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蒙特利尔银行（BMO）与标普全球（SPGI）财务数据对比。点击上方公司名可切换其他公司
蒙特利尔银行的季度营收约是标普全球的1.8倍（$7.2B vs $3.9B）。标普全球净利率更高（28.9% vs 25.3%，领先3.6%）。标普全球自由现金流更多（$1.7B vs $1.0B）
蒙特利尔银行（简称BMO）是总部位于加拿大的跨国综合金融服务集团，业务涵盖投资银行、商业零售银行、财富管理等板块，在全球多个国家和地区布局运营网络，为个人及机构客户提供多元专业的金融服务。
标普全球是总部位于美国纽约曼哈顿的上市企业，核心业务涵盖金融信息、数据分析、能源及大宗商品情报服务，旗下拥有标普全球评级、标普全球市场财智、标普全球能源、标普全球移动、印度信用评级机构CRISIL等业务板块，同时控股合资企业标普道琼斯指数。
BMO vs SPGI — 直观对比
营收规模更大
BMO
是对方的1.8倍
$3.9B
净利率更高
SPGI
高出3.6%
25.3%
自由现金流更多
SPGI
多$668.3M
$1.0B
损益表 — Q1 2026 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $7.2B | $3.9B |
| 净利润 | $1.8B | $1.1B |
| 毛利率 | — | 70.1% |
| 营业利润率 | — | 42.7% |
| 净利率 | 25.3% | 28.9% |
| 营收同比 | — | 9.0% |
| 净利润同比 | — | 28.9% |
| 每股收益（稀释后） | — | $3.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BMOSPGI
| Q1 26 | $7.2B | — | ||
| Q4 25 | — | $3.9B | ||
| Q3 25 | $6.6B | $3.9B | ||
| Q2 25 | $6.3B | $3.8B | ||
| Q1 25 | — | $3.8B | ||
| Q4 24 | — | $3.6B | ||
| Q3 24 | — | $3.6B | ||
| Q2 24 | — | $3.5B |
净利润BMOSPGI
| Q1 26 | $1.8B | — | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | $1.7B | $1.2B | ||
| Q2 25 | $1.4B | $1.1B | ||
| Q1 25 | — | $1.1B | ||
| Q4 24 | — | $879.0M | ||
| Q3 24 | — | $971.0M | ||
| Q2 24 | — | $1.0B |
毛利率BMOSPGI
| Q1 26 | — | — | ||
| Q4 25 | — | 70.1% | ||
| Q3 25 | — | 71.2% | ||
| Q2 25 | — | 70.2% | ||
| Q1 25 | — | 69.5% | ||
| Q4 24 | — | 69.8% | ||
| Q3 24 | — | 70.0% | ||
| Q2 24 | — | 69.4% |
营业利润率BMOSPGI
| Q1 26 | — | — | ||
| Q4 25 | — | 42.7% | ||
| Q3 25 | — | 43.1% | ||
| Q2 25 | — | 41.3% | ||
| Q1 25 | — | 41.8% | ||
| Q4 24 | — | 36.4% | ||
| Q3 24 | — | 40.1% | ||
| Q2 24 | — | 40.9% |
净利率BMOSPGI
| Q1 26 | 25.3% | — | ||
| Q4 25 | — | 28.9% | ||
| Q3 25 | 25.9% | 30.2% | ||
| Q2 25 | 22.6% | 28.5% | ||
| Q1 25 | — | 28.9% | ||
| Q4 24 | — | 24.5% | ||
| Q3 24 | — | 27.2% | ||
| Q2 24 | — | 28.5% |
每股收益（稀释后）BMOSPGI
| Q1 26 | — | — | ||
| Q4 25 | — | $3.76 | ||
| Q3 25 | — | $3.86 | ||
| Q2 25 | — | $3.50 | ||
| Q1 25 | — | $3.54 | ||
| Q4 24 | — | $2.85 | ||
| Q3 24 | — | $3.11 | ||
| Q2 24 | — | $3.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $49.2B | $1.8B |
| 总债务越低越好 | — | $13.1B |
| 股东权益账面价值 | $62.6B | $31.1B |
| 总资产 | $1064.4B | $61.2B |
| 负债/权益比越低杠杆越低 | — | 0.42× |
8季度趋势，按日历期对齐
现金及短期投资BMOSPGI
| Q1 26 | $49.2B | — | ||
| Q4 25 | — | $1.8B | ||
| Q3 25 | $42.8B | $1.7B | ||
| Q2 25 | $47.7B | $1.8B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $2.0B |
总债务BMOSPGI
| Q1 26 | — | — | ||
| Q4 25 | — | $13.1B | ||
| Q3 25 | — | $11.4B | ||
| Q2 25 | — | $11.4B | ||
| Q1 25 | — | $11.4B | ||
| Q4 24 | — | $11.4B | ||
| Q3 24 | — | $11.4B | ||
| Q2 24 | — | $11.4B |
股东权益BMOSPGI
| Q1 26 | $62.6B | — | ||
| Q4 25 | — | $31.1B | ||
| Q3 25 | $63.3B | $33.1B | ||
| Q2 25 | $62.7B | $33.4B | ||
| Q1 25 | — | $33.4B | ||
| Q4 24 | — | $33.2B | ||
| Q3 24 | — | $34.0B | ||
| Q2 24 | — | $34.9B |
总资产BMOSPGI
| Q1 26 | $1064.4B | — | ||
| Q4 25 | — | $61.2B | ||
| Q3 25 | $1045.0B | $59.7B | ||
| Q2 25 | $1051.4B | $60.4B | ||
| Q1 25 | — | $59.9B | ||
| Q4 24 | — | $60.2B | ||
| Q3 24 | — | $60.4B | ||
| Q2 24 | — | $61.0B |
负债/权益比BMOSPGI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.42× | ||
| Q3 25 | — | 0.34× | ||
| Q2 25 | — | 0.34× | ||
| Q1 25 | — | 0.34× | ||
| Q4 24 | — | 0.34× | ||
| Q3 24 | — | 0.34× | ||
| Q2 24 | — | 0.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.3B | $1.7B |
| 自由现金流经营现金流 - 资本支出 | $1.0B | $1.7B |
| 自由现金流率自由现金流/营收 | 14.4% | 43.5% |
| 资本支出强度资本支出/营收 | 3.9% | 1.2% |
| 现金转化率经营现金流/净利润 | 0.72× | 1.54× |
| 过去12个月自由现金流最近4个季度 | — | $5.5B |
8季度趋势，按日历期对齐
经营现金流BMOSPGI
| Q1 26 | $1.3B | — | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | $-3.1B | $1.5B | ||
| Q2 25 | $-2.3B | $1.4B | ||
| Q1 25 | — | $953.0M | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.6B |
自由现金流BMOSPGI
| Q1 26 | $1.0B | — | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | $-3.4B | $1.5B | ||
| Q2 25 | $-2.7B | $1.4B | ||
| Q1 25 | — | $910.0M | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.5B |
自由现金流率BMOSPGI
| Q1 26 | 14.4% | — | ||
| Q4 25 | — | 43.5% | ||
| Q3 25 | -51.3% | 37.6% | ||
| Q2 25 | -41.8% | 36.9% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 47.5% | ||
| Q3 24 | — | 39.4% | ||
| Q2 24 | — | 42.9% |
资本支出强度BMOSPGI
| Q1 26 | 3.9% | — | ||
| Q4 25 | — | 1.2% | ||
| Q3 25 | 4.5% | 1.2% | ||
| Q2 25 | 5.1% | 1.6% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.9% |
现金转化率BMOSPGI
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | 1.54× | ||
| Q3 25 | -1.81× | 1.28× | ||
| Q2 25 | -1.63× | 1.35× | ||
| Q1 25 | — | 0.87× | ||
| Q4 24 | — | 1.98× | ||
| Q3 24 | — | 1.49× | ||
| Q2 24 | — | 1.54× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BMO
暂无分部数据
SPGI
| Subscription | $1.1B | 27% |
| Other | $706.0M | 18% |
| Non Transaction | $602.0M | 15% |
| Indices Segment | $495.0M | 13% |
| Mobility Segment | $444.0M | 11% |
| Asset Linked Fees | $329.0M | 8% |
| Recurring Variable Revenue | $157.0M | 4% |
| Related Party | $46.0M | 1% |
| Non Subscription Transaction | $45.0M | 1% |
| Sales Usage Based Royalties | $30.0M | 1% |
