||
| Q4 24 | $41.3B | $3.1B | ||
| Q3 24 | $42.0B | $3.1B | ||
| Q2 24 | $40.8B | $3.1B |
总资产BKR
| Q1 26 | $561.5B | — | ||
| Q4 25 | $472.3B | $16.4B | ||
| Q3 25 | $455.3B | $16.5B | ||
| Q2 25 | $485.8B | $16.5B | ||
| Q1 25 | $440.7B | $16.4B | ||
| Q4 24 | $416.1B | $16.7B | ||
| Q3 24 | $427.5B | $16.5B | ||
| Q2 24 | $428.5B | $16.4B |
负债/权益比BKR
| Q1 26 | 0.19× | — | ||
| Q4 25 | 0.72× | 2.24× | ||
| Q3 25 | 0.74× | 2.35× | ||
| Q2 25 | 0.76× | 2.27× | ||
| Q1 25 | 0.72× | 2.21× | ||
| Q4 24 | 0.75× | 2.14× | ||
| Q3 24 | 0.79× | 2.17× | ||
| Q2 24 | 0.76× | 2.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $583.0M |
| 自由现金流经营现金流 - 资本支出 | — | $273.0M |
| 自由现金流率自由现金流/营收 | — | 8.7% |
| 资本支出强度资本支出/营收 | — | 13.7% |
| 现金转化率经营现金流/净利润 | — | 6.27× |
| 过去12个月自由现金流最近4个季度 | — | $595.0M |
8季度趋势，按日历期对齐
经营现金流BKR
| Q1 26 | — | $583.0M | ||
| Q4 25 | $5.2B | $749.0M | ||
| Q3 25 | $-1.1B | $442.0M | ||
| Q2 25 | $2.2B | $752.0M | ||
| Q1 25 | $412.0M | $651.0M | ||
| Q4 24 | $1.6B | $558.0M | ||
| Q3 24 | $-312.0M | $629.0M | ||
| Q2 24 | $2.1B | $552.0M |
自由现金流BKR
| Q1 26 | — | $273.0M | ||
| Q4 25 | $4.7B | $344.0M | ||
| Q3 25 | $-1.5B | $-85.0M | ||
| Q2 25 | $1.8B | $63.0M | ||
| Q1 25 | $92.0M | $137.0M | ||
| Q4 24 | $1.1B | $-201.0M | ||
| Q3 24 | $-687.0M | $30.0M | ||
| Q2 24 | $1.7B | $-87.0M |
自由现金流率BKR
| Q1 26 | — | 8.7% | ||
| Q4 25 | 352.8% | 10.8% | ||
| Q3 25 | -121.5% | -2.7% | ||
| Q2 25 | 152.8% | 2.0% | ||
| Q1 25 | 7.9% | 4.4% | ||
| Q4 24 | 95.2% | -6.3% | ||
| Q3 24 | -65.6% | 0.9% | ||
| Q2 24 | 169.6% | -2.7% |
资本支出强度BKR
| Q1 26 | — | 13.7% | ||
| Q4 25 | 32.4% | 12.8% | ||
| Q3 25 | 35.4% | 16.6% | ||
| Q2 25 | 29.8% | 21.6% | ||
| Q1 25 | 27.6% | 16.4% | ||
| Q4 24 | 34.6% | 23.8% | ||
| Q3 24 | 35.8% | 18.9% | ||
| Q2 24 | 37.1% | 20.1% |
现金转化率BKR
| Q1 26 | — | 6.27× | ||
| Q4 25 | 3.55× | 5.67× | ||
| Q3 25 | -0.74× | 3.20× | ||
| Q2 25 | 1.54× | 5.74× | ||
| Q1 25 | 0.34× | 6.64× | ||
| Q4 24 | 1.34× | 4.13× | ||
| Q3 24 | -0.26× | 4.43× | ||
| Q2 24 | 1.82× | 4.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BK
| Investment services fees | $2.7B | 49% |
| Other | $1.4B | 25% |
| Investment management and performance fees | $785.0M | 15% |
| Investment and other revenue | $271.0M | 5% |
| Foreign exchange revenue | $232.0M | 4% |
| Financing-related fees | $62.0M | 1% |
| Distribution and servicing fees | $37.0M | 1% |
R
| Fleet Management Solutions | $1.5B | 47% |
| ChoiceLease | $878.0M | 28% |
| Dedicated Transportation Solutions | $553.0M | 18% |
| Commercial rental | $211.0M | 7% |
