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BYLINE BANCORP, INC.（BY）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是BYLINE BANCORP, INC.的1.3倍（$151.1M vs $112.4M），BYLINE BANCORP, INC.同比增速更快（9.0% vs 3.6%），过去两年BYLINE BANCORP, INC.的营收复合增速更高（6.4% vs 5.1%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
BY vs RGR — 直观对比
营收规模更大
RGR
是对方的1.3倍
$112.4M
营收增速更快
BY
高出5.4%
3.6%
两年增速更快
BY
近两年复合增速
5.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $151.1M |
| 净利润 | $37.6M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 33.4% | — |
| 营收同比 | 9.0% | 3.6% |
| 净利润同比 | 33.0% | — |
| 每股收益（稀释后） | $0.83 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYRGR
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $151.1M | ||
| Q3 25 | $115.7M | $126.8M | ||
| Q2 25 | $110.5M | $132.5M | ||
| Q1 25 | $103.1M | $135.7M | ||
| Q4 24 | $104.7M | $145.8M | ||
| Q3 24 | $101.8M | $122.3M | ||
| Q2 24 | $99.4M | $130.8M |
净利润BYRGR
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | — | ||
| Q3 25 | $37.2M | $1.6M | ||
| Q2 25 | $30.1M | $-17.2M | ||
| Q1 25 | $28.2M | $7.8M | ||
| Q4 24 | $30.3M | — | ||
| Q3 24 | $30.3M | $4.7M | ||
| Q2 24 | $29.7M | $8.3M |
毛利率BYRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率BYRGR
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 2.3% | ||
| Q3 25 | 43.1% | -2.7% | ||
| Q2 25 | 35.2% | -15.6% | ||
| Q1 25 | 36.4% | 6.2% | ||
| Q4 24 | 38.6% | 7.8% | ||
| Q3 24 | 39.3% | 3.1% | ||
| Q2 24 | 40.4% | 6.9% |
净利率BYRGR
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | — | ||
| Q3 25 | 32.1% | 1.2% | ||
| Q2 25 | 27.2% | -13.0% | ||
| Q1 25 | 27.4% | 5.7% | ||
| Q4 24 | 34.3% | — | ||
| Q3 24 | 29.8% | 3.9% | ||
| Q2 24 | 29.9% | 6.3% |
每股收益（稀释后）BYRGR
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.22 | ||
| Q3 25 | $0.82 | $0.10 | ||
| Q2 25 | $0.66 | $-1.05 | ||
| Q1 25 | $0.64 | $0.46 | ||
| Q4 24 | $0.68 | $0.62 | ||
| Q3 24 | $0.69 | $0.28 | ||
| Q2 24 | $0.68 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $283.8M |
| 总资产 | $9.9B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资BYRGR
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $92.5M | ||
| Q3 25 | $259.0M | $80.8M | ||
| Q2 25 | $218.3M | $101.4M | ||
| Q1 25 | $421.3M | $108.3M | ||
| Q4 24 | $563.1M | $105.5M | ||
| Q3 24 | $452.6M | $96.0M | ||
| Q2 24 | $730.5M | $105.6M |
股东权益BYRGR
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $283.8M | ||
| Q3 25 | $1.2B | $279.6M | ||
| Q2 25 | $1.2B | $289.3M | ||
| Q1 25 | $1.1B | $321.5M | ||
| Q4 24 | $1.1B | $319.6M | ||
| Q3 24 | $1.1B | $314.9M | ||
| Q2 24 | $1.0B | $321.5M |
总资产BYRGR
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $342.0M | ||
| Q3 25 | $9.8B | $342.3M | ||
| Q2 25 | $9.7B | $349.5M | ||
| Q1 25 | $9.6B | $379.0M | ||
| Q4 24 | $9.5B | $384.0M | ||
| Q3 24 | $9.4B | $373.5M | ||
| Q2 24 | $9.6B | $376.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流BYRGR
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $15.5M | ||
| Q3 25 | $38.3M | $12.9M | ||
| Q2 25 | $16.3M | $14.7M | ||
| Q1 25 | $27.1M | $11.1M | ||
| Q4 24 | $175.2M | $20.0M | ||
| Q3 24 | $19.8M | $9.4M | ||
| Q2 24 | $40.1M | $18.7M |
自由现金流BYRGR
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $12.3M | ||
| Q3 25 | $38.0M | $7.0M | ||
| Q2 25 | $15.2M | $9.1M | ||
| Q1 25 | $25.0M | $10.0M | ||
| Q4 24 | $171.2M | $16.4M | ||
| Q3 24 | $19.1M | $2.6M | ||
| Q2 24 | $39.4M | $10.1M |
自由现金流率BYRGR
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 8.2% | ||
| Q3 25 | 32.8% | 5.5% | ||
| Q2 25 | 13.7% | 6.9% | ||
| Q1 25 | 24.3% | 7.4% | ||
| Q4 24 | 163.5% | 11.2% | ||
| Q3 24 | 18.8% | 2.1% | ||
| Q2 24 | 39.7% | 7.7% |
资本支出强度BYRGR
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 2.1% | ||
| Q3 25 | 0.3% | 4.6% | ||
| Q2 25 | 1.0% | 4.2% | ||
| Q1 25 | 2.0% | 0.8% | ||
| Q4 24 | 3.8% | 2.5% | ||
| Q3 24 | 0.6% | 5.5% | ||
| Q2 24 | 0.7% | 6.6% |
现金转化率BYRGR
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | 8.15× | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | 1.43× | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | 1.98× | ||
| Q2 24 | 1.35× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
