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Bowhead Specialty Holdings Inc.（BOW）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
Bowhead Specialty Holdings Inc.的季度营收约是RESOURCES CONNECTION, INC.的1.3倍（$151.7M vs $117.7M），Bowhead Specialty Holdings Inc.净利率更高（9.8% vs -10.8%，领先20.5%），Bowhead Specialty Holdings Inc.自由现金流更多（$326.0M vs $15.6M）
Bowhead Specialty Holdings Inc.是一家专业保险控股企业，主营财产及意外伤害保险产品，聚焦北美地区服务不足的小众细分市场，为商业和个人客户提供定制化风险管理方案与专属保险保障服务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
BOW vs RGP — 直观对比
营收规模更大
BOW
是对方的1.3倍
$117.7M
净利率更高
BOW
高出20.5%
-10.8%
自由现金流更多
BOW
多$310.4M
$15.6M
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $151.7M | $117.7M |
| 净利润 | $14.8M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 11.7% | -10.3% |
| 净利率 | 9.8% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | — | 81.6% |
| 每股收益（稀释后） | $0.44 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BOWRGP
| Q4 25 | $151.7M | $117.7M | ||
| Q3 25 | $143.9M | $120.2M | ||
| Q2 25 | $133.3M | $139.3M | ||
| Q1 25 | $122.7M | $129.4M | ||
| Q4 24 | — | $145.6M | ||
| Q3 24 | $116.8M | $136.9M | ||
| Q2 24 | $98.9M | $148.2M | ||
| Q1 24 | — | $151.3M |
净利润BOWRGP
| Q4 25 | $14.8M | $-12.7M | ||
| Q3 25 | $15.2M | $-2.4M | ||
| Q2 25 | $12.3M | $-73.3M | ||
| Q1 25 | $11.4M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $12.1M | $-5.7M | ||
| Q2 24 | $5.5M | $10.5M | ||
| Q1 24 | — | $2.5M |
毛利率BOWRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率BOWRGP
| Q4 25 | 11.7% | -10.3% | ||
| Q3 25 | 13.3% | -1.7% | ||
| Q2 25 | 11.9% | -47.0% | ||
| Q1 25 | 11.8% | -38.4% | ||
| Q4 24 | — | -52.7% | ||
| Q3 24 | 13.5% | -3.5% | ||
| Q2 24 | 7.5% | 7.6% | ||
| Q1 24 | — | 2.8% |
净利率BOWRGP
| Q4 25 | 9.8% | -10.8% | ||
| Q3 25 | 10.5% | -2.0% | ||
| Q2 25 | 9.3% | -52.6% | ||
| Q1 25 | 9.3% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 10.4% | -4.2% | ||
| Q2 24 | 5.6% | 7.1% | ||
| Q1 24 | — | 1.7% |
每股收益（稀释后）BOWRGP
| Q4 25 | $0.44 | $-0.38 | ||
| Q3 25 | $0.45 | $-0.07 | ||
| Q2 25 | $0.36 | $-2.21 | ||
| Q1 25 | $0.34 | $-1.34 | ||
| Q4 24 | — | $-2.08 | ||
| Q3 24 | $0.36 | $-0.17 | ||
| Q2 24 | $0.20 | $0.31 | ||
| Q1 24 | — | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $193.5M | $89.8M |
| 总债务越低越好 | $146.4M | — |
| 股东权益账面价值 | $448.3M | $194.6M |
| 总资产 | $2.4B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.33× | — |
8季度趋势，按日历期对齐
现金及短期投资BOWRGP
| Q4 25 | $193.5M | $89.8M | ||
| Q3 25 | $197.9M | $77.5M | ||
| Q2 25 | $114.8M | $86.1M | ||
| Q1 25 | $88.0M | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | $132.9M | $89.6M | ||
| Q2 24 | $180.3M | $108.9M | ||
| Q1 24 | — | $113.8M |
总债务BOWRGP
| Q4 25 | $146.4M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益BOWRGP
| Q4 25 | $448.3M | $194.6M | ||
| Q3 25 | $430.2M | $206.4M | ||
| Q2 25 | $407.2M | $207.1M | ||
| Q1 25 | $391.0M | $277.8M | ||
| Q4 24 | — | $325.7M | ||
| Q3 24 | $364.7M | $407.2M | ||
| Q2 24 | $339.9M | $418.8M | ||
| Q1 24 | — | $414.9M |
总资产BOWRGP
| Q4 25 | $2.4B | $289.3M | ||
| Q3 25 | $2.1B | $287.2M | ||
| Q2 25 | $1.9B | $304.7M | ||
| Q1 25 | $1.8B | $375.6M | ||
| Q4 24 | — | $424.9M | ||
| Q3 24 | $1.5B | $512.9M | ||
| Q2 24 | $1.4B | $510.9M | ||
| Q1 24 | — | $523.2M |
负债/权益比BOWRGP
| Q4 25 | 0.33× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $331.6M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $326.0M | $15.6M |
| 自由现金流率自由现金流/营收 | 214.9% | 13.2% |
| 资本支出强度资本支出/营收 | 3.7% | 0.3% |
| 现金转化率经营现金流/净利润 | 22.34× | — |
| 过去12个月自由现金流最近4个季度 | $593.4M | $24.3M |
8季度趋势，按日历期对齐
经营现金流BOWRGP
| Q4 25 | $331.6M | $15.9M | ||
| Q3 25 | $114.7M | $-7.8M | ||
| Q2 25 | $109.0M | $16.8M | ||
| Q1 25 | $47.7M | $659.0K | ||
| Q4 24 | — | $1.8M | ||
| Q3 24 | $119.4M | $-309.0K | ||
| Q2 24 | — | $3.2M | ||
| Q1 24 | — | $20.5M |
自由现金流BOWRGP
| Q4 25 | $326.0M | $15.6M | ||
| Q3 25 | $113.5M | $-8.0M | ||
| Q2 25 | $107.4M | $16.5M | ||
| Q1 25 | $46.5M | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | $118.4M | $-575.0K | ||
| Q2 24 | — | $3.0M | ||
| Q1 24 | — | $20.4M |
自由现金流率BOWRGP
| Q4 25 | 214.9% | 13.2% | ||
| Q3 25 | 78.8% | -6.6% | ||
| Q2 25 | 80.6% | 11.8% | ||
| Q1 25 | 37.9% | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | 101.4% | -0.4% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 13.5% |
资本支出强度BOWRGP
| Q4 25 | 3.7% | 0.3% | ||
| Q3 25 | 0.9% | 0.1% | ||
| Q2 25 | 1.2% | 0.2% | ||
| Q1 25 | 1.0% | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | 0.9% | 0.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
现金转化率BOWRGP
| Q4 25 | 22.34× | — | ||
| Q3 25 | 7.56× | — | ||
| Q2 25 | 8.83× | — | ||
| Q1 25 | 4.18× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 9.88× | — | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | — | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BOW
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
