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Bowhead Specialty Holdings Inc.（BOW）与安达（CB）财务数据对比。点击上方公司名可切换其他公司
安达的季度营收约是Bowhead Specialty Holdings Inc.的99.3倍（$15.1B vs $151.7M）。安达净利率更高（21.3% vs 9.8%，领先11.5%）
Bowhead Specialty Holdings Inc.是一家专业保险控股企业，主营财产及意外伤害保险产品，聚焦北美地区服务不足的小众细分市场，为商业和个人客户提供定制化风险管理方案与专属保险保障服务。
安达是注册地位于苏黎世的跨国保险集团，在纽约证券交易所上市，为标普500指数成分股。作为全球最大的上市财产及意外伤害保险公司，其业务涵盖财产险、意外险、健康险、再保险、寿险等领域，在全球55个国家和地区及伦敦劳合社市场运营。
BOW vs CB — 直观对比
营收规模更大
CB
是对方的99.3倍
$151.7M
净利率更高
CB
高出11.5%
9.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $151.7M | $15.1B |
| 净利润 | $14.8M | $3.2B |
| 毛利率 | — | — |
| 营业利润率 | 11.7% | 25.0% |
| 净利率 | 9.8% | 21.3% |
| 营收同比 | — | 6.3% |
| 净利润同比 | — | 24.7% |
| 每股收益（稀释后） | $0.44 | $8.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BOWCB
| Q4 25 | $151.7M | $15.1B | ||
| Q3 25 | $143.9M | $16.1B | ||
| Q2 25 | $133.3M | $14.8B | ||
| Q1 25 | $122.7M | $13.4B | ||
| Q4 24 | — | $14.2B | ||
| Q3 24 | $116.8M | $14.8B | ||
| Q2 24 | $98.9M | $13.8B | ||
| Q1 24 | — | $12.9B |
净利润BOWCB
| Q4 25 | $14.8M | $3.2B | ||
| Q3 25 | $15.2M | $2.8B | ||
| Q2 25 | $12.3M | $3.0B | ||
| Q1 25 | $11.4M | $1.3B | ||
| Q4 24 | — | $2.6B | ||
| Q3 24 | $12.1M | $2.3B | ||
| Q2 24 | $5.5M | $2.2B | ||
| Q1 24 | — | $2.1B |
营业利润率BOWCB
| Q4 25 | 11.7% | 25.0% | ||
| Q3 25 | 13.3% | 24.1% | ||
| Q2 25 | 11.9% | 25.0% | ||
| Q1 25 | 11.8% | 12.5% | ||
| Q4 24 | — | 22.0% | ||
| Q3 24 | 13.5% | 20.2% | ||
| Q2 24 | 7.5% | 19.6% | ||
| Q1 24 | — | 20.4% |
净利率BOWCB
| Q4 25 | 9.8% | 21.3% | ||
| Q3 25 | 10.5% | 17.3% | ||
| Q2 25 | 9.3% | 20.0% | ||
| Q1 25 | 9.3% | 10.0% | ||
| Q4 24 | — | 18.2% | ||
| Q3 24 | 10.4% | 15.7% | ||
| Q2 24 | 5.6% | 16.1% | ||
| Q1 24 | — | 16.6% |
每股收益（稀释后）BOWCB
| Q4 25 | $0.44 | $8.05 | ||
| Q3 25 | $0.45 | $6.99 | ||
| Q2 25 | $0.36 | $7.35 | ||
| Q1 25 | $0.34 | $3.29 | ||
| Q4 24 | — | $6.31 | ||
| Q3 24 | $0.36 | $5.70 | ||
| Q2 24 | $0.20 | $5.46 | ||
| Q1 24 | — | $5.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $193.5M | — |
| 总债务越低越好 | $146.4M | $15.7B |
| 股东权益账面价值 | $448.3M | $73.8B |
| 总资产 | $2.4B | $272.3B |
| 负债/权益比越低杠杆越低 | 0.33× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资BOWCB
| Q4 25 | $193.5M | — | ||
| Q3 25 | $197.9M | — | ||
| Q2 25 | $114.8M | — | ||
| Q1 25 | $88.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $132.9M | — | ||
| Q2 24 | $180.3M | — | ||
| Q1 24 | — | — |
总债务BOWCB
| Q4 25 | $146.4M | $15.7B | ||
| Q3 25 | — | $15.7B | ||
| Q2 25 | — | $13.5B | ||
| Q1 25 | — | $14.5B | ||
| Q4 24 | — | $14.4B | ||
| Q3 24 | — | $14.6B | ||
| Q2 24 | — | $13.2B | ||
| Q1 24 | — | $13.2B |
股东权益BOWCB
| Q4 25 | $448.3M | $73.8B | ||
| Q3 25 | $430.2M | $71.9B | ||
| Q2 25 | $407.2M | $69.4B | ||
| Q1 25 | $391.0M | $65.7B | ||
| Q4 24 | — | $64.0B | ||
| Q3 24 | $364.7M | $65.8B | ||
| Q2 24 | $339.9M | $61.0B | ||
| Q1 24 | — | $60.5B |
总资产BOWCB
| Q4 25 | $2.4B | $272.3B | ||
| Q3 25 | $2.1B | $270.2B | ||
| Q2 25 | $1.9B | $261.6B | ||
| Q1 25 | $1.8B | $251.8B | ||
| Q4 24 | — | $246.5B | ||
| Q3 24 | $1.5B | $250.6B | ||
| Q2 24 | $1.4B | $238.6B | ||
| Q1 24 | — | $234.9B |
负债/权益比BOWCB
| Q4 25 | 0.33× | 0.21× | ||
| Q3 25 | — | 0.22× | ||
| Q2 25 | — | 0.19× | ||
| Q1 25 | — | 0.22× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.22× | ||
| Q2 24 | — | 0.22× | ||
| Q1 24 | — | 0.22× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $60.1M | $4.1B |
| 自由现金流经营现金流 - 资本支出 | $58.6M | — |
| 自由现金流率自由现金流/营收 | 38.7% | — |
| 资本支出强度资本支出/营收 | 1.0% | — |
| 现金转化率经营现金流/净利润 | 4.05× | 1.26× |
| 过去12个月自由现金流最近4个季度 | $326.0M | — |
8季度趋势，按日历期对齐
经营现金流BOWCB
| Q4 25 | $60.1M | $4.1B | ||
| Q3 25 | $114.7M | $3.6B | ||
| Q2 25 | $109.0M | $3.6B | ||
| Q1 25 | $47.7M | $1.6B | ||
| Q4 24 | — | $4.6B | ||
| Q3 24 | $119.4M | $4.3B | ||
| Q2 24 | — | $4.1B | ||
| Q1 24 | — | $3.2B |
自由现金流BOWCB
| Q4 25 | $58.6M | — | ||
| Q3 25 | $113.5M | — | ||
| Q2 25 | $107.4M | — | ||
| Q1 25 | $46.5M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $118.4M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率BOWCB
| Q4 25 | 38.7% | — | ||
| Q3 25 | 78.8% | — | ||
| Q2 25 | 80.6% | — | ||
| Q1 25 | 37.9% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 101.4% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度BOWCB
| Q4 25 | 1.0% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | 1.2% | — | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.9% | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率BOWCB
| Q4 25 | 4.05× | 1.26× | ||
| Q3 25 | 7.56× | 1.30× | ||
| Q2 25 | 8.83× | 1.20× | ||
| Q1 25 | 4.18× | 1.18× | ||
| Q4 24 | — | 1.77× | ||
| Q3 24 | 9.88× | 1.86× | ||
| Q2 24 | — | 1.83× | ||
| Q1 24 | — | 1.50× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
