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Princeton Bancorp, Inc.（BPRN）与Clearfield, Inc.（CLFD）财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是Princeton Bancorp, Inc.的1.7倍（$34.3M vs $20.7M），Princeton Bancorp, Inc.净利率更高（29.3% vs -1.8%，领先31.1%），Princeton Bancorp, Inc.同比增速更快（3.6% vs -3.2%），Princeton Bancorp, Inc.自由现金流更多（$20.6M vs $-2.4M），过去两年Princeton Bancorp, Inc.的营收复合增速更高（9.1% vs -3.5%）
普林斯顿银行控股公司是一家总部位于美国的银行控股企业，通过旗下社区银行子公司开展业务，提供零售与商业银行全品类服务，包括存款账户、中小企业贷款、个人消费贷款、抵押贷款及财富管理服务，主要服务新泽西州及美国中大西洋地区客户。
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
BPRN vs CLFD — 直观对比
营收规模更大
CLFD
是对方的1.7倍
$20.7M
营收增速更快
BPRN
高出6.8%
-3.2%
净利率更高
BPRN
高出31.1%
-1.8%
自由现金流更多
BPRN
多$23.0M
$-2.4M
两年增速更快
BPRN
近两年复合增速
-3.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $20.7M | $34.3M |
| 净利润 | $6.1M | $-614.0K |
| 毛利率 | — | 33.2% |
| 营业利润率 | 38.2% | -5.3% |
| 净利率 | 29.3% | -1.8% |
| 营收同比 | 3.6% | -3.2% |
| 净利润同比 | 16.3% | 67.8% |
| 每股收益（稀释后） | $0.89 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPRNCLFD
| Q4 25 | $20.7M | $34.3M | ||
| Q3 25 | $21.5M | $23.4M | ||
| Q2 25 | $21.1M | $49.9M | ||
| Q1 25 | $20.9M | $47.2M | ||
| Q4 24 | $20.0M | $29.7M | ||
| Q3 24 | $19.2M | $5.6M | ||
| Q2 24 | $18.1M | $48.8M | ||
| Q1 24 | $17.4M | $36.9M |
净利润BPRNCLFD
| Q4 25 | $6.1M | $-614.0K | ||
| Q3 25 | $6.5M | $-9.1M | ||
| Q2 25 | $688.0K | $1.6M | ||
| Q1 25 | $5.4M | $1.3M | ||
| Q4 24 | $5.2M | $-1.9M | ||
| Q3 24 | $-4.5M | — | ||
| Q2 24 | $5.1M | $-447.0K | ||
| Q1 24 | $4.3M | $-5.9M |
毛利率BPRNCLFD
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 30.5% | ||
| Q1 25 | — | 30.1% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.9% | ||
| Q1 24 | — | 7.7% |
营业利润率BPRNCLFD
| Q4 25 | 38.2% | -5.3% | ||
| Q3 25 | 38.5% | 10.3% | ||
| Q2 25 | 2.8% | 3.0% | ||
| Q1 25 | 32.9% | 0.6% | ||
| Q4 24 | 34.0% | -6.9% | ||
| Q3 24 | -29.1% | — | ||
| Q2 24 | 34.1% | -4.7% | ||
| Q1 24 | 31.0% | -26.4% |
净利率BPRNCLFD
| Q4 25 | 29.3% | -1.8% | ||
| Q3 25 | 30.0% | -38.8% | ||
| Q2 25 | 3.3% | 3.2% | ||
| Q1 25 | 25.7% | 2.8% | ||
| Q4 24 | 26.1% | -6.4% | ||
| Q3 24 | -23.3% | — | ||
| Q2 24 | 28.4% | -0.9% | ||
| Q1 24 | 24.9% | -16.0% |
每股收益（稀释后）BPRNCLFD
| Q4 25 | $0.89 | $-0.04 | ||
| Q3 25 | $0.95 | $-0.65 | ||
| Q2 25 | $0.10 | $0.11 | ||
| Q1 25 | $0.77 | $0.09 | ||
| Q4 24 | $0.75 | $-0.13 | ||
| Q3 24 | $-0.68 | — | ||
| Q2 24 | $0.80 | $-0.04 | ||
| Q1 24 | $0.68 | $-0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $96.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $270.7M | $249.7M |
| 总资产 | $2.3B | $268.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BPRNCLFD
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $106.0M | ||
| Q2 25 | — | $117.2M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $113.0M | ||
| Q3 24 | — | $129.0M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $142.9M |
总债务BPRNCLFD
| Q4 25 | — | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $10.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | $2.2M | ||
| Q2 24 | — | $2.1M | ||
| Q1 24 | — | — |
股东权益BPRNCLFD
| Q4 25 | $270.7M | $249.7M | ||
| Q3 25 | $266.6M | $256.2M | ||
| Q2 25 | $261.9M | $264.5M | ||
| Q1 25 | $267.0M | $265.9M | ||
| Q4 24 | $262.0M | $267.4M | ||
| Q3 24 | $261.5M | $275.8M | ||
| Q2 24 | $244.8M | $274.6M | ||
| Q1 24 | $241.8M | $279.2M |
总资产BPRNCLFD
| Q4 25 | $2.3B | $268.1M | ||
| Q3 25 | $2.2B | $306.2M | ||
| Q2 25 | $2.2B | $314.7M | ||
| Q1 25 | $2.3B | $310.9M | ||
| Q4 24 | $2.3B | $303.2M | ||
| Q3 24 | $2.4B | $315.3M | ||
| Q2 24 | $2.0B | $318.1M | ||
| Q1 24 | $2.0B | $315.4M |
负债/权益比BPRNCLFD
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | 0.01× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.5M | $-1.4M |
| 自由现金流经营现金流 - 资本支出 | $20.6M | $-2.4M |
| 自由现金流率自由现金流/营收 | 99.3% | -7.1% |
| 资本支出强度资本支出/营收 | 4.3% | 2.9% |
| 现金转化率经营现金流/净利润 | 3.54× | — |
| 过去12个月自由现金流最近4个季度 | $29.2M | — |
8季度趋势，按日历期对齐
经营现金流BPRNCLFD
| Q4 25 | $21.5M | $-1.4M | ||
| Q3 25 | $4.9M | — | ||
| Q2 25 | $3.1M | $7.9M | ||
| Q1 25 | $1.3M | $3.0M | ||
| Q4 24 | $14.7M | $7.2M | ||
| Q3 24 | $1.2M | $22.2M | ||
| Q2 24 | $4.3M | $4.0M | ||
| Q1 24 | $4.8M | $-5.7M |
自由现金流BPRNCLFD
| Q4 25 | $20.6M | $-2.4M | ||
| Q3 25 | $4.7M | — | ||
| Q2 25 | $2.9M | $7.5M | ||
| Q1 25 | $1.1M | $654.0K | ||
| Q4 24 | $13.2M | $5.1M | ||
| Q3 24 | $766.0K | $18.2M | ||
| Q2 24 | $3.9M | $2.8M | ||
| Q1 24 | $4.8M | $-7.7M |
自由现金流率BPRNCLFD
| Q4 25 | 99.3% | -7.1% | ||
| Q3 25 | 21.6% | — | ||
| Q2 25 | 13.7% | 15.1% | ||
| Q1 25 | 5.0% | 1.4% | ||
| Q4 24 | 65.9% | 17.1% | ||
| Q3 24 | 4.0% | 323.0% | ||
| Q2 24 | 21.8% | 5.8% | ||
| Q1 24 | 27.3% | -20.8% |
资本支出强度BPRNCLFD
| Q4 25 | 4.3% | 2.9% | ||
| Q3 25 | 1.1% | 2.0% | ||
| Q2 25 | 1.2% | 0.8% | ||
| Q1 25 | 1.0% | 5.1% | ||
| Q4 24 | 7.6% | 7.0% | ||
| Q3 24 | 2.2% | 71.4% | ||
| Q2 24 | 2.1% | 2.5% | ||
| Q1 24 | 0.4% | 5.3% |
现金转化率BPRNCLFD
| Q4 25 | 3.54× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 4.57× | 4.93× | ||
| Q1 25 | 0.23× | 2.30× | ||
| Q4 24 | 2.82× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.84× | — | ||
| Q1 24 | 1.11× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
