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BYLINE BANCORP, INC.（BY）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
BYLINE BANCORP, INC.的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.6倍（$112.4M vs $70.9M），BYLINE BANCORP, INC.净利率更高（33.4% vs -7.8%，领先41.2%），BYLINE BANCORP, INC.同比增速更快（9.0% vs -3.1%），过去两年BYLINE BANCORP, INC.的营收复合增速更高（6.4% vs -2.0%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
BY vs RICK — 直观对比
营收规模更大
BY
是对方的1.6倍
$70.9M
营收增速更快
BY
高出12.2%
-3.1%
净利率更高
BY
高出41.2%
-7.8%
两年增速更快
BY
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $70.9M |
| 净利润 | $37.6M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 33.4% | -7.8% |
| 营收同比 | 9.0% | -3.1% |
| 净利润同比 | 33.0% | -2354.9% |
| 每股收益（稀释后） | $0.83 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYRICK
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | — | ||
| Q3 25 | $115.7M | $70.9M | ||
| Q2 25 | $110.5M | $71.1M | ||
| Q1 25 | $103.1M | $65.9M | ||
| Q4 24 | $104.7M | $71.5M | ||
| Q3 24 | $101.8M | $73.2M | ||
| Q2 24 | $99.4M | $76.2M |
净利润BYRICK
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | — | ||
| Q3 25 | $37.2M | $-5.5M | ||
| Q2 25 | $30.1M | $4.1M | ||
| Q1 25 | $28.2M | $3.2M | ||
| Q4 24 | $30.3M | $9.0M | ||
| Q3 24 | $30.3M | $244.0K | ||
| Q2 24 | $29.7M | $-5.2M |
营业利润率BYRICK
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | — | ||
| Q3 25 | 43.1% | -0.7% | ||
| Q2 25 | 35.2% | 12.2% | ||
| Q1 25 | 36.4% | 12.4% | ||
| Q4 24 | 38.6% | 19.5% | ||
| Q3 24 | 39.3% | 4.8% | ||
| Q2 24 | 40.4% | -3.3% |
净利率BYRICK
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | — | ||
| Q3 25 | 32.1% | -7.8% | ||
| Q2 25 | 27.2% | 5.7% | ||
| Q1 25 | 27.4% | 4.9% | ||
| Q4 24 | 34.3% | 12.6% | ||
| Q3 24 | 29.8% | 0.3% | ||
| Q2 24 | 29.9% | -6.9% |
每股收益（稀释后）BYRICK
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | — | ||
| Q3 25 | $0.82 | $-0.60 | ||
| Q2 25 | $0.66 | $0.46 | ||
| Q1 25 | $0.64 | $0.36 | ||
| Q4 24 | $0.68 | $1.01 | ||
| Q3 24 | $0.69 | $0.04 | ||
| Q2 24 | $0.68 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $1.3B | $261.1M |
| 总资产 | $9.9B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资BYRICK
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | — | ||
| Q3 25 | $259.0M | $33.7M | ||
| Q2 25 | $218.3M | $29.3M | ||
| Q1 25 | $421.3M | $32.7M | ||
| Q4 24 | $563.1M | $34.7M | ||
| Q3 24 | $452.6M | $32.4M | ||
| Q2 24 | $730.5M | $34.9M |
总债务BYRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — |
股东权益BYRICK
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | — | ||
| Q3 25 | $1.2B | $261.1M | ||
| Q2 25 | $1.2B | $269.5M | ||
| Q1 25 | $1.1B | $268.8M | ||
| Q4 24 | $1.1B | $269.0M | ||
| Q3 24 | $1.1B | $263.4M | ||
| Q2 24 | $1.0B | $271.2M |
总资产BYRICK
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | — | ||
| Q3 25 | $9.8B | $596.9M | ||
| Q2 25 | $9.7B | $597.4M | ||
| Q1 25 | $9.6B | $589.8M | ||
| Q4 24 | $9.5B | $586.2M | ||
| Q3 24 | $9.4B | $584.4M | ||
| Q2 24 | $9.6B | $601.0M |
负债/权益比BYRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流BYRICK
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | — | ||
| Q3 25 | $38.3M | $13.7M | ||
| Q2 25 | $16.3M | $13.8M | ||
| Q1 25 | $27.1M | $8.5M | ||
| Q4 24 | $175.2M | $13.3M | ||
| Q3 24 | $19.8M | $15.7M | ||
| Q2 24 | $40.1M | $15.8M |
自由现金流BYRICK
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | — | ||
| Q3 25 | $38.0M | $11.5M | ||
| Q2 25 | $15.2M | $10.1M | ||
| Q1 25 | $25.0M | $5.7M | ||
| Q4 24 | $171.2M | $7.6M | ||
| Q3 24 | $19.1M | $10.3M | ||
| Q2 24 | $39.4M | $9.3M |
自由现金流率BYRICK
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | — | ||
| Q3 25 | 32.8% | 16.2% | ||
| Q2 25 | 13.7% | 14.2% | ||
| Q1 25 | 24.3% | 8.6% | ||
| Q4 24 | 163.5% | 10.6% | ||
| Q3 24 | 18.8% | 14.0% | ||
| Q2 24 | 39.7% | 12.3% |
资本支出强度BYRICK
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | — | ||
| Q3 25 | 0.3% | 3.2% | ||
| Q2 25 | 1.0% | 5.2% | ||
| Q1 25 | 2.0% | 4.3% | ||
| Q4 24 | 3.8% | 8.0% | ||
| Q3 24 | 0.6% | 7.3% | ||
| Q2 24 | 0.7% | 8.4% |
现金转化率BYRICK
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | 3.40× | ||
| Q1 25 | 0.96× | 2.65× | ||
| Q4 24 | 5.78× | 1.48× | ||
| Q3 24 | 0.65× | 64.14× | ||
| Q2 24 | 1.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
