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BYLINE BANCORP, INC.（BY）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是BYLINE BANCORP, INC.的1.0倍（$117.7M vs $112.4M），BYLINE BANCORP, INC.净利率更高（33.4% vs -10.8%，领先44.2%），BYLINE BANCORP, INC.同比增速更快（9.0% vs -19.2%），过去两年BYLINE BANCORP, INC.的营收复合增速更高（6.4% vs -11.8%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
BY vs RGP — 直观对比
营收规模更大
RGP
是对方的1.0倍
$112.4M
营收增速更快
BY
高出28.2%
-19.2%
净利率更高
BY
高出44.2%
-10.8%
两年增速更快
BY
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $117.7M |
| 净利润 | $37.6M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 33.4% | -10.8% |
| 营收同比 | 9.0% | -19.2% |
| 净利润同比 | 33.0% | 81.6% |
| 每股收益（稀释后） | $0.83 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYRGP
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $117.7M | ||
| Q3 25 | $115.7M | $120.2M | ||
| Q2 25 | $110.5M | $139.3M | ||
| Q1 25 | $103.1M | $129.4M | ||
| Q4 24 | $104.7M | $145.6M | ||
| Q3 24 | $101.8M | $136.9M | ||
| Q2 24 | $99.4M | $148.2M |
净利润BYRGP
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-12.7M | ||
| Q3 25 | $37.2M | $-2.4M | ||
| Q2 25 | $30.1M | $-73.3M | ||
| Q1 25 | $28.2M | $-44.1M | ||
| Q4 24 | $30.3M | $-68.7M | ||
| Q3 24 | $30.3M | $-5.7M | ||
| Q2 24 | $29.7M | $10.5M |
毛利率BYRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率BYRGP
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -10.3% | ||
| Q3 25 | 43.1% | -1.7% | ||
| Q2 25 | 35.2% | -47.0% | ||
| Q1 25 | 36.4% | -38.4% | ||
| Q4 24 | 38.6% | -52.7% | ||
| Q3 24 | 39.3% | -3.5% | ||
| Q2 24 | 40.4% | 7.6% |
净利率BYRGP
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -10.8% | ||
| Q3 25 | 32.1% | -2.0% | ||
| Q2 25 | 27.2% | -52.6% | ||
| Q1 25 | 27.4% | -34.0% | ||
| Q4 24 | 34.3% | -47.2% | ||
| Q3 24 | 29.8% | -4.2% | ||
| Q2 24 | 29.9% | 7.1% |
每股收益（稀释后）BYRGP
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-0.38 | ||
| Q3 25 | $0.82 | $-0.07 | ||
| Q2 25 | $0.66 | $-2.21 | ||
| Q1 25 | $0.64 | $-1.34 | ||
| Q4 24 | $0.68 | $-2.08 | ||
| Q3 24 | $0.69 | $-0.17 | ||
| Q2 24 | $0.68 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $194.6M |
| 总资产 | $9.9B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYRGP
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $89.8M | ||
| Q3 25 | $259.0M | $77.5M | ||
| Q2 25 | $218.3M | $86.1M | ||
| Q1 25 | $421.3M | $72.5M | ||
| Q4 24 | $563.1M | $78.2M | ||
| Q3 24 | $452.6M | $89.6M | ||
| Q2 24 | $730.5M | $108.9M |
股东权益BYRGP
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $194.6M | ||
| Q3 25 | $1.2B | $206.4M | ||
| Q2 25 | $1.2B | $207.1M | ||
| Q1 25 | $1.1B | $277.8M | ||
| Q4 24 | $1.1B | $325.7M | ||
| Q3 24 | $1.1B | $407.2M | ||
| Q2 24 | $1.0B | $418.8M |
总资产BYRGP
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $289.3M | ||
| Q3 25 | $9.8B | $287.2M | ||
| Q2 25 | $9.7B | $304.7M | ||
| Q1 25 | $9.6B | $375.6M | ||
| Q4 24 | $9.5B | $424.9M | ||
| Q3 24 | $9.4B | $512.9M | ||
| Q2 24 | $9.6B | $510.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流BYRGP
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $15.9M | ||
| Q3 25 | $38.3M | $-7.8M | ||
| Q2 25 | $16.3M | $16.8M | ||
| Q1 25 | $27.1M | $659.0K | ||
| Q4 24 | $175.2M | $1.8M | ||
| Q3 24 | $19.8M | $-309.0K | ||
| Q2 24 | $40.1M | $3.2M |
自由现金流BYRGP
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $15.6M | ||
| Q3 25 | $38.0M | $-8.0M | ||
| Q2 25 | $15.2M | $16.5M | ||
| Q1 25 | $25.0M | $238.0K | ||
| Q4 24 | $171.2M | $61.0K | ||
| Q3 24 | $19.1M | $-575.0K | ||
| Q2 24 | $39.4M | $3.0M |
自由现金流率BYRGP
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 13.2% | ||
| Q3 25 | 32.8% | -6.6% | ||
| Q2 25 | 13.7% | 11.8% | ||
| Q1 25 | 24.3% | 0.2% | ||
| Q4 24 | 163.5% | 0.0% | ||
| Q3 24 | 18.8% | -0.4% | ||
| Q2 24 | 39.7% | 2.1% |
资本支出强度BYRGP
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.3% | ||
| Q3 25 | 0.3% | 0.1% | ||
| Q2 25 | 1.0% | 0.2% | ||
| Q1 25 | 2.0% | 0.3% | ||
| Q4 24 | 3.8% | 1.2% | ||
| Q3 24 | 0.6% | 0.2% | ||
| Q2 24 | 0.7% | 0.1% |
现金转化率BYRGP
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
