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BYLINE BANCORP, INC.（BY）与OneStream, Inc.（OS）财务数据对比。点击上方公司名可切换其他公司
OneStream, Inc.的季度营收约是BYLINE BANCORP, INC.的1.5倍（$163.7M vs $112.4M），BYLINE BANCORP, INC.净利率更高（33.4% vs 0.6%，领先32.8%），OneStream, Inc.同比增速更快（23.6% vs 9.0%），过去两年OneStream, Inc.的营收复合增速更高（21.8% vs 6.4%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
BY vs OS — 直观对比
营收规模更大
OS
是对方的1.5倍
$112.4M
营收增速更快
OS
高出14.6%
9.0%
净利率更高
BY
高出32.8%
0.6%
两年增速更快
OS
近两年复合增速
6.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $163.7M |
| 净利润 | $37.6M | $999.0K |
| 毛利率 | — | 69.8% |
| 营业利润率 | — | -3.2% |
| 净利率 | 33.4% | 0.6% |
| 营收同比 | 9.0% | 23.6% |
| 净利润同比 | 33.0% | — |
| 每股收益（稀释后） | $0.83 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYOS
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $163.7M | ||
| Q3 25 | $115.7M | $154.3M | ||
| Q2 25 | $110.5M | $147.6M | ||
| Q1 25 | $103.1M | $136.3M | ||
| Q4 24 | $104.7M | $132.5M | ||
| Q3 24 | $101.8M | $129.1M | ||
| Q2 24 | $99.4M | $117.5M |
净利润BYOS
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $999.0K | ||
| Q3 25 | $37.2M | $-8.8M | ||
| Q2 25 | $30.1M | $-18.4M | ||
| Q1 25 | $28.2M | $-24.0M | ||
| Q4 24 | $30.3M | — | ||
| Q3 24 | $30.3M | $-171.9M | ||
| Q2 24 | $29.7M | $-7.8M |
毛利率BYOS
| Q1 26 | — | — | ||
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% |
营业利润率BYOS
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -3.2% | ||
| Q3 25 | 43.1% | -11.3% | ||
| Q2 25 | 35.2% | -21.8% | ||
| Q1 25 | 36.4% | -29.3% | ||
| Q4 24 | 38.6% | -35.8% | ||
| Q3 24 | 39.3% | -197.6% | ||
| Q2 24 | 40.4% | -9.8% |
净利率BYOS
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 0.6% | ||
| Q3 25 | 32.1% | -5.7% | ||
| Q2 25 | 27.2% | -12.5% | ||
| Q1 25 | 27.4% | -17.6% | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 29.8% | -133.1% | ||
| Q2 24 | 29.9% | -6.7% |
每股收益（稀释后）BYOS
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | — | ||
| Q3 25 | $0.82 | — | ||
| Q2 25 | $0.66 | — | ||
| Q1 25 | $0.64 | — | ||
| Q4 24 | $0.68 | — | ||
| Q3 24 | $0.69 | $-1.06 | ||
| Q2 24 | $0.68 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $693.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $504.7M |
| 总资产 | $9.9B | $1.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYOS
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $693.6M | ||
| Q3 25 | $259.0M | $653.9M | ||
| Q2 25 | $218.3M | $652.1M | ||
| Q1 25 | $421.3M | $593.9M | ||
| Q4 24 | $563.1M | $544.2M | ||
| Q3 24 | $452.6M | $495.5M | ||
| Q2 24 | $730.5M | $140.5M |
股东权益BYOS
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $504.7M | ||
| Q3 25 | $1.2B | $472.1M | ||
| Q2 25 | $1.2B | $458.2M | ||
| Q1 25 | $1.1B | $412.9M | ||
| Q4 24 | $1.1B | $386.2M | ||
| Q3 24 | $1.1B | $458.2M | ||
| Q2 24 | $1.0B | $97.5M |
总资产BYOS
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $1.0B | ||
| Q3 25 | $9.8B | $949.4M | ||
| Q2 25 | $9.7B | $910.5M | ||
| Q1 25 | $9.6B | $867.3M | ||
| Q4 24 | $9.5B | $823.2M | ||
| Q3 24 | $9.4B | $750.1M | ||
| Q2 24 | $9.6B | $379.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $25.8M |
| 自由现金流经营现金流 - 资本支出 | — | $25.6M |
| 自由现金流率自由现金流/营收 | — | 15.7% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | — | 25.79× |
| 过去12个月自由现金流最近4个季度 | — | $95.6M |
8季度趋势，按日历期对齐
经营现金流BYOS
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $25.8M | ||
| Q3 25 | $38.3M | $5.0M | ||
| Q2 25 | $16.3M | $29.7M | ||
| Q1 25 | $27.1M | $36.2M | ||
| Q4 24 | $175.2M | — | ||
| Q3 24 | $19.8M | $2.4M | ||
| Q2 24 | $40.1M | $8.1M |
自由现金流BYOS
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $25.6M | ||
| Q3 25 | $38.0M | $4.8M | ||
| Q2 25 | $15.2M | $29.4M | ||
| Q1 25 | $25.0M | $35.8M | ||
| Q4 24 | $171.2M | — | ||
| Q3 24 | $19.1M | $1.3M | ||
| Q2 24 | $39.4M | $7.7M |
自由现金流率BYOS
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 15.7% | ||
| Q3 25 | 32.8% | 3.1% | ||
| Q2 25 | 13.7% | 19.9% | ||
| Q1 25 | 24.3% | 26.3% | ||
| Q4 24 | 163.5% | — | ||
| Q3 24 | 18.8% | 1.0% | ||
| Q2 24 | 39.7% | 6.6% |
资本支出强度BYOS
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.1% | ||
| Q3 25 | 0.3% | 0.1% | ||
| Q2 25 | 1.0% | 0.2% | ||
| Q1 25 | 2.0% | 0.3% | ||
| Q4 24 | 3.8% | — | ||
| Q3 24 | 0.6% | 0.8% | ||
| Q2 24 | 0.7% | 0.3% |
现金转化率BYOS
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | 25.79× | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
