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BrightSpire Capital, Inc.（BRSP）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
BrightSpire Capital, Inc.的季度营收约是Repay Holdings Corp的1.1倍（$83.2M vs $78.6M），BrightSpire Capital, Inc.净利率更高（-17.3% vs -178.3%，领先161.0%），Repay Holdings Corp同比增速更快（0.4% vs -0.4%），BrightSpire Capital, Inc.自由现金流更多（$55.1M vs $23.2M），过去两年Repay Holdings Corp的营收复合增速更高（-1.3% vs -6.8%）
该公司是英国大型投资信托，专注投资于商业服务、消费、教育与科技领域的中型市场企业，在伦敦证券交易所上市，是富时250指数的成份股。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
BRSP vs RPAY — 直观对比
营收规模更大
BRSP
是对方的1.1倍
$78.6M
营收增速更快
RPAY
高出0.8%
-0.4%
净利率更高
BRSP
高出161.0%
-178.3%
自由现金流更多
BRSP
多$31.9M
$23.2M
两年增速更快
RPAY
近两年复合增速
-6.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $83.2M | $78.6M |
| 净利润 | $-14.4M | $-140.1M |
| 毛利率 | — | 74.2% |
| 营业利润率 | — | -182.2% |
| 净利率 | -17.3% | -178.3% |
| 营收同比 | -0.4% | 0.4% |
| 净利润同比 | 27.3% | -3304.1% |
| 每股收益（稀释后） | $-0.11 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BRSPRPAY
| Q4 25 | $83.2M | $78.6M | ||
| Q3 25 | $83.9M | $77.7M | ||
| Q2 25 | $85.9M | $75.6M | ||
| Q1 25 | $77.6M | $77.3M | ||
| Q4 24 | $83.5M | $78.3M | ||
| Q3 24 | $88.2M | $79.1M | ||
| Q2 24 | $91.4M | $74.9M | ||
| Q1 24 | $95.8M | $80.7M |
净利润BRSPRPAY
| Q4 25 | $-14.4M | $-140.1M | ||
| Q3 25 | $984.0K | $-6.4M | ||
| Q2 25 | $-23.1M | $-102.3M | ||
| Q1 25 | $5.3M | $-7.9M | ||
| Q4 24 | $-19.7M | $-4.1M | ||
| Q3 24 | $12.7M | $3.2M | ||
| Q2 24 | $-67.9M | $-4.1M | ||
| Q1 24 | $-57.1M | $-5.2M |
毛利率BRSPRPAY
| Q4 25 | — | 74.2% | ||
| Q3 25 | — | 74.4% | ||
| Q2 25 | — | 75.7% | ||
| Q1 25 | — | 75.9% | ||
| Q4 24 | — | 76.3% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 78.2% | ||
| Q1 24 | — | 76.2% |
营业利润率BRSPRPAY
| Q4 25 | — | -182.2% | ||
| Q3 25 | -1.7% | -3.9% | ||
| Q2 25 | -54.5% | -138.7% | ||
| Q1 25 | 5.1% | -4.7% | ||
| Q4 24 | -24.9% | -1.5% | ||
| Q3 24 | 13.2% | -0.9% | ||
| Q2 24 | -74.9% | -4.6% | ||
| Q1 24 | -59.4% | -3.1% |
净利率BRSPRPAY
| Q4 25 | -17.3% | -178.3% | ||
| Q3 25 | 1.2% | -8.3% | ||
| Q2 25 | -26.9% | -135.2% | ||
| Q1 25 | 6.9% | -10.3% | ||
| Q4 24 | -23.7% | -5.3% | ||
| Q3 24 | 14.4% | 4.1% | ||
| Q2 24 | -74.2% | -5.4% | ||
| Q1 24 | -59.6% | -6.5% |
每股收益（稀释后）BRSPRPAY
| Q4 25 | $-0.11 | $-1.68 | ||
| Q3 25 | $0.00 | $-0.08 | ||
| Q2 25 | $-0.19 | $-1.15 | ||
| Q1 25 | $0.04 | $-0.09 | ||
| Q4 24 | $-0.16 | $-0.04 | ||
| Q3 24 | $0.09 | $0.03 | ||
| Q2 24 | $-0.53 | $-0.04 | ||
| Q1 24 | $-0.45 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $66.8M | $115.7M |
| 总债务越低越好 | $2.5B | $280.1M |
| 股东权益账面价值 | $938.4M | $484.4M |
| 总资产 | $3.6B | $1.2B |
| 负债/权益比越低杠杆越低 | 2.63× | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资BRSPRPAY
| Q4 25 | $66.8M | $115.7M | ||
| Q3 25 | $113.4M | $95.7M | ||
| Q2 25 | $154.3M | $162.6M | ||
| Q1 25 | $200.9M | $165.5M | ||
| Q4 24 | $302.2M | $189.5M | ||
| Q3 24 | $263.8M | $168.7M | ||
| Q2 24 | $203.3M | $147.1M | ||
| Q1 24 | $221.5M | $128.3M |
总债务BRSPRPAY
| Q4 25 | $2.5B | $280.1M | ||
| Q3 25 | $2.2B | $279.5M | ||
| Q2 25 | $2.3B | $279.0M | ||
| Q1 25 | $2.3B | $497.6M | ||
| Q4 24 | $2.5B | $496.8M | ||
| Q3 24 | $2.6B | $496.2M | ||
| Q2 24 | $2.5B | $435.6M | ||
| Q1 24 | $2.6B | $434.9M |
股东权益BRSPRPAY
| Q4 25 | $938.4M | $484.4M | ||
| Q3 25 | $976.4M | $616.9M | ||
| Q2 25 | $994.4M | $633.7M | ||
| Q1 25 | $1.0B | $755.7M | ||
| Q4 24 | $1.0B | $761.3M | ||
| Q3 24 | $1.1B | $754.7M | ||
| Q2 24 | $1.1B | $815.4M | ||
| Q1 24 | $1.2B | $813.8M |
总资产BRSPRPAY
| Q4 25 | $3.6B | $1.2B | ||
| Q3 25 | $3.3B | $1.3B | ||
| Q2 25 | $3.4B | $1.4B | ||
| Q1 25 | $3.6B | $1.5B | ||
| Q4 24 | $3.7B | $1.6B | ||
| Q3 24 | $3.8B | $1.6B | ||
| Q2 24 | $3.8B | $1.5B | ||
| Q1 24 | $3.9B | $1.5B |
负债/权益比BRSPRPAY
| Q4 25 | 2.63× | 0.58× | ||
| Q3 25 | 2.22× | 0.45× | ||
| Q2 25 | 2.27× | 0.44× | ||
| Q1 25 | 2.27× | 0.66× | ||
| Q4 24 | 2.38× | 0.65× | ||
| Q3 24 | 2.36× | 0.66× | ||
| Q2 24 | 2.28× | 0.53× | ||
| Q1 24 | 2.17× | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $73.0M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $55.1M | $23.2M |
| 自由现金流率自由现金流/营收 | 66.2% | 29.6% |
| 资本支出强度资本支出/营收 | 21.6% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $102.0M | $90.7M |
8季度趋势，按日历期对齐
经营现金流BRSPRPAY
| Q4 25 | $73.0M | $23.3M | ||
| Q3 25 | $29.9M | $32.2M | ||
| Q2 25 | $17.4M | $33.1M | ||
| Q1 25 | $10.5M | $2.5M | ||
| Q4 24 | $103.4M | $34.3M | ||
| Q3 24 | $31.3M | $60.1M | ||
| Q2 24 | $22.9M | $31.0M | ||
| Q1 24 | $24.6M | $24.8M |
自由现金流BRSPRPAY
| Q4 25 | $55.1M | $23.2M | ||
| Q3 25 | $27.4M | $32.1M | ||
| Q2 25 | $11.6M | $33.0M | ||
| Q1 25 | $8.0M | $2.4M | ||
| Q4 24 | $97.3M | $34.0M | ||
| Q3 24 | $28.3M | $59.8M | ||
| Q2 24 | $22.7M | $30.5M | ||
| Q1 24 | $22.2M | $24.7M |
自由现金流率BRSPRPAY
| Q4 25 | 66.2% | 29.6% | ||
| Q3 25 | 32.7% | 41.3% | ||
| Q2 25 | 13.4% | 43.6% | ||
| Q1 25 | 10.3% | 3.0% | ||
| Q4 24 | 116.6% | 43.5% | ||
| Q3 24 | 32.1% | 75.6% | ||
| Q2 24 | 24.9% | 40.7% | ||
| Q1 24 | 23.2% | 30.6% |
资本支出强度BRSPRPAY
| Q4 25 | 21.6% | 0.1% | ||
| Q3 25 | 2.9% | 0.2% | ||
| Q2 25 | 6.8% | 0.1% | ||
| Q1 25 | 3.2% | 0.2% | ||
| Q4 24 | 7.3% | 0.3% | ||
| Q3 24 | 3.4% | 0.3% | ||
| Q2 24 | 0.1% | 0.6% | ||
| Q1 24 | 2.5% | 0.1% |
现金转化率BRSPRPAY
| Q4 25 | — | — | ||
| Q3 25 | 30.36× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.97× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.46× | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BRSP
暂无分部数据
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
