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Bridgewater Bancshares Inc（BWB）与FARMER BROTHERS CO（FARM）财务数据对比。点击上方公司名可切换其他公司
FARMER BROTHERS CO的季度营收约是Bridgewater Bancshares Inc的1.9倍（$88.9M vs $46.2M），Bridgewater Bancshares Inc净利率更高（37.7% vs -5.5%，领先43.1%），过去两年Bridgewater Bancshares Inc的营收复合增速更高（31.4% vs 2.1%）
布里奇沃特银行控股公司是总部位于美国明尼苏达州的区域性银行控股企业，主要为当地中小企业、个人消费者及商业客户提供商业贷款、存款产品、住房抵押贷款、个人银行等全方位商业与零售银行服务。
Farmer Bros. Co.是一家总部位于美国得克萨斯州沃斯堡的餐饮服务企业，主打咖啡与茶类产品的生产分销，同时还供应约300种餐厅及其他经营场所所需的餐饮配套用品，目前由约翰·摩尔担任公司首席执行官兼总裁。
BWB vs FARM — 直观对比
营收规模更大
FARM
是对方的1.9倍
$46.2M
净利率更高
BWB
高出43.1%
-5.5%
两年增速更快
BWB
近两年复合增速
2.1%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $46.2M | $88.9M |
| 净利润 | $17.4M | $-4.9M |
| 毛利率 | — | 36.3% |
| 营业利润率 | — | -4.7% |
| 净利率 | 37.7% | -5.5% |
| 营收同比 | — | -1.2% |
| 净利润同比 | 80.7% | -2417.1% |
| 每股收益（稀释后） | $0.58 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BWBFARM
| Q1 26 | $46.2M | — | ||
| Q4 25 | $38.8M | $88.9M | ||
| Q3 25 | $36.2M | $81.6M | ||
| Q2 25 | $36.1M | $85.1M | ||
| Q1 25 | $32.3M | $82.1M | ||
| Q4 24 | $29.5M | $90.0M | ||
| Q3 24 | $27.1M | $85.1M | ||
| Q2 24 | $26.8M | $84.4M |
净利润BWBFARM
| Q1 26 | $17.4M | — | ||
| Q4 25 | $13.3M | $-4.9M | ||
| Q3 25 | $11.6M | $-4.0M | ||
| Q2 25 | $11.5M | $-4.7M | ||
| Q1 25 | $9.6M | $-5.0M | ||
| Q4 24 | $8.2M | $210.0K | ||
| Q3 24 | $8.7M | $-5.0M | ||
| Q2 24 | $8.1M | $-4.6M |
毛利率BWBFARM
| Q1 26 | — | — | ||
| Q4 25 | — | 36.3% | ||
| Q3 25 | — | 39.7% | ||
| Q2 25 | — | 44.9% | ||
| Q1 25 | — | 42.1% | ||
| Q4 24 | — | 43.1% | ||
| Q3 24 | — | 43.9% | ||
| Q2 24 | — | 38.8% |
营业利润率BWBFARM
| Q1 26 | — | — | ||
| Q4 25 | 44.2% | -4.7% | ||
| Q3 25 | 41.8% | -3.9% | ||
| Q2 25 | 42.0% | 4.6% | ||
| Q1 25 | 39.2% | -4.3% | ||
| Q4 24 | 35.6% | 1.1% | ||
| Q3 24 | 41.9% | -3.3% | ||
| Q2 24 | 39.7% | -4.9% |
净利率BWBFARM
| Q1 26 | 37.7% | — | ||
| Q4 25 | 34.3% | -5.5% | ||
| Q3 25 | 32.1% | -4.9% | ||
| Q2 25 | 31.9% | -5.6% | ||
| Q1 25 | 29.8% | -6.1% | ||
| Q4 24 | 27.8% | 0.2% | ||
| Q3 24 | 32.0% | -5.9% | ||
| Q2 24 | 30.3% | -5.4% |
每股收益（稀释后）BWBFARM
| Q1 26 | $0.58 | — | ||
| Q4 25 | $0.42 | $-0.22 | ||
| Q3 25 | $0.38 | $-0.19 | ||
| Q2 25 | $0.38 | $-0.22 | ||
| Q1 25 | $0.31 | $-0.23 | ||
| Q4 24 | $0.26 | $0.01 | ||
| Q3 24 | $0.27 | $-0.24 | ||
| Q2 24 | $0.26 | $-0.23 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $222.2M | $4.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $528.4M | $35.7M |
| 总资产 | $5.3B | $151.4M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BWBFARM
| Q1 26 | $222.2M | — | ||
| Q4 25 | $123.5M | $4.2M | ||
| Q3 25 | $131.8M | $3.8M | ||
| Q2 25 | $217.5M | $6.8M | ||
| Q1 25 | $166.2M | $4.1M | ||
| Q4 24 | $229.8M | $5.5M | ||
| Q3 24 | $191.9M | $3.3M | ||
| Q2 24 | $134.1M | $5.8M |
股东权益BWBFARM
| Q1 26 | $528.4M | — | ||
| Q4 25 | $517.1M | $35.7M | ||
| Q3 25 | $497.5M | $40.0M | ||
| Q2 25 | $476.3M | $43.5M | ||
| Q1 25 | $469.0M | $37.3M | ||
| Q4 24 | $457.9M | $41.5M | ||
| Q3 24 | $452.2M | $40.9M | ||
| Q2 24 | $439.2M | $45.5M |
总资产BWBFARM
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $151.4M | ||
| Q3 25 | $5.4B | $158.8M | ||
| Q2 25 | $5.3B | $161.2M | ||
| Q1 25 | $5.1B | $163.2M | ||
| Q4 24 | $5.1B | $179.1M | ||
| Q3 24 | $4.7B | $182.0M | ||
| Q2 24 | $4.7B | $185.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-786.0K |
| 自由现金流经营现金流 - 资本支出 | — | $-2.6M |
| 自由现金流率自由现金流/营收 | — | -2.9% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BWBFARM
| Q1 26 | — | — | ||
| Q4 25 | $27.8M | $-786.0K | ||
| Q3 25 | $9.4M | $-5.0M | ||
| Q2 25 | $4.0M | $9.7M | ||
| Q1 25 | $7.5M | $1.3M | ||
| Q4 24 | $46.4M | $2.6M | ||
| Q3 24 | $-6.0M | $2.5M | ||
| Q2 24 | $10.6M | $-995.0K |
自由现金流BWBFARM
| Q1 26 | — | — | ||
| Q4 25 | $22.0M | $-2.6M | ||
| Q3 25 | $7.8M | $-6.9M | ||
| Q2 25 | $2.8M | — | ||
| Q1 25 | $6.9M | $-684.0K | ||
| Q4 24 | $42.3M | $521.0K | ||
| Q3 24 | $-6.5M | $-837.0K | ||
| Q2 24 | $10.4M | — |
自由现金流率BWBFARM
| Q1 26 | — | — | ||
| Q4 25 | 56.6% | -2.9% | ||
| Q3 25 | 21.5% | -8.5% | ||
| Q2 25 | 7.8% | — | ||
| Q1 25 | 21.5% | -0.8% | ||
| Q4 24 | 143.4% | 0.6% | ||
| Q3 24 | -23.8% | -1.0% | ||
| Q2 24 | 38.9% | — |
资本支出强度BWBFARM
| Q1 26 | — | — | ||
| Q4 25 | 15.1% | 2.1% | ||
| Q3 25 | 4.4% | 2.4% | ||
| Q2 25 | 3.2% | — | ||
| Q1 25 | 1.7% | 2.4% | ||
| Q4 24 | 13.8% | 2.3% | ||
| Q3 24 | 1.7% | 3.9% | ||
| Q2 24 | 0.7% | — |
现金转化率BWBFARM
| Q1 26 | — | — | ||
| Q4 25 | 2.09× | — | ||
| Q3 25 | 0.81× | — | ||
| Q2 25 | 0.35× | — | ||
| Q1 25 | 0.77× | — | ||
| Q4 24 | 5.65× | 12.16× | ||
| Q3 24 | -0.69× | — | ||
| Q2 24 | 1.31× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BWB
| Net Interest Income | $36.6M | 79% |
| Noninterest Income | $9.6M | 21% |
FARM
| Coffee Roasted | $45.5M | 51% |
| Tea Iced Hot | $23.3M | 26% |
| Culinary | $14.1M | 16% |
| Spice | $4.9M | 5% |
| Fuel Surcharge | $1.2M | 1% |
