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BYLINE BANCORP, INC.（BY）与Rocket Lab Corp（RKLB）财务数据对比。点击上方公司名可切换其他公司
Rocket Lab Corp的季度营收约是BYLINE BANCORP, INC.的1.6倍（$179.7M vs $112.4M），BYLINE BANCORP, INC.净利率更高（33.4% vs -29.5%，领先62.9%），Rocket Lab Corp同比增速更快（35.7% vs 9.0%），过去两年Rocket Lab Corp的营收复合增速更高（39.2% vs 6.4%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
Rocket Lab是公开上市的航空航天制造商及发射服务提供商，旗下Electron轨道火箭主打小型卫星发射，截至2026年1月已成功完成超75次任务，是全球现役发射次数最多的小型运载火箭。公司还开发了Electron的亚轨道改型HASTE用作高超音速技术测试平台，下一代可复用中型运载火箭Neutron目前也在研发中。
BY vs RKLB — 直观对比
营收规模更大
RKLB
是对方的1.6倍
$112.4M
营收增速更快
RKLB
高出26.7%
9.0%
净利率更高
BY
高出62.9%
-29.5%
两年增速更快
RKLB
近两年复合增速
6.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $179.7M |
| 净利润 | $37.6M | $-52.9M |
| 毛利率 | — | 38.0% |
| 营业利润率 | — | -28.4% |
| 净利率 | 33.4% | -29.5% |
| 营收同比 | 9.0% | 35.7% |
| 净利润同比 | 33.0% | -1.1% |
| 每股收益（稀释后） | $0.83 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYRKLB
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $179.7M | ||
| Q3 25 | $115.7M | $155.1M | ||
| Q2 25 | $110.5M | $144.5M | ||
| Q1 25 | $103.1M | $122.6M | ||
| Q4 24 | $104.7M | $132.4M | ||
| Q3 24 | $101.8M | $104.8M | ||
| Q2 24 | $99.4M | $106.3M |
净利润BYRKLB
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-52.9M | ||
| Q3 25 | $37.2M | $-18.3M | ||
| Q2 25 | $30.1M | $-66.4M | ||
| Q1 25 | $28.2M | $-60.6M | ||
| Q4 24 | $30.3M | $-52.3M | ||
| Q3 24 | $30.3M | $-51.9M | ||
| Q2 24 | $29.7M | $-41.6M |
毛利率BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.1% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 25.6% |
营业利润率BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -28.4% | ||
| Q3 25 | 43.1% | -38.0% | ||
| Q2 25 | 35.2% | -41.3% | ||
| Q1 25 | 36.4% | -48.3% | ||
| Q4 24 | 38.6% | -38.9% | ||
| Q3 24 | 39.3% | -49.5% | ||
| Q2 24 | 40.4% | -40.7% |
净利率BYRKLB
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -29.5% | ||
| Q3 25 | 32.1% | -11.8% | ||
| Q2 25 | 27.2% | -46.0% | ||
| Q1 25 | 27.4% | -49.5% | ||
| Q4 24 | 34.3% | -39.5% | ||
| Q3 24 | 29.8% | -49.6% | ||
| Q2 24 | 29.9% | -39.2% |
每股收益（稀释后）BYRKLB
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-0.09 | ||
| Q3 25 | $0.82 | $-0.03 | ||
| Q2 25 | $0.66 | $-0.13 | ||
| Q1 25 | $0.64 | $-0.12 | ||
| Q4 24 | $0.68 | $-0.11 | ||
| Q3 24 | $0.69 | $-0.10 | ||
| Q2 24 | $0.68 | $-0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $1.0B |
| 总债务越低越好 | — | $152.4M |
| 股东权益账面价值 | $1.3B | $1.7B |
| 总资产 | $9.9B | $2.3B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资BYRKLB
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $1.0B | ||
| Q3 25 | $259.0M | $976.7M | ||
| Q2 25 | $218.3M | $688.1M | ||
| Q1 25 | $421.3M | $428.4M | ||
| Q4 24 | $563.1M | $419.0M | ||
| Q3 24 | $452.6M | $442.4M | ||
| Q2 24 | $730.5M | $496.8M |
总债务BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | $152.4M | ||
| Q3 25 | — | $347.0M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $345.9M | ||
| Q4 24 | — | $345.4M | ||
| Q3 24 | — | $61.2M | ||
| Q2 24 | — | $64.2M |
股东权益BYRKLB
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $1.7B | ||
| Q3 25 | $1.2B | $1.3B | ||
| Q2 25 | $1.2B | $688.5M | ||
| Q1 25 | $1.1B | $431.3M | ||
| Q4 24 | $1.1B | $382.5M | ||
| Q3 24 | $1.1B | $419.8M | ||
| Q2 24 | $1.0B | $455.2M |
总资产BYRKLB
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $2.3B | ||
| Q3 25 | $9.8B | $2.2B | ||
| Q2 25 | $9.7B | $1.6B | ||
| Q1 25 | $9.6B | $1.3B | ||
| Q4 24 | $9.5B | $1.2B | ||
| Q3 24 | $9.4B | $1.2B | ||
| Q2 24 | $9.6B | $1.2B |
负债/权益比BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.80× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | — | 0.15× | ||
| Q2 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-64.5M |
| 自由现金流经营现金流 - 资本支出 | — | $-114.2M |
| 自由现金流率自由现金流/营收 | — | -63.6% |
| 资本支出强度资本支出/营收 | — | 27.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-321.8M |
8季度趋势，按日历期对齐
经营现金流BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $-64.5M | ||
| Q3 25 | $38.3M | $-23.5M | ||
| Q2 25 | $16.3M | $-23.2M | ||
| Q1 25 | $27.1M | $-54.2M | ||
| Q4 24 | $175.2M | $-2.4M | ||
| Q3 24 | $19.8M | $-30.9M | ||
| Q2 24 | $40.1M | $-13.0M |
自由现金流BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $-114.2M | ||
| Q3 25 | $38.0M | $-69.4M | ||
| Q2 25 | $15.2M | $-55.3M | ||
| Q1 25 | $25.0M | $-82.9M | ||
| Q4 24 | $171.2M | $-23.9M | ||
| Q3 24 | $19.1M | $-41.9M | ||
| Q2 24 | $39.4M | $-28.3M |
自由现金流率BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | -63.6% | ||
| Q3 25 | 32.8% | -44.8% | ||
| Q2 25 | 13.7% | -38.3% | ||
| Q1 25 | 24.3% | -67.6% | ||
| Q4 24 | 163.5% | -18.1% | ||
| Q3 24 | 18.8% | -40.0% | ||
| Q2 24 | 39.7% | -26.7% |
资本支出强度BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 27.6% | ||
| Q3 25 | 0.3% | 29.6% | ||
| Q2 25 | 1.0% | 22.2% | ||
| Q1 25 | 2.0% | 23.4% | ||
| Q4 24 | 3.8% | 16.3% | ||
| Q3 24 | 0.6% | 10.5% | ||
| Q2 24 | 0.7% | 14.4% |
现金转化率BYRKLB
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
RKLB
| Products | $94.0M | 52% |
| Transferred Over Time | $87.3M | 49% |
