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BYLINE BANCORP, INC.（BY）与Doximity, Inc.（DOCS）财务数据对比。点击上方公司名可切换其他公司
Doximity, Inc.的季度营收约是BYLINE BANCORP, INC.的1.6倍（$185.1M vs $112.4M），BYLINE BANCORP, INC.净利率更高（33.4% vs 33.3%，领先0.2%），Doximity, Inc.同比增速更快（9.8% vs 9.0%），过去两年Doximity, Inc.的营收复合增速更高（25.2% vs 6.4%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
Doximity Inc成立于2010年，是面向医疗专业人士的线上社交服务平台，为平台会员提供精选医疗资讯、远程医疗工具，以及病例协作相关功能，助力医疗从业者高效交流信息、开展诊疗相关工作。
BY vs DOCS — 直观对比
营收规模更大
DOCS
是对方的1.6倍
$112.4M
营收增速更快
DOCS
高出0.7%
9.0%
净利率更高
BY
高出0.2%
33.3%
两年增速更快
DOCS
近两年复合增速
6.4%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $185.1M |
| 净利润 | $37.6M | $61.6M |
| 毛利率 | — | 89.9% |
| 营业利润率 | — | 38.9% |
| 净利率 | 33.4% | 33.3% |
| 营收同比 | 9.0% | 9.8% |
| 净利润同比 | 33.0% | -18.1% |
| 每股收益（稀释后） | $0.83 | $0.31 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYDOCS
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $185.1M | ||
| Q3 25 | $115.7M | $168.5M | ||
| Q2 25 | $110.5M | $145.9M | ||
| Q1 25 | $103.1M | $138.3M | ||
| Q4 24 | $104.7M | $168.6M | ||
| Q3 24 | $101.8M | $136.8M | ||
| Q2 24 | $99.4M | $126.7M |
净利润BYDOCS
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $61.6M | ||
| Q3 25 | $37.2M | $62.1M | ||
| Q2 25 | $30.1M | $53.3M | ||
| Q1 25 | $28.2M | $62.5M | ||
| Q4 24 | $30.3M | $75.2M | ||
| Q3 24 | $30.3M | $44.2M | ||
| Q2 24 | $29.7M | $41.4M |
毛利率BYDOCS
| Q1 26 | — | — | ||
| Q4 25 | — | 89.9% | ||
| Q3 25 | — | 90.3% | ||
| Q2 25 | — | 89.2% | ||
| Q1 25 | — | 89.5% | ||
| Q4 24 | — | 91.6% | ||
| Q3 24 | — | 90.0% | ||
| Q2 24 | — | 89.3% |
营业利润率BYDOCS
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 38.9% | ||
| Q3 25 | 43.1% | 37.8% | ||
| Q2 25 | 35.2% | 37.4% | ||
| Q1 25 | 36.4% | 35.2% | ||
| Q4 24 | 38.6% | 47.4% | ||
| Q3 24 | 39.3% | 38.8% | ||
| Q2 24 | 40.4% | 36.4% |
净利率BYDOCS
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 33.3% | ||
| Q3 25 | 32.1% | 36.8% | ||
| Q2 25 | 27.2% | 36.5% | ||
| Q1 25 | 27.4% | 45.2% | ||
| Q4 24 | 34.3% | 44.6% | ||
| Q3 24 | 29.8% | 32.3% | ||
| Q2 24 | 29.9% | 32.7% |
每股收益（稀释后）BYDOCS
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.31 | ||
| Q3 25 | $0.82 | $0.31 | ||
| Q2 25 | $0.66 | $0.27 | ||
| Q1 25 | $0.64 | $0.31 | ||
| Q4 24 | $0.68 | $0.37 | ||
| Q3 24 | $0.69 | $0.22 | ||
| Q2 24 | $0.68 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $64.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $979.3M |
| 总资产 | $9.9B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYDOCS
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $64.8M | ||
| Q3 25 | $259.0M | $169.2M | ||
| Q2 25 | $218.3M | $137.3M | ||
| Q1 25 | $421.3M | $209.6M | ||
| Q4 24 | $563.1M | $165.3M | ||
| Q3 24 | $452.6M | $184.2M | ||
| Q2 24 | $730.5M | $111.4M |
股东权益BYDOCS
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $979.3M | ||
| Q3 25 | $1.2B | $1.1B | ||
| Q2 25 | $1.2B | $1.0B | ||
| Q1 25 | $1.1B | $1.1B | ||
| Q4 24 | $1.1B | $1.0B | ||
| Q3 24 | $1.1B | $961.2M | ||
| Q2 24 | $1.0B | $913.6M |
总资产BYDOCS
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $1.2B | ||
| Q3 25 | $9.8B | $1.3B | ||
| Q2 25 | $9.7B | $1.2B | ||
| Q1 25 | $9.6B | $1.3B | ||
| Q4 24 | $9.5B | $1.2B | ||
| Q3 24 | $9.4B | $1.1B | ||
| Q2 24 | $9.6B | $1.1B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $60.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.99× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BYDOCS
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $60.9M | ||
| Q3 25 | $38.3M | $93.9M | ||
| Q2 25 | $16.3M | $62.1M | ||
| Q1 25 | $27.1M | $98.5M | ||
| Q4 24 | $175.2M | $65.2M | ||
| Q3 24 | $19.8M | $68.3M | ||
| Q2 24 | $40.1M | $41.2M |
自由现金流BYDOCS
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | — | ||
| Q3 25 | $38.0M | — | ||
| Q2 25 | $15.2M | — | ||
| Q1 25 | $25.0M | — | ||
| Q4 24 | $171.2M | — | ||
| Q3 24 | $19.1M | — | ||
| Q2 24 | $39.4M | — |
自由现金流率BYDOCS
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | — | ||
| Q3 25 | 32.8% | — | ||
| Q2 25 | 13.7% | — | ||
| Q1 25 | 24.3% | — | ||
| Q4 24 | 163.5% | — | ||
| Q3 24 | 18.8% | — | ||
| Q2 24 | 39.7% | — |
资本支出强度BYDOCS
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 2.0% | 0.0% | ||
| Q4 24 | 3.8% | 0.0% | ||
| Q3 24 | 0.6% | 0.0% | ||
| Q2 24 | 0.7% | 0.0% |
现金转化率BYDOCS
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | 0.99× | ||
| Q3 25 | 1.03× | 1.51× | ||
| Q2 25 | 0.54× | 1.16× | ||
| Q1 25 | 0.96× | 1.58× | ||
| Q4 24 | 5.78× | 0.87× | ||
| Q3 24 | 0.65× | 1.55× | ||
| Q2 24 | 1.35× | 1.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
DOCS
| Subscription | $175.4M | 95% |
| Service Other | $9.7M | 5% |
