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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ), based on the latest 10-Q / 10-K filings. Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $44.3M, roughly 2.5× FIRST BUSINESS FINANCIAL SERVICES, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 27.5%, a 5.9% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs 8.5%). Over the past eight quarters, FIRST BUSINESS FINANCIAL SERVICES, INC.'s revenue compounded faster (20.4% CAGR vs 14.0%).
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
PNC金融服务集团是一家总部位于美国宾夕法尼亚州匹兹堡的银行控股及金融服务企业。旗下核心子银行PNC银行在全美27个州及哥伦比亚特区开展业务，拥有2629家分行与9523台自动柜员机，按资产、网点数量、存款规模及ATM规模计算，是美国规模最大的银行机构之一。
BY vs FBIZ — Head-to-Head
Income Statement — Q1 2026 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $44.3M |
| Net Profit | $37.6M | $12.2M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 33.4% | 27.5% |
| Revenue YoY | 9.0% | 8.5% |
| Net Profit YoY | 33.0% | 9.2% |
| EPS (diluted) | $0.83 | $1.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align — see 8-quarter trend below.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history — bar widths are scaled to the larger of the two companies so you can eyeball the size gap and growth trajectory without doing math. Quarters aligned by calendar period (report date) so offset fiscal years line up.
| Q1 26 | $112.4M | $44.3M | ||
| Q4 25 | $101.3M | $34.8M | ||
| Q3 25 | $99.9M | $34.9M | ||
| Q2 25 | $96.0M | $33.8M | ||
| Q1 25 | $88.2M | $33.3M | ||
| Q4 24 | $88.5M | $33.1M | ||
| Q3 24 | $87.5M | $31.0M | ||
| Q2 24 | $86.5M | $30.5M |
| Q1 26 | $37.6M | $12.2M | ||
| Q4 25 | $34.5M | $13.3M | ||
| Q3 25 | $37.2M | $14.4M | ||
| Q2 25 | $30.1M | $11.4M | ||
| Q1 25 | $28.2M | $11.2M | ||
| Q4 24 | $30.3M | $14.4M | ||
| Q3 24 | $30.3M | $10.5M | ||
| Q2 24 | $29.7M | $10.5M |
| Q1 26 | — | — | ||
| Q4 25 | 46.3% | 46.7% | ||
| Q3 25 | 50.0% | 49.8% | ||
| Q2 25 | 40.6% | 39.6% | ||
| Q1 25 | 42.5% | 40.5% | ||
| Q4 24 | 45.6% | 46.2% | ||
| Q3 24 | 45.8% | 41.5% | ||
| Q2 24 | 46.4% | 40.5% |
| Q1 26 | 33.4% | 27.5% | ||
| Q4 25 | 34.1% | 38.4% | ||
| Q3 25 | 37.2% | 41.3% | ||
| Q2 25 | 31.3% | 33.8% | ||
| Q1 25 | 32.0% | 33.6% | ||
| Q4 24 | 34.3% | 43.5% | ||
| Q3 24 | 34.7% | 33.9% | ||
| Q2 24 | 34.3% | 34.2% |
| Q1 26 | $0.83 | $1.44 | ||
| Q4 25 | $0.77 | $1.57 | ||
| Q3 25 | $0.82 | $1.70 | ||
| Q2 25 | $0.66 | $1.35 | ||
| Q1 25 | $0.64 | $1.32 | ||
| Q4 24 | $0.68 | $1.69 | ||
| Q3 24 | $0.69 | $1.24 | ||
| Q2 24 | $0.68 | $1.23 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest filing — the kind of financial-strength check premium terminals charge for.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $265.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | — |
| Total Assets | $9.9B | $4.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period so offset fiscal years match up.
| Q1 26 | $198.4M | $265.8M | ||
| Q4 25 | $149.1M | $39.5M | ||
| Q3 25 | $259.0M | $44.3M | ||
| Q2 25 | $218.3M | $123.2M | ||
| Q1 25 | $421.3M | $170.6M | ||
| Q4 24 | $563.1M | $157.7M | ||
| Q3 24 | $452.6M | $132.0M | ||
| Q2 24 | $730.5M | $81.1M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $371.6M | ||
| Q3 25 | $1.2B | $358.3M | ||
| Q2 25 | $1.2B | $344.8M | ||
| Q1 25 | $1.1B | $336.1M | ||
| Q4 24 | $1.1B | $328.6M | ||
| Q3 24 | $1.1B | $312.0M | ||
| Q2 24 | $1.0B | $305.2M |
| Q1 26 | $9.9B | $4.3B | ||
| Q4 25 | $9.7B | $4.1B | ||
| Q3 25 | $9.8B | $4.0B | ||
| Q2 25 | $9.7B | $4.0B | ||
| Q1 25 | $9.6B | $3.9B | ||
| Q4 24 | $9.5B | $3.9B | ||
| Q3 24 | $9.4B | $3.7B | ||
| Q2 24 | $9.6B | $3.9B |
Financial Flow Comparison
Sankey diagram of revenue → gross profit → operating profit → net profit for each company. Charts shown full-width and stacked so both segment hierarchies are readable side-by-side on desktop and mobile.
