vs
BYLINE BANCORP, INC.（BY）与弗雷斯特研究公司（FORR）财务数据对比。点击上方公司名可切换其他公司
BYLINE BANCORP, INC.的季度营收约是弗雷斯特研究公司的1.1倍（$112.4M vs $101.1M），BYLINE BANCORP, INC.净利率更高（33.4% vs -33.5%，领先67.0%），BYLINE BANCORP, INC.同比增速更快（9.0% vs -6.5%），过去两年BYLINE BANCORP, INC.的营收复合增速更高（6.4% vs 0.5%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
福雷斯特研究公司是一家全球领先的研究咨询机构，主营业务涵盖行业研究、管理咨询与行业峰会举办，客户群体包括全球大型企业、科技公司与消费领域领军企业，公司总部位于美国马萨诸塞州剑桥市。
BY vs FORR — 直观对比
营收规模更大
BY
是对方的1.1倍
$101.1M
营收增速更快
BY
高出15.5%
-6.5%
净利率更高
BY
高出67.0%
-33.5%
两年增速更快
BY
近两年复合增速
0.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $101.1M |
| 净利润 | $37.6M | $-33.9M |
| 毛利率 | — | 56.7% |
| 营业利润率 | — | -36.6% |
| 净利率 | 33.4% | -33.5% |
| 营收同比 | 9.0% | -6.5% |
| 净利润同比 | 33.0% | -7941.4% |
| 每股收益（稀释后） | $0.83 | $-1.75 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYFORR
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $101.1M | ||
| Q3 25 | $115.7M | $94.3M | ||
| Q2 25 | $110.5M | $111.7M | ||
| Q1 25 | $103.1M | $89.9M | ||
| Q4 24 | $104.7M | $108.0M | ||
| Q3 24 | $101.8M | $102.5M | ||
| Q2 24 | $99.4M | $121.8M |
净利润BYFORR
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-33.9M | ||
| Q3 25 | $37.2M | $-2.1M | ||
| Q2 25 | $30.1M | $3.9M | ||
| Q1 25 | $28.2M | $-87.3M | ||
| Q4 24 | $30.3M | $432.0K | ||
| Q3 24 | $30.3M | $-5.8M | ||
| Q2 24 | $29.7M | $6.3M |
毛利率BYFORR
| Q1 26 | — | — | ||
| Q4 25 | — | 56.7% | ||
| Q3 25 | — | 60.0% | ||
| Q2 25 | — | 55.5% | ||
| Q1 25 | — | 55.9% | ||
| Q4 24 | — | 58.8% | ||
| Q3 24 | — | 60.5% | ||
| Q2 24 | — | 57.3% |
营业利润率BYFORR
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -36.6% | ||
| Q3 25 | 43.1% | 4.7% | ||
| Q2 25 | 35.2% | 6.2% | ||
| Q1 25 | 36.4% | -97.5% | ||
| Q4 24 | 38.6% | -0.5% | ||
| Q3 24 | 39.3% | -0.7% | ||
| Q2 24 | 40.4% | 9.3% |
净利率BYFORR
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -33.5% | ||
| Q3 25 | 32.1% | -2.3% | ||
| Q2 25 | 27.2% | 3.5% | ||
| Q1 25 | 27.4% | -97.1% | ||
| Q4 24 | 34.3% | 0.4% | ||
| Q3 24 | 29.8% | -5.7% | ||
| Q2 24 | 29.9% | 5.2% |
每股收益（稀释后）BYFORR
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-1.75 | ||
| Q3 25 | $0.82 | $-0.11 | ||
| Q2 25 | $0.66 | $0.20 | ||
| Q1 25 | $0.64 | $-4.62 | ||
| Q4 24 | $0.68 | $0.02 | ||
| Q3 24 | $0.69 | $-0.30 | ||
| Q2 24 | $0.68 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $63.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $126.5M |
| 总资产 | $9.9B | $404.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYFORR
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $63.3M | ||
| Q3 25 | $259.0M | $65.1M | ||
| Q2 25 | $218.3M | $67.8M | ||
| Q1 25 | $421.3M | $75.6M | ||
| Q4 24 | $563.1M | $56.1M | ||
| Q3 24 | $452.6M | $62.8M | ||
| Q2 24 | $730.5M | $58.9M |
股东权益BYFORR
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $126.5M | ||
| Q3 25 | $1.2B | $157.7M | ||
| Q2 25 | $1.2B | $159.5M | ||
| Q1 25 | $1.1B | $147.4M | ||
| Q4 24 | $1.1B | $229.5M | ||
| Q3 24 | $1.1B | $234.3M | ||
| Q2 24 | $1.0B | $237.1M |
总资产BYFORR
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $404.0M | ||
| Q3 25 | $9.8B | $414.2M | ||
| Q2 25 | $9.7B | $436.0M | ||
| Q1 25 | $9.6B | $439.8M | ||
| Q4 24 | $9.5B | $503.9M | ||
| Q3 24 | $9.4B | $505.3M | ||
| Q2 24 | $9.6B | $524.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-3.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-4.3M |
| 自由现金流率自由现金流/营收 | — | -4.2% |
| 资本支出强度资本支出/营收 | — | 1.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $18.1M |
8季度趋势，按日历期对齐
经营现金流BYFORR
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $-3.2M | ||
| Q3 25 | $38.3M | $1.2M | ||
| Q2 25 | $16.3M | $-3.6M | ||
| Q1 25 | $27.1M | $26.7M | ||
| Q4 24 | $175.2M | $-1.8M | ||
| Q3 24 | $19.8M | $264.0K | ||
| Q2 24 | $40.1M | $-2.9M |
自由现金流BYFORR
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $-4.3M | ||
| Q3 25 | $38.0M | $524.0K | ||
| Q2 25 | $15.2M | $-4.2M | ||
| Q1 25 | $25.0M | $26.1M | ||
| Q4 24 | $171.2M | $-2.5M | ||
| Q3 24 | $19.1M | $-223.0K | ||
| Q2 24 | $39.4M | $-3.7M |
自由现金流率BYFORR
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | -4.2% | ||
| Q3 25 | 32.8% | 0.6% | ||
| Q2 25 | 13.7% | -3.8% | ||
| Q1 25 | 24.3% | 29.0% | ||
| Q4 24 | 163.5% | -2.3% | ||
| Q3 24 | 18.8% | -0.2% | ||
| Q2 24 | 39.7% | -3.1% |
资本支出强度BYFORR
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 1.1% | ||
| Q3 25 | 0.3% | 0.7% | ||
| Q2 25 | 1.0% | 0.5% | ||
| Q1 25 | 2.0% | 0.7% | ||
| Q4 24 | 3.8% | 0.6% | ||
| Q3 24 | 0.6% | 0.5% | ||
| Q2 24 | 0.7% | 0.7% |
现金转化率BYFORR
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | -0.93× | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | -4.24× | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | -0.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
FORR
| Research Segment | $82.2M | 81% |
| Consulting Segment | $16.2M | 16% |
| Billable Expenses | $1.5M | 2% |
| Professional Services | $1.4M | 1% |
