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BYLINE BANCORP, INC.（BY）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
Ribbon Communications Inc.的季度营收约是BYLINE BANCORP, INC.的1.4倍（$162.6M vs $112.4M），Ribbon Communications Inc.净利率更高（54.8% vs 33.4%，领先21.3%），BYLINE BANCORP, INC.同比增速更快（9.0% vs -10.3%），过去两年BYLINE BANCORP, INC.的营收复合增速更高（6.4% vs -8.1%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
BY vs RBBN — 直观对比
营收规模更大
RBBN
是对方的1.4倍
$112.4M
营收增速更快
BY
高出19.3%
-10.3%
净利率更高
RBBN
高出21.3%
33.4%
两年增速更快
BY
近两年复合增速
-8.1%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $162.6M |
| 净利润 | $37.6M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | — | 37.6% |
| 净利率 | 33.4% | 54.8% |
| 营收同比 | 9.0% | -10.3% |
| 净利润同比 | 33.0% | — |
| 每股收益（稀释后） | $0.83 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYRBBN
| Q1 26 | $112.4M | $162.6M | ||
| Q4 25 | $117.0M | $227.3M | ||
| Q3 25 | $115.7M | $215.4M | ||
| Q2 25 | $110.5M | $220.6M | ||
| Q1 25 | $103.1M | $181.3M | ||
| Q4 24 | $104.7M | $251.4M | ||
| Q3 24 | $101.8M | $210.2M | ||
| Q2 24 | $99.4M | $192.6M |
净利润BYRBBN
| Q1 26 | $37.6M | $89.1M | ||
| Q4 25 | $34.5M | — | ||
| Q3 25 | $37.2M | $-12.1M | ||
| Q2 25 | $30.1M | $-11.1M | ||
| Q1 25 | $28.2M | $-26.2M | ||
| Q4 24 | $30.3M | — | ||
| Q3 24 | $30.3M | $-13.4M | ||
| Q2 24 | $29.7M | $-16.8M |
毛利率BYRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率BYRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 40.1% | 4.1% | ||
| Q3 25 | 43.1% | 1.3% | ||
| Q2 25 | 35.2% | 1.9% | ||
| Q1 25 | 36.4% | -10.8% | ||
| Q4 24 | 38.6% | 13.2% | ||
| Q3 24 | 39.3% | -0.4% | ||
| Q2 24 | 40.4% | -1.0% |
净利率BYRBBN
| Q1 26 | 33.4% | 54.8% | ||
| Q4 25 | 34.1% | — | ||
| Q3 25 | 32.1% | -5.6% | ||
| Q2 25 | 27.2% | -5.0% | ||
| Q1 25 | 27.4% | -14.5% | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 29.8% | -6.4% | ||
| Q2 24 | 29.9% | -8.7% |
每股收益（稀释后）BYRBBN
| Q1 26 | $0.83 | $0.50 | ||
| Q4 25 | $0.77 | $0.50 | ||
| Q3 25 | $0.82 | $-0.07 | ||
| Q2 25 | $0.66 | $-0.06 | ||
| Q1 25 | $0.64 | $-0.15 | ||
| Q4 24 | $0.68 | $0.05 | ||
| Q3 24 | $0.69 | $-0.08 | ||
| Q2 24 | $0.68 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $67.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $419.1M |
| 总资产 | $9.9B | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYRBBN
| Q1 26 | $198.4M | $67.6M | ||
| Q4 25 | $149.1M | $96.4M | ||
| Q3 25 | $259.0M | $74.8M | ||
| Q2 25 | $218.3M | $60.5M | ||
| Q1 25 | $421.3M | $71.2M | ||
| Q4 24 | $563.1M | $87.8M | ||
| Q3 24 | $452.6M | $37.2M | ||
| Q2 24 | $730.5M | $64.6M |
总债务BYRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | $342.1M | ||
| Q3 25 | — | $344.3M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $347.4M | ||
| Q4 24 | — | $348.3M | ||
| Q3 24 | — | $349.1M | ||
| Q2 24 | — | $350.0M |
股东权益BYRBBN
| Q1 26 | $1.3B | $419.1M | ||
| Q4 25 | $1.3B | $449.0M | ||
| Q3 25 | $1.2B | $360.1M | ||
| Q2 25 | $1.2B | $370.4M | ||
| Q1 25 | $1.1B | $381.8M | ||
| Q4 24 | $1.1B | $404.6M | ||
| Q3 24 | $1.1B | $395.5M | ||
| Q2 24 | $1.0B | $405.0M |
总资产BYRBBN
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $1.2B | ||
| Q3 25 | $9.8B | $1.1B | ||
| Q2 25 | $9.7B | $1.1B | ||
| Q1 25 | $9.6B | $1.1B | ||
| Q4 24 | $9.5B | $1.2B | ||
| Q3 24 | $9.4B | $1.1B | ||
| Q2 24 | $9.6B | $1.1B |
负债/权益比BYRBBN
| Q1 26 | — | — | ||
| Q4 25 | — | 0.76× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.94× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | 0.88× | ||
| Q2 24 | — | 0.86× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
