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BYLINE BANCORP, INC.（BY）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
BYLINE BANCORP, INC.的季度营收约是RE/MAX Holdings, Inc.的1.6倍（$112.4M vs $71.1M），BYLINE BANCORP, INC.净利率更高（33.4% vs 2.0%，领先31.4%），BYLINE BANCORP, INC.同比增速更快（9.0% vs -1.8%），过去两年BYLINE BANCORP, INC.的营收复合增速更高（6.4% vs -4.7%）
Byline Bank是总部位于美国伊利诺伊州芝加哥的银行，为银行控股公司Byline Bancorp, Inc.的核心子公司，同时是全美SBA 7(a)贷款项目的第四大放贷机构，为客户提供专业的银行及融资相关服务。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
BY vs RMAX — 直观对比
营收规模更大
BY
是对方的1.6倍
$71.1M
营收增速更快
BY
高出10.9%
-1.8%
净利率更高
BY
高出31.4%
2.0%
两年增速更快
BY
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $112.4M | $71.1M |
| 净利润 | $37.6M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 33.4% | 2.0% |
| 营收同比 | 9.0% | -1.8% |
| 净利润同比 | 33.0% | -75.2% |
| 每股收益（稀释后） | $0.83 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收BYRMAX
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $71.1M | ||
| Q3 25 | $115.7M | $73.2M | ||
| Q2 25 | $110.5M | $72.8M | ||
| Q1 25 | $103.1M | $74.5M | ||
| Q4 24 | $104.7M | $72.5M | ||
| Q3 24 | $101.8M | $78.5M | ||
| Q2 24 | $99.4M | $78.5M |
净利润BYRMAX
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $1.4M | ||
| Q3 25 | $37.2M | $4.0M | ||
| Q2 25 | $30.1M | $4.7M | ||
| Q1 25 | $28.2M | $-2.0M | ||
| Q4 24 | $30.3M | $5.8M | ||
| Q3 24 | $30.3M | $966.0K | ||
| Q2 24 | $29.7M | $3.7M |
营业利润率BYRMAX
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 13.1% | ||
| Q3 25 | 43.1% | 25.0% | ||
| Q2 25 | 35.2% | 19.3% | ||
| Q1 25 | 36.4% | 7.2% | ||
| Q4 24 | 38.6% | 5.9% | ||
| Q3 24 | 39.3% | 19.4% | ||
| Q2 24 | 40.4% | 20.6% |
净利率BYRMAX
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 2.0% | ||
| Q3 25 | 32.1% | 5.4% | ||
| Q2 25 | 27.2% | 6.4% | ||
| Q1 25 | 27.4% | -2.6% | ||
| Q4 24 | 34.3% | 8.0% | ||
| Q3 24 | 29.8% | 1.2% | ||
| Q2 24 | 29.9% | 4.7% |
每股收益（稀释后）BYRMAX
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | — | ||
| Q3 25 | $0.82 | — | ||
| Q2 25 | $0.66 | — | ||
| Q1 25 | $0.64 | — | ||
| Q4 24 | $0.68 | — | ||
| Q3 24 | $0.69 | — | ||
| Q2 24 | $0.68 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $198.4M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $1.3B | $452.4M |
| 总资产 | $9.9B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资BYRMAX
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $118.7M | ||
| Q3 25 | $259.0M | $107.5M | ||
| Q2 25 | $218.3M | $94.3M | ||
| Q1 25 | $421.3M | $89.1M | ||
| Q4 24 | $563.1M | $96.6M | ||
| Q3 24 | $452.6M | $83.8M | ||
| Q2 24 | $730.5M | $66.1M |
总债务BYRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M |
股东权益BYRMAX
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $452.4M | ||
| Q3 25 | $1.2B | $448.1M | ||
| Q2 25 | $1.2B | $442.4M | ||
| Q1 25 | $1.1B | $433.5M | ||
| Q4 24 | $1.1B | $429.5M | ||
| Q3 24 | $1.1B | $423.1M | ||
| Q2 24 | $1.0B | $418.4M |
总资产BYRMAX
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $582.5M | ||
| Q3 25 | $9.8B | $582.2M | ||
| Q2 25 | $9.7B | $574.8M | ||
| Q1 25 | $9.6B | $571.4M | ||
| Q4 24 | $9.5B | $581.6M | ||
| Q3 24 | $9.4B | $578.6M | ||
| Q2 24 | $9.6B | $571.4M |
负债/权益比BYRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流BYRMAX
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $40.9M | ||
| Q3 25 | $38.3M | $17.7M | ||
| Q2 25 | $16.3M | $4.6M | ||
| Q1 25 | $27.1M | $5.7M | ||
| Q4 24 | $175.2M | $59.7M | ||
| Q3 24 | $19.8M | $17.6M | ||
| Q2 24 | $40.1M | $15.9M |
自由现金流BYRMAX
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $33.5M | ||
| Q3 25 | $38.0M | $16.4M | ||
| Q2 25 | $15.2M | $2.9M | ||
| Q1 25 | $25.0M | $4.0M | ||
| Q4 24 | $171.2M | $53.0M | ||
| Q3 24 | $19.1M | $16.3M | ||
| Q2 24 | $39.4M | $14.0M |
自由现金流率BYRMAX
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 47.1% | ||
| Q3 25 | 32.8% | 22.4% | ||
| Q2 25 | 13.7% | 4.0% | ||
| Q1 25 | 24.3% | 5.3% | ||
| Q4 24 | 163.5% | 73.2% | ||
| Q3 24 | 18.8% | 20.8% | ||
| Q2 24 | 39.7% | 17.8% |
资本支出强度BYRMAX
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 10.4% | ||
| Q3 25 | 0.3% | 1.8% | ||
| Q2 25 | 1.0% | 2.2% | ||
| Q1 25 | 2.0% | 2.3% | ||
| Q4 24 | 3.8% | 9.1% | ||
| Q3 24 | 0.6% | 1.7% | ||
| Q2 24 | 0.7% | 2.4% |
现金转化率BYRMAX
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | 28.39× | ||
| Q3 25 | 1.03× | 4.45× | ||
| Q2 25 | 0.54× | 0.97× | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | 10.28× | ||
| Q3 24 | 0.65× | 18.22× | ||
| Q2 24 | 1.35× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
BY
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
