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Princeton Bancorp, Inc.（BPRN）与TRANSACT TECHNOLOGIES INC（TACT）财务数据对比。点击上方公司名可切换其他公司
Princeton Bancorp, Inc.的季度营收约是TRANSACT TECHNOLOGIES INC的1.8倍（$20.7M vs $11.5M），TRANSACT TECHNOLOGIES INC同比增速更快（11.9% vs 3.6%），Princeton Bancorp, Inc.自由现金流更多（$20.6M vs $589.0K），过去两年Princeton Bancorp, Inc.的营收复合增速更高（9.1% vs 3.5%）
普林斯顿银行控股公司是一家总部位于美国的银行控股企业，通过旗下社区银行子公司开展业务，提供零售与商业银行全品类服务，包括存款账户、中小企业贷款、个人消费贷款、抵押贷款及财富管理服务，主要服务新泽西州及美国中大西洋地区客户。
该公司相关归属主体罗珀技术公司是一家控股集团，主要投资控股科技领域的各类企业，业务覆盖多个科技细分赛道，依托旗下子公司开展多元化科技业务布局。
BPRN vs TACT — 直观对比
营收规模更大
BPRN
是对方的1.8倍
$11.5M
营收增速更快
TACT
高出8.4%
3.6%
自由现金流更多
BPRN
多$20.0M
$589.0K
两年增速更快
BPRN
近两年复合增速
3.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $20.7M | $11.5M |
| 净利润 | $6.1M | — |
| 毛利率 | — | 47.6% |
| 营业利润率 | 38.2% | -10.1% |
| 净利率 | 29.3% | — |
| 营收同比 | 3.6% | 11.9% |
| 净利润同比 | 16.3% | — |
| 每股收益（稀释后） | $0.89 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BPRNTACT
| Q4 25 | $20.7M | $11.5M | ||
| Q3 25 | $21.5M | $13.2M | ||
| Q2 25 | $21.1M | $13.8M | ||
| Q1 25 | $20.9M | $13.1M | ||
| Q4 24 | $20.0M | $10.2M | ||
| Q3 24 | $19.2M | $10.9M | ||
| Q2 24 | $18.1M | $11.6M | ||
| Q1 24 | $17.4M | $10.7M |
净利润BPRNTACT
| Q4 25 | $6.1M | — | ||
| Q3 25 | $6.5M | $15.0K | ||
| Q2 25 | $688.0K | $-143.0K | ||
| Q1 25 | $5.4M | $19.0K | ||
| Q4 24 | $5.2M | — | ||
| Q3 24 | $-4.5M | $-551.0K | ||
| Q2 24 | $5.1M | $-319.0K | ||
| Q1 24 | $4.3M | $-1.0M |
毛利率BPRNTACT
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
营业利润率BPRNTACT
| Q4 25 | 38.2% | -10.1% | ||
| Q3 25 | 38.5% | 0.1% | ||
| Q2 25 | 2.8% | -1.9% | ||
| Q1 25 | 32.9% | -0.1% | ||
| Q4 24 | 34.0% | -10.3% | ||
| Q3 24 | -29.1% | -7.7% | ||
| Q2 24 | 34.1% | -3.8% | ||
| Q1 24 | 31.0% | -12.2% |
净利率BPRNTACT
| Q4 25 | 29.3% | — | ||
| Q3 25 | 30.0% | 0.1% | ||
| Q2 25 | 3.3% | -1.0% | ||
| Q1 25 | 25.7% | 0.1% | ||
| Q4 24 | 26.1% | — | ||
| Q3 24 | -23.3% | -5.1% | ||
| Q2 24 | 28.4% | -2.8% | ||
| Q1 24 | 24.9% | -9.7% |
每股收益（稀释后）BPRNTACT
| Q4 25 | $0.89 | $-0.11 | ||
| Q3 25 | $0.95 | $0.00 | ||
| Q2 25 | $0.10 | $-0.01 | ||
| Q1 25 | $0.77 | $0.00 | ||
| Q4 24 | $0.75 | $-0.80 | ||
| Q3 24 | $-0.68 | $-0.06 | ||
| Q2 24 | $0.80 | $-0.03 | ||
| Q1 24 | $0.68 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $20.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $270.7M | $31.1M |
| 总资产 | $2.3B | $44.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BPRNTACT
| Q4 25 | — | $20.4M | ||
| Q3 25 | — | $20.0M | ||
| Q2 25 | — | $17.7M | ||
| Q1 25 | — | $14.2M | ||
| Q4 24 | — | $14.4M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $11.1M | ||
| Q1 24 | — | $10.6M |
总债务BPRNTACT
| Q4 25 | — | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $10.0M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益BPRNTACT
| Q4 25 | $270.7M | $31.1M | ||
| Q3 25 | $266.6M | $31.8M | ||
| Q2 25 | $261.9M | $31.3M | ||
| Q1 25 | $267.0M | $30.9M | ||
| Q4 24 | $262.0M | $30.6M | ||
| Q3 24 | $261.5M | $38.4M | ||
| Q2 24 | $244.8M | $38.5M | ||
| Q1 24 | $241.8M | $38.6M |
总资产BPRNTACT
| Q4 25 | $2.3B | $44.8M | ||
| Q3 25 | $2.2B | $45.0M | ||
| Q2 25 | $2.2B | $44.5M | ||
| Q1 25 | $2.3B | $44.2M | ||
| Q4 24 | $2.3B | $44.0M | ||
| Q3 24 | $2.4B | $50.5M | ||
| Q2 24 | $2.0B | $50.4M | ||
| Q1 24 | $2.0B | $51.9M |
负债/权益比BPRNTACT
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.5M | $609.0K |
| 自由现金流经营现金流 - 资本支出 | $20.6M | $589.0K |
| 自由现金流率自由现金流/营收 | 99.3% | 5.1% |
| 资本支出强度资本支出/营收 | 4.3% | 0.2% |
| 现金转化率经营现金流/净利润 | 3.54× | — |
| 过去12个月自由现金流最近4个季度 | $29.2M | $7.6M |
8季度趋势，按日历期对齐
经营现金流BPRNTACT
| Q4 25 | $21.5M | $609.0K | ||
| Q3 25 | $4.9M | $3.6M | ||
| Q2 25 | $3.1M | $3.6M | ||
| Q1 25 | $1.3M | $-161.0K | ||
| Q4 24 | $14.7M | $2.4M | ||
| Q3 24 | $1.2M | $327.0K | ||
| Q2 24 | $4.3M | $636.0K | ||
| Q1 24 | $4.8M | $-1.5M |
自由现金流BPRNTACT
| Q4 25 | $20.6M | $589.0K | ||
| Q3 25 | $4.7M | $3.6M | ||
| Q2 25 | $2.9M | $3.6M | ||
| Q1 25 | $1.1M | $-171.0K | ||
| Q4 24 | $13.2M | $2.4M | ||
| Q3 24 | $766.0K | $259.0K | ||
| Q2 24 | $3.9M | $499.0K | ||
| Q1 24 | $4.8M | $-1.6M |
自由现金流率BPRNTACT
| Q4 25 | 99.3% | 5.1% | ||
| Q3 25 | 21.6% | 27.1% | ||
| Q2 25 | 13.7% | 25.9% | ||
| Q1 25 | 5.0% | -1.3% | ||
| Q4 24 | 65.9% | 23.2% | ||
| Q3 24 | 4.0% | 2.4% | ||
| Q2 24 | 21.8% | 4.3% | ||
| Q1 24 | 27.3% | -14.9% |
资本支出强度BPRNTACT
| Q4 25 | 4.3% | 0.2% | ||
| Q3 25 | 1.1% | 0.5% | ||
| Q2 25 | 1.2% | 0.1% | ||
| Q1 25 | 1.0% | 0.1% | ||
| Q4 24 | 7.6% | 0.1% | ||
| Q3 24 | 2.2% | 0.6% | ||
| Q2 24 | 2.1% | 1.2% | ||
| Q1 24 | 0.4% | 1.0% |
现金转化率BPRNTACT
| Q4 25 | 3.54× | — | ||
| Q3 25 | 0.76× | 242.00× | ||
| Q2 25 | 4.57× | — | ||
| Q1 25 | 0.23× | -8.47× | ||
| Q4 24 | 2.82× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.84× | — | ||
| Q1 24 | 1.11× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
