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加拿大丰业银行（BNS）与FIRST CITIZENS BANCSHARES INC（FCNCA）财务数据对比。点击上方公司名可切换其他公司
加拿大丰业银行的季度营收约是FIRST CITIZENS BANCSHARES INC的6.5倍（$7.0B vs $1.1B）。FIRST CITIZENS BANCSHARES INC净利率更高（49.1% vs 23.8%，领先25.3%）
加拿大丰业银行（Scotiabank）是加拿大五大银行之一，总部位于安大略省多伦多，按资产及存款规模计为加拿大第三大银行。集团现有8.8万名员工，服务全球超2500万客户，2023年位列福布斯全球2000强第88位，提供个人商业银行、财富管理、企业与投资等多元金融服务。
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
BNS vs FCNCA — 直观对比
营收规模更大
BNS
是对方的6.5倍
$1.1B
净利率更高
FCNCA
高出25.3%
23.8%
损益表 — Q1 2026 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $7.0B | $1.1B |
| 净利润 | $1.7B | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 23.8% | 49.1% |
| 营收同比 | — | 3.5% |
| 净利润同比 | — | 10.6% |
| 每股收益（稀释后） | — | $42.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BNSFCNCA
| Q1 26 | $7.0B | $1.1B | ||
| Q4 25 | $7.2B | $2.4B | ||
| Q3 25 | $6.9B | $2.4B | ||
| Q2 25 | $6.6B | $2.4B | ||
| Q1 25 | — | $2.3B | ||
| Q4 24 | — | $2.4B | ||
| Q3 24 | — | $2.4B | ||
| Q2 24 | — | $2.5B |
净利润BNSFCNCA
| Q1 26 | $1.7B | $534.0M | ||
| Q4 25 | $1.6B | $580.0M | ||
| Q3 25 | $1.8B | $568.0M | ||
| Q2 25 | $1.5B | $575.0M | ||
| Q1 25 | — | $483.0M | ||
| Q4 24 | — | $700.0M | ||
| Q3 24 | — | $639.0M | ||
| Q2 24 | — | $707.0M |
营业利润率BNSFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | 33.3% | ||
| Q3 25 | — | 30.9% | ||
| Q2 25 | — | 31.9% | ||
| Q1 25 | — | 28.3% | ||
| Q4 24 | — | 30.6% | ||
| Q3 24 | — | 35.7% | ||
| Q2 24 | — | 39.8% |
净利率BNSFCNCA
| Q1 26 | 23.8% | 49.1% | ||
| Q4 25 | 22.5% | 23.8% | ||
| Q3 25 | 26.6% | 23.3% | ||
| Q2 25 | 22.4% | 24.2% | ||
| Q1 25 | — | 21.0% | ||
| Q4 24 | — | 29.1% | ||
| Q3 24 | — | 26.1% | ||
| Q2 24 | — | 28.7% |
每股收益（稀释后）BNSFCNCA
| Q1 26 | — | $42.63 | ||
| Q4 25 | — | $45.33 | ||
| Q3 25 | — | $43.08 | ||
| Q2 25 | — | $42.36 | ||
| Q1 25 | — | $34.47 | ||
| Q4 24 | — | $49.19 | ||
| Q3 24 | — | $43.42 | ||
| Q2 24 | — | $47.54 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.4B | — |
| 总债务越低越好 | — | $34.0B |
| 股东权益账面价值 | $65.0B | $22.0B |
| 总资产 | $1077.5B | $236.0B |
| 负债/权益比越低杠杆越低 | — | 1.54× |
8季度趋势，按日历期对齐
现金及短期投资BNSFCNCA
| Q1 26 | $6.4B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $8.6B | — | ||
| Q2 25 | $7.9B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务BNSFCNCA
| Q1 26 | — | $34.0B | ||
| Q4 25 | — | $35.8B | ||
| Q3 25 | — | $38.3B | ||
| Q2 25 | — | $37.6B | ||
| Q1 25 | — | $38.0B | ||
| Q4 24 | — | $36.7B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $37.1B |
股东权益BNSFCNCA
| Q1 26 | $65.0B | $22.0B | ||
| Q4 25 | — | $22.2B | ||
| Q3 25 | $62.4B | $22.0B | ||
| Q2 25 | $63.1B | $22.3B | ||
| Q1 25 | — | $22.3B | ||
| Q4 24 | — | $22.2B | ||
| Q3 24 | — | $22.8B | ||
| Q2 24 | — | $22.5B |
总资产BNSFCNCA
| Q1 26 | $1077.5B | $236.0B | ||
| Q4 25 | — | $229.7B | ||
| Q3 25 | $1032.7B | $233.5B | ||
| Q2 25 | $1033.3B | $229.7B | ||
| Q1 25 | — | $228.8B | ||
| Q4 24 | — | $223.7B | ||
| Q3 24 | — | $220.6B | ||
| Q2 24 | — | $219.8B |
负债/权益比BNSFCNCA
| Q1 26 | — | 1.54× | ||
| Q4 25 | — | 1.61× | ||
| Q3 25 | — | 1.74× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | — | 1.65× | ||
| Q3 24 | — | 1.61× | ||
| Q2 24 | — | 1.65× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.4B | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 5.60× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BNSFCNCA
| Q1 26 | $9.4B | — | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | $3.2B | $916.0M | ||
| Q2 25 | $1.8B | $859.0M | ||
| Q1 25 | — | $98.0M | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $991.0M | ||
| Q2 24 | — | $417.0M |
自由现金流BNSFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | $807.0M | ||
| Q3 25 | — | $678.0M | ||
| Q2 25 | — | $733.0M | ||
| Q1 25 | — | $-5.0M | ||
| Q4 24 | — | $991.0M | ||
| Q3 24 | — | $885.0M | ||
| Q2 24 | — | $316.0M |
自由现金流率BNSFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | 33.1% | ||
| Q3 25 | — | 27.9% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | -0.2% | ||
| Q4 24 | — | 41.2% | ||
| Q3 24 | — | 36.2% | ||
| Q2 24 | — | 12.8% |
资本支出强度BNSFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | 10.0% | ||
| Q3 25 | — | 9.8% | ||
| Q2 25 | — | 5.3% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | — | 4.3% | ||
| Q2 24 | — | 4.1% |
现金转化率BNSFCNCA
| Q1 26 | 5.60× | — | ||
| Q4 25 | — | 1.81× | ||
| Q3 25 | 1.73× | 1.61× | ||
| Q2 25 | 1.22× | 1.49× | ||
| Q1 25 | — | 0.20× | ||
| Q4 24 | — | 1.60× | ||
| Q3 24 | — | 1.55× | ||
| Q2 24 | — | 0.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
