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SIERRA BANCORP（BSRR）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是SIERRA BANCORP的1.8倍（$71.1M vs $39.3M），SIERRA BANCORP净利率更高（40.4% vs 2.0%，领先38.3%），SIERRA BANCORP同比增速更快（3.8% vs -1.8%），RE/MAX Holdings, Inc.自由现金流更多（$33.5M vs $32.2M），过去两年SIERRA BANCORP的营收复合增速更高（2.6% vs -4.7%）
Sierra Bancorp是总部位于美国加利福尼亚州的地区性银行控股公司，运营Bank of the Sierra品牌，提供存款、消费贷款、商业信贷、按揭等零售及商业银行业务，主要服务加州中南部的本地社区、中小企业及个人客户。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
BSRR vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.8倍
$39.3M
营收增速更快
BSRR
高出5.6%
-1.8%
净利率更高
BSRR
高出38.3%
2.0%
自由现金流更多
RMAX
多$1.3M
$32.2M
两年增速更快
BSRR
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $39.3M | $71.1M |
| 净利润 | $12.9M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 43.6% | 13.1% |
| 净利率 | 40.4% | 2.0% |
| 营收同比 | 3.8% | -1.8% |
| 净利润同比 | 24.4% | -75.2% |
| 每股收益（稀释后） | $0.96 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BSRRRMAX
| Q4 25 | $39.3M | $71.1M | ||
| Q3 25 | $40.0M | $73.2M | ||
| Q2 25 | $39.2M | $72.8M | ||
| Q1 25 | $36.8M | $74.5M | ||
| Q4 24 | $37.9M | $72.5M | ||
| Q3 24 | $38.6M | $78.5M | ||
| Q2 24 | $37.8M | $78.5M | ||
| Q1 24 | $37.3M | $78.3M |
净利润BSRRRMAX
| Q4 25 | $12.9M | $1.4M | ||
| Q3 25 | $9.7M | $4.0M | ||
| Q2 25 | $10.6M | $4.7M | ||
| Q1 25 | $9.1M | $-2.0M | ||
| Q4 24 | $10.4M | $5.8M | ||
| Q3 24 | $10.6M | $966.0K | ||
| Q2 24 | $10.3M | $3.7M | ||
| Q1 24 | $9.3M | $-3.4M |
营业利润率BSRRRMAX
| Q4 25 | 43.6% | 13.1% | ||
| Q3 25 | 31.7% | 25.0% | ||
| Q2 25 | 36.3% | 19.3% | ||
| Q1 25 | 33.4% | 7.2% | ||
| Q4 24 | 33.3% | 5.9% | ||
| Q3 24 | 37.4% | 19.4% | ||
| Q2 24 | 37.6% | 20.6% | ||
| Q1 24 | 33.9% | 5.8% |
净利率BSRRRMAX
| Q4 25 | 40.4% | 2.0% | ||
| Q3 25 | 24.2% | 5.4% | ||
| Q2 25 | 27.1% | 6.4% | ||
| Q1 25 | 24.8% | -2.6% | ||
| Q4 24 | 34.1% | 8.0% | ||
| Q3 24 | 27.5% | 1.2% | ||
| Q2 24 | 27.2% | 4.7% | ||
| Q1 24 | 25.0% | -4.3% |
每股收益（稀释后）BSRRRMAX
| Q4 25 | $0.96 | — | ||
| Q3 25 | $0.72 | — | ||
| Q2 25 | $0.78 | — | ||
| Q1 25 | $0.65 | — | ||
| Q4 24 | $0.73 | — | ||
| Q3 24 | $0.74 | — | ||
| Q2 24 | $0.71 | — | ||
| Q1 24 | $0.64 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $135.6M | $118.7M |
| 总债务越低越好 | $49.5M | $432.2M |
| 股东权益账面价值 | $364.9M | $452.4M |
| 总资产 | $3.8B | $582.5M |
| 负债/权益比越低杠杆越低 | 0.14× | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资BSRRRMAX
| Q4 25 | $135.6M | $118.7M | ||
| Q3 25 | $95.5M | $107.5M | ||
| Q2 25 | $130.0M | $94.3M | ||
| Q1 25 | $159.7M | $89.1M | ||
| Q4 24 | $100.7M | $96.6M | ||
| Q3 24 | $132.8M | $83.8M | ||
| Q2 24 | $184.0M | $66.1M | ||
| Q1 24 | $119.2M | $82.1M |
总债务BSRRRMAX
| Q4 25 | $49.5M | $432.2M | ||
| Q3 25 | $49.5M | $433.3M | ||
| Q2 25 | $49.4M | $434.4M | ||
| Q1 25 | $49.4M | $435.3M | ||
| Q4 24 | $49.4M | $436.2M | ||
| Q3 24 | $49.4M | $437.2M | ||
| Q2 24 | $49.3M | $438.1M | ||
| Q1 24 | $49.3M | $439.0M |
股东权益BSRRRMAX
| Q4 25 | $364.9M | $452.4M | ||
| Q3 25 | $360.1M | $448.1M | ||
| Q2 25 | $355.7M | $442.4M | ||
| Q1 25 | $351.8M | $433.5M | ||
| Q4 24 | $357.3M | $429.5M | ||
| Q3 24 | $358.7M | $423.1M | ||
| Q2 24 | $350.0M | $418.4M | ||
| Q1 24 | $345.1M | $412.0M |
总资产BSRRRMAX
| Q4 25 | $3.8B | $582.5M | ||
| Q3 25 | $3.7B | $582.2M | ||
| Q2 25 | $3.8B | $574.8M | ||
| Q1 25 | $3.6B | $571.4M | ||
| Q4 24 | $3.6B | $581.6M | ||
| Q3 24 | $3.7B | $578.6M | ||
| Q2 24 | $3.7B | $571.4M | ||
| Q1 24 | $3.6B | $566.7M |
负债/权益比BSRRRMAX
| Q4 25 | 0.14× | 0.96× | ||
| Q3 25 | 0.14× | 0.97× | ||
| Q2 25 | 0.14× | 0.98× | ||
| Q1 25 | 0.14× | 1.00× | ||
| Q4 24 | 0.14× | 1.02× | ||
| Q3 24 | 0.14× | 1.03× | ||
| Q2 24 | 0.14× | 1.05× | ||
| Q1 24 | 0.14× | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $33.7M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $32.2M | $33.5M |
| 自由现金流率自由现金流/营收 | 81.9% | 47.1% |
| 资本支出强度资本支出/营收 | 3.9% | 10.4% |
| 现金转化率经营现金流/净利润 | 2.61× | 28.39× |
| 过去12个月自由现金流最近4个季度 | $50.8M | $56.8M |
8季度趋势，按日历期对齐
经营现金流BSRRRMAX
| Q4 25 | $33.7M | $40.9M | ||
| Q3 25 | $14.9M | $17.7M | ||
| Q2 25 | $-35.9M | $4.6M | ||
| Q1 25 | $40.6M | $5.7M | ||
| Q4 24 | $57.2M | $59.7M | ||
| Q3 24 | $27.4M | $17.6M | ||
| Q2 24 | $620.0K | $15.9M | ||
| Q1 24 | $7.0M | $9.4M |
自由现金流BSRRRMAX
| Q4 25 | $32.2M | $33.5M | ||
| Q3 25 | $14.7M | $16.4M | ||
| Q2 25 | $-36.3M | $2.9M | ||
| Q1 25 | $40.2M | $4.0M | ||
| Q4 24 | $56.0M | $53.0M | ||
| Q3 24 | $27.3M | $16.3M | ||
| Q2 24 | $202.0K | $14.0M | ||
| Q1 24 | $6.6M | $6.8M |
自由现金流率BSRRRMAX
| Q4 25 | 81.9% | 47.1% | ||
| Q3 25 | 36.7% | 22.4% | ||
| Q2 25 | -92.6% | 4.0% | ||
| Q1 25 | 109.5% | 5.3% | ||
| Q4 24 | 147.9% | 73.2% | ||
| Q3 24 | 70.7% | 20.8% | ||
| Q2 24 | 0.5% | 17.8% | ||
| Q1 24 | 17.7% | 8.6% |
资本支出强度BSRRRMAX
| Q4 25 | 3.9% | 10.4% | ||
| Q3 25 | 0.6% | 1.8% | ||
| Q2 25 | 1.2% | 2.2% | ||
| Q1 25 | 1.0% | 2.3% | ||
| Q4 24 | 3.1% | 9.1% | ||
| Q3 24 | 0.3% | 1.7% | ||
| Q2 24 | 1.1% | 2.4% | ||
| Q1 24 | 1.0% | 3.3% |
现金转化率BSRRRMAX
| Q4 25 | 2.61× | 28.39× | ||
| Q3 25 | 1.54× | 4.45× | ||
| Q2 25 | -3.37× | 0.97× | ||
| Q1 25 | 4.46× | — | ||
| Q4 24 | 5.51× | 10.28× | ||
| Q3 24 | 2.58× | 18.22× | ||
| Q2 24 | 0.06× | 4.29× | ||
| Q1 24 | 0.75× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BSRR
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
