vs
TopBuild Corp（BLD）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是TopBuild Corp的1.5倍（$2.2B vs $1.5B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 7.0%，领先16.5%），TopBuild Corp同比增速更快（13.2% vs -36.8%），过去两年TopBuild Corp的营收复合增速更高（7.8% vs -11.9%）
HashiCorp是总部位于美国加利福尼亚州旧金山的软件企业，2012年由米切尔·桥本与阿蒙·达德加创立，采用免费增值商业模式，为开发、运维及安全从业人员提供云基础设施配置、防护、运行与连接相关的工具及产品。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
BLD vs RNR — 直观对比
营收规模更大
RNR
是对方的1.5倍
$1.5B
营收增速更快
BLD
高出49.9%
-36.8%
净利率更高
RNR
高出16.5%
7.0%
两年增速更快
BLD
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $2.2B |
| 净利润 | $104.5M | $515.8M |
| 毛利率 | 27.2% | — |
| 营业利润率 | 12.1% | — |
| 净利率 | 7.0% | 23.5% |
| 营收同比 | 13.2% | -36.8% |
| 净利润同比 | -30.6% | 72.6% |
| 每股收益（稀释后） | $3.69 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BLDRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.5B | $3.0B | ||
| Q3 25 | $1.4B | $3.2B | ||
| Q2 25 | $1.3B | $3.2B | ||
| Q1 25 | $1.2B | $3.5B | ||
| Q4 24 | $1.3B | $2.3B | ||
| Q3 24 | $1.4B | $4.0B | ||
| Q2 24 | $1.4B | $2.8B |
净利润BLDRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $104.5M | $760.5M | ||
| Q3 25 | $142.2M | $916.5M | ||
| Q2 25 | $151.6M | $835.4M | ||
| Q1 25 | $123.4M | $170.0M | ||
| Q4 24 | $150.5M | $-189.7M | ||
| Q3 24 | $169.0M | $1.2B | ||
| Q2 24 | $150.7M | $503.9M |
毛利率BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | — | ||
| Q3 25 | 30.1% | — | ||
| Q2 25 | 30.4% | — | ||
| Q1 25 | 28.5% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 30.7% | — | ||
| Q2 24 | 31.0% | — |
营业利润率BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | 12.1% | 42.5% | ||
| Q3 25 | 15.4% | 46.3% | ||
| Q2 25 | 16.9% | 41.8% | ||
| Q1 25 | 14.4% | -2.0% | ||
| Q4 24 | 16.6% | -3.6% | ||
| Q3 24 | 17.8% | 43.7% | ||
| Q2 24 | 15.4% | 25.0% |
净利率BLDRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 7.0% | 25.6% | ||
| Q3 25 | 10.2% | 28.7% | ||
| Q2 25 | 11.7% | 26.1% | ||
| Q1 25 | 10.0% | 4.9% | ||
| Q4 24 | 11.5% | -8.3% | ||
| Q3 24 | 12.3% | 29.8% | ||
| Q2 24 | 11.0% | 17.8% |
每股收益（稀释后）BLDRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $3.69 | $16.16 | ||
| Q3 25 | $5.04 | $19.40 | ||
| Q2 25 | $5.32 | $17.20 | ||
| Q1 25 | $4.23 | $3.27 | ||
| Q4 24 | $5.07 | $-3.76 | ||
| Q3 24 | $5.65 | $22.62 | ||
| Q2 24 | $4.78 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $184.7M | $1.6B |
| 总债务越低越好 | $2.8B | — |
| 股东权益账面价值 | $2.3B | $4.3B |
| 总资产 | $6.6B | $53.7B |
| 负债/权益比越低杠杆越低 | 1.23× | — |
8季度趋势，按日历期对齐
现金及短期投资BLDRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $184.7M | $1.7B | ||
| Q3 25 | $1.1B | $1.7B | ||
| Q2 25 | $842.5M | $1.4B | ||
| Q1 25 | $308.8M | $1.6B | ||
| Q4 24 | $400.3M | $1.7B | ||
| Q3 24 | $257.3M | $1.6B | ||
| Q2 24 | $463.2M | $1.6B |
总债务BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | $2.8B | $2.3B | ||
| Q3 25 | $2.9B | $2.2B | ||
| Q2 25 | $1.9B | $2.3B | ||
| Q1 25 | $1.4B | $2.8B | ||
| Q4 24 | $1.4B | $1.9B | ||
| Q3 24 | $1.4B | $1.9B | ||
| Q2 24 | $1.4B | $2.0B |
股东权益BLDRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $2.3B | $11.6B | ||
| Q3 25 | $2.2B | $11.5B | ||
| Q2 25 | $2.1B | $10.8B | ||
| Q1 25 | $2.1B | $10.3B | ||
| Q4 24 | $2.2B | $10.6B | ||
| Q3 24 | $2.1B | $11.2B | ||
| Q2 24 | $2.4B | $10.2B |
总资产BLDRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $6.6B | $53.8B | ||
| Q3 25 | $6.4B | $54.5B | ||
| Q2 25 | $5.1B | $54.7B | ||
| Q1 25 | $4.6B | $53.6B | ||
| Q4 24 | $4.7B | $50.7B | ||
| Q3 24 | $4.7B | $52.8B | ||
| Q2 24 | $4.9B | $51.6B |
负债/权益比BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.23× | 0.20× | ||
| Q3 25 | 1.29× | 0.19× | ||
| Q2 25 | 0.88× | 0.21× | ||
| Q1 25 | 0.65× | 0.27× | ||
| Q4 24 | 0.62× | 0.18× | ||
| Q3 24 | 0.66× | 0.17× | ||
| Q2 24 | 0.59× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $176.7M | — |
| 自由现金流经营现金流 - 资本支出 | $159.4M | — |
| 自由现金流率自由现金流/营收 | 10.7% | — |
| 资本支出强度资本支出/营收 | 1.2% | — |
| 现金转化率经营现金流/净利润 | 1.69× | — |
| 过去12个月自由现金流最近4个季度 | $696.9M | — |
8季度趋势，按日历期对齐
经营现金流BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | $176.7M | $483.0M | ||
| Q3 25 | $233.3M | $1.6B | ||
| Q2 25 | $193.7M | $1.5B | ||
| Q1 25 | $152.6M | $157.8M | ||
| Q4 24 | $266.2M | $778.9M | ||
| Q3 24 | $240.7M | $1.5B | ||
| Q2 24 | $90.4M | $1.2B |
自由现金流BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | $159.4M | — | ||
| Q3 25 | $216.2M | — | ||
| Q2 25 | $182.2M | — | ||
| Q1 25 | $139.2M | — | ||
| Q4 24 | $253.7M | — | ||
| Q3 24 | $219.8M | — | ||
| Q2 24 | $74.3M | — |
自由现金流率BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | 10.7% | — | ||
| Q3 25 | 15.5% | — | ||
| Q2 25 | 14.0% | — | ||
| Q1 25 | 11.3% | — | ||
| Q4 24 | 19.3% | — | ||
| Q3 24 | 16.0% | — | ||
| Q2 24 | 5.4% | — |
资本支出强度BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 1.1% | — | ||
| Q4 24 | 1.0% | — | ||
| Q3 24 | 1.5% | — | ||
| Q2 24 | 1.2% | — |
现金转化率BLDRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.69× | 0.64× | ||
| Q3 25 | 1.64× | 1.73× | ||
| Q2 25 | 1.28× | 1.76× | ||
| Q1 25 | 1.24× | 0.93× | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 1.42× | 1.26× | ||
| Q2 24 | 0.60× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BLD
| Distribution Segment | $755.4M | 51% |
| Residential | $557.9M | 38% |
| All Other Products | $91.9M | 6% |
| Glass And Windows | $51.5M | 3% |
| Rain Gutters | $27.1M | 2% |
RNR
暂无分部数据
