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Beeline Holdings, Inc.（BLNE）与Finance of America Companies Inc.（FOA）财务数据对比。点击上方公司名可切换其他公司
Finance of America Companies Inc.的季度营收约是Beeline Holdings, Inc.的39.2倍（$73.5M vs $1.9M）。Finance of America Companies Inc.净利率更高（-14.1% vs -445.0%，领先430.8%）。过去两年Finance of America Companies Inc.的营收复合增速更高（-0.8% vs -33.0%）
Beeline（比附，品牌名билайн）是一个移动网络运营商品牌，业务覆盖俄罗斯、哈萨克斯坦、吉尔吉斯斯坦与乌兹别克斯坦，分别隶属于VimpelCom股份公司与VEON集团。该品牌是俄罗斯第四大移动运营商，主要竞争对手包括MTS、MegaFon和T2。
洛克特公司是一家美国金融科技与住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。依托核心子公司Rocket Mortgage，该公司已是美国规模最大的抵押贷款机构之一，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
BLNE vs FOA — 直观对比
营收规模更大
FOA
是对方的39.2倍
$1.9M
净利率更高
FOA
高出430.8%
-445.0%
两年增速更快
FOA
近两年复合增速
-33.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $1.9M | $73.5M |
| 净利润 | $-8.4M | $-10.4M |
| 毛利率 | — | — |
| 营业利润率 | -418.4% | -29.9% |
| 净利率 | -445.0% | -14.1% |
| 营收同比 | — | 248.7% |
| 净利润同比 | -16.1% | 82.4% |
| 每股收益（稀释后） | — | $0.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BLNEFOA
| Q4 25 | $1.9M | $73.5M | ||
| Q3 25 | $2.3M | $80.8M | ||
| Q2 25 | $1.7M | $177.4M | ||
| Q1 25 | $1.8M | $165.7M | ||
| Q4 24 | — | $-49.4M | ||
| Q3 24 | $760.0K | $290.1M | ||
| Q2 24 | $3.0M | $79.0M | ||
| Q1 24 | $2.4M | $74.7M |
净利润BLNEFOA
| Q4 25 | $-8.4M | $-10.4M | ||
| Q3 25 | $-3.9M | $-9.5M | ||
| Q2 25 | $-4.1M | $34.9M | ||
| Q1 25 | $-6.8M | $30.2M | ||
| Q4 24 | — | $-59.1M | ||
| Q3 24 | $-1.4M | $84.2M | ||
| Q2 24 | $-1.5M | $-2.1M | ||
| Q1 24 | $-1.3M | $-7.5M |
毛利率BLNEFOA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 26.3% | — | ||
| Q2 24 | 5.2% | — | ||
| Q1 24 | 7.7% | — |
营业利润率BLNEFOA
| Q4 25 | -418.4% | -29.9% | ||
| Q3 25 | -120.9% | -35.3% | ||
| Q2 25 | -229.0% | 46.2% | ||
| Q1 25 | -268.7% | 49.3% | ||
| Q4 24 | — | 295.0% | ||
| Q3 24 | -57.2% | 71.8% | ||
| Q2 24 | -11.9% | -4.8% | ||
| Q1 24 | -19.1% | -21.1% |
净利率BLNEFOA
| Q4 25 | -445.0% | -14.1% | ||
| Q3 25 | -167.2% | -11.8% | ||
| Q2 25 | -237.3% | 19.7% | ||
| Q1 25 | -372.4% | 18.2% | ||
| Q4 24 | — | 119.5% | ||
| Q3 24 | -178.8% | 29.0% | ||
| Q2 24 | -50.4% | -2.6% | ||
| Q1 24 | -53.6% | -10.1% |
每股收益（稀释后）BLNEFOA
| Q4 25 | — | $0.45 | ||
| Q3 25 | $-0.20 | $-1.27 | ||
| Q2 25 | $-0.64 | $2.13 | ||
| Q1 25 | — | $2.43 | ||
| Q4 24 | — | $-5.24 | ||
| Q3 24 | $-6.60 | $7.50 | ||
| Q2 24 | $-8.74 | $-0.30 | ||
| Q1 24 | $-0.78 | $-0.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.1M | $89.5M |
| 总债务越低越好 | — | $357.5M |
| 股东权益账面价值 | $53.6M | $395.6M |
| 总资产 | $70.2M | $30.7B |
| 负债/权益比越低杠杆越低 | — | 0.90× |
8季度趋势，按日历期对齐
现金及短期投资BLNEFOA
| Q4 25 | $3.1M | $89.5M | ||
| Q3 25 | $1.3M | $109.8M | ||
| Q2 25 | $6.3M | $46.5M | ||
| Q1 25 | $1.5M | $52.0M | ||
| Q4 24 | — | $47.4M | ||
| Q3 24 | $310.0K | $44.3M | ||
| Q2 24 | $420.0K | $46.5M | ||
| Q1 24 | $147.0K | $48.2M |
总债务BLNEFOA
| Q4 25 | — | $357.5M | ||
| Q3 25 | — | $390.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $374.5M | ||
| Q3 24 | $8.2M | — | ||
| Q2 24 | $8.1M | — | ||
| Q1 24 | $8.1M | — |
股东权益BLNEFOA
| Q4 25 | $53.6M | $395.6M | ||
| Q3 25 | $51.7M | $365.8M | ||
| Q2 25 | $54.6M | $473.4M | ||
| Q1 25 | $47.1M | $394.9M | ||
| Q4 24 | — | $315.7M | ||
| Q3 24 | $-2.5M | $456.5M | ||
| Q2 24 | $-1.9M | $251.3M | ||
| Q1 24 | $-476.0K | $255.7M |
总资产BLNEFOA
| Q4 25 | $70.2M | $30.7B | ||
| Q3 25 | $63.2M | $30.7B | ||
| Q2 25 | $68.6M | $30.1B | ||
| Q1 25 | $63.8M | $29.7B | ||
| Q4 24 | — | $29.2B | ||
| Q3 24 | $16.2M | $29.0B | ||
| Q2 24 | $16.6M | $28.0B | ||
| Q1 24 | $17.0M | $27.7B |
负债/权益比BLNEFOA
| Q4 25 | — | 0.90× | ||
| Q3 25 | — | 1.07× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 1.19× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-10.0M | $-91.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BLNEFOA
| Q4 25 | $-10.0M | $-91.4M | ||
| Q3 25 | $-5.8M | $-149.7M | ||
| Q2 25 | $-4.1M | $-96.5M | ||
| Q1 25 | $-1.5M | $-92.1M | ||
| Q4 24 | — | $-106.2M | ||
| Q3 24 | $-652.0K | $-81.4M | ||
| Q2 24 | $-872.0K | $-104.0M | ||
| Q1 24 | $-82.0K | $-132.2M |
自由现金流BLNEFOA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $-132.7M |
自由现金流率BLNEFOA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -177.7% |
资本支出强度BLNEFOA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.6% |
现金转化率BLNEFOA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | -2.76× | ||
| Q1 25 | — | -3.05× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -0.97× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
