vs
BYLINE BANCORP, INC.（BY）与FTAI Infrastructure Inc.（FIP）财务数据对比。点击上方公司名可切换其他公司
FTAI Infrastructure Inc.的季度营收约是BYLINE BANCORP, INC.的1.7倍（$188.4M vs $112.4M），BYLINE BANCORP, INC.净利率更高（33.4% vs -79.7%，领先113.2%），FTAI Infrastructure Inc.同比增速更快（95.9% vs 9.0%），过去两年FTAI Infrastructure Inc.的营收复合增速更高（49.0% vs 6.4%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
FTAI基础设施有限公司持有、运营并投资交通物流、中游能源、发电等核心领域的优质关键基础设施资产，主要面向北美市场，聚焦拥有稳定长期现金流、合同约定收入流的项目，为利益相关方创造可持续回报。
BY vs FIP — 直观对比
营收规模更大
FIP
是对方的1.7倍
$112.4M
营收增速更快
FIP
高出86.8%
9.0%
净利率更高
BY
高出113.2%
-79.7%
两年增速更快
FIP
近两年复合增速
6.4%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $188.4M |
| 净利润 | $37.6M | $-150.2M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 33.4% | -79.7% |
| 营收同比 | 9.0% | 95.9% |
| 净利润同比 | 33.0% | -387.6% |
| 每股收益（稀释后） | $0.83 | $-1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYFIP
| Q1 26 | $112.4M | $188.4M | ||
| Q4 25 | $117.0M | $143.5M | ||
| Q3 25 | $115.7M | $140.6M | ||
| Q2 25 | $110.5M | $122.3M | ||
| Q1 25 | $103.1M | $96.2M | ||
| Q4 24 | $104.7M | $80.8M | ||
| Q3 24 | $101.8M | $83.3M | ||
| Q2 24 | $99.4M | $84.9M |
净利润BYFIP
| Q1 26 | $37.6M | $-150.2M | ||
| Q4 25 | $34.5M | $-97.7M | ||
| Q3 25 | $37.2M | $-104.5M | ||
| Q2 25 | $30.1M | $-70.0M | ||
| Q1 25 | $28.2M | $120.2M | ||
| Q4 24 | $30.3M | $-124.7M | ||
| Q3 24 | $30.3M | $-43.0M | ||
| Q2 24 | $29.7M | $-48.1M |
营业利润率BYFIP
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -45.7% | ||
| Q3 25 | 43.1% | -70.8% | ||
| Q2 25 | 35.2% | -56.4% | ||
| Q1 25 | 36.4% | 81.8% | ||
| Q4 24 | 38.6% | -152.7% | ||
| Q3 24 | 39.3% | -51.7% | ||
| Q2 24 | 40.4% | -56.4% |
净利率BYFIP
| Q1 26 | 33.4% | -79.7% | ||
| Q4 25 | 34.1% | -68.1% | ||
| Q3 25 | 32.1% | -74.4% | ||
| Q2 25 | 27.2% | -57.2% | ||
| Q1 25 | 27.4% | 125.0% | ||
| Q4 24 | 34.3% | -154.4% | ||
| Q3 24 | 29.8% | -51.6% | ||
| Q2 24 | 29.9% | -56.7% |
每股收益（稀释后）BYFIP
| Q1 26 | $0.83 | $-1.32 | ||
| Q4 25 | $0.77 | $-1.04 | ||
| Q3 25 | $0.82 | $-1.38 | ||
| Q2 25 | $0.66 | $-0.73 | ||
| Q1 25 | $0.64 | $0.89 | ||
| Q4 24 | $0.68 | $-1.21 | ||
| Q3 24 | $0.69 | $-0.45 | ||
| Q2 24 | $0.68 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $37.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $-122.5K |
| 总资产 | $9.9B | $5.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYFIP
| Q1 26 | $198.4M | $37.9M | ||
| Q4 25 | $149.1M | $57.4M | ||
| Q3 25 | $259.0M | $34.7M | ||
| Q2 25 | $218.3M | $33.6M | ||
| Q1 25 | $421.3M | $26.3M | ||
| Q4 24 | $563.1M | $27.8M | ||
| Q3 24 | $452.6M | $20.3M | ||
| Q2 24 | $730.5M | $33.1M |
总债务BYFIP
| Q1 26 | — | — | ||
| Q4 25 | — | $3.8B | ||
| Q3 25 | — | $3.7B | ||
| Q2 25 | — | $3.1B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.6B | ||
| Q3 24 | — | $1.5B | ||
| Q2 24 | — | $1.6B |
股东权益BYFIP
| Q1 26 | $1.3B | $-122.5K | ||
| Q4 25 | $1.3B | $21.3M | ||
| Q3 25 | $1.2B | $181.1M | ||
| Q2 25 | $1.2B | $375.5M | ||
| Q1 25 | $1.1B | $476.2M | ||
| Q4 24 | $1.1B | $202.7M | ||
| Q3 24 | $1.1B | $370.8M | ||
| Q2 24 | $1.0B | $394.8M |
总资产BYFIP
| Q1 26 | $9.9B | $5.7B | ||
| Q4 25 | $9.7B | $5.7B | ||
| Q3 25 | $9.8B | $5.5B | ||
| Q2 25 | $9.7B | $4.4B | ||
| Q1 25 | $9.6B | $4.1B | ||
| Q4 24 | $9.5B | $2.4B | ||
| Q3 24 | $9.4B | $2.4B | ||
| Q2 24 | $9.6B | $2.5B |
负债/权益比BYFIP
| Q1 26 | — | — | ||
| Q4 25 | — | 176.99× | ||
| Q3 25 | — | 20.59× | ||
| Q2 25 | — | 8.21× | ||
| Q1 25 | — | 5.79× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | — | 4.14× | ||
| Q2 24 | — | 3.94× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-69.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流BYFIP
| Q1 26 | — | $-69.4M | ||
| Q4 25 | $140.3M | $-2.8M | ||
| Q3 25 | $38.3M | $-24.4M | ||
| Q2 25 | $16.3M | $-5.2M | ||
| Q1 25 | $27.1M | $-85.7M | ||
| Q4 24 | $175.2M | $-8.1M | ||
| Q3 24 | $19.8M | $14.2M | ||
| Q2 24 | $40.1M | $-17.6M |
自由现金流BYFIP
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $-68.6M | ||
| Q3 25 | $38.0M | $-90.7M | ||
| Q2 25 | $15.2M | $-87.5M | ||
| Q1 25 | $25.0M | $-151.7M | ||
| Q4 24 | $171.2M | $-34.3M | ||
| Q3 24 | $19.1M | $-11.7M | ||
| Q2 24 | $39.4M | $-32.1M |
自由现金流率BYFIP
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | -47.8% | ||
| Q3 25 | 32.8% | -64.5% | ||
| Q2 25 | 13.7% | -71.6% | ||
| Q1 25 | 24.3% | -157.7% | ||
| Q4 24 | 163.5% | -42.4% | ||
| Q3 24 | 18.8% | -14.0% | ||
| Q2 24 | 39.7% | -37.9% |
资本支出强度BYFIP
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 45.9% | ||
| Q3 25 | 0.3% | 47.2% | ||
| Q2 25 | 1.0% | 67.3% | ||
| Q1 25 | 2.0% | 68.6% | ||
| Q4 24 | 3.8% | 32.5% | ||
| Q3 24 | 0.6% | 31.1% | ||
| Q2 24 | 0.7% | 17.2% |
现金转化率BYFIP
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | -0.71× | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
