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Broadway Financial Corp(BYFC)与RIVERVIEW BANCORP INC(RVSB)财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是Broadway Financial Corp的1.5倍($14.0M vs $9.4M),Broadway Financial Corp净利率更高(1934.0% vs 9.8%,领先1924.2%),RIVERVIEW BANCORP INC同比增速更快(10.4% vs 10.1%),Broadway Financial Corp自由现金流更多($-13.0K vs $-736.0K),过去两年RIVERVIEW BANCORP INC的营收复合增速更高(24.6% vs 9.7%)
Virtu Financial是一家美国高频交易企业,该公司于2015年在纳斯达克完成上市,在全球金融高频交易领域开展业务。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司,主营个人与商业银行业务,服务覆盖太平洋西北地区,提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品,服务零售客户与本地企业群体。
BYFC vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.5倍
$9.4M
营收增速更快
RVSB
高出0.3%
10.1%
净利率更高
BYFC
高出1924.2%
9.8%
自由现金流更多
BYFC
多$723.0K
$-736.0K
两年增速更快
RVSB
近两年复合增速
9.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $9.4M | $14.0M |
| 净利润 | $1.0M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 12.4% |
| 净利率 | 1934.0% | 9.8% |
| 营收同比 | 10.1% | 10.4% |
| 净利润同比 | -21.8% | 11.8% |
| 每股收益(稀释后) | $0.02 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
BYFC
RVSB
| Q4 25 | $9.4M | $14.0M | ||
| Q3 25 | $9.0M | $13.6M | ||
| Q2 25 | $8.1M | $13.3M | ||
| Q1 25 | $8.3M | $12.9M | ||
| Q4 24 | $8.6M | $12.7M | ||
| Q3 24 | $8.7M | $12.8M | ||
| Q2 24 | $8.2M | $12.2M | ||
| Q1 24 | $7.8M | $9.0M |
净利润
BYFC
RVSB
| Q4 25 | $1.0M | $1.4M | ||
| Q3 25 | $-23.9M | $1.1M | ||
| Q2 25 | $752.0K | $1.2M | ||
| Q1 25 | $-2.7M | $1.1M | ||
| Q4 24 | $1.3M | $1.2M | ||
| Q3 24 | $516.0K | $1.6M | ||
| Q2 24 | $256.0K | $966.0K | ||
| Q1 24 | $-154.0K | $-3.0M |
营业利润率
BYFC
RVSB
| Q4 25 | — | 12.4% | ||
| Q3 25 | -256.2% | 10.2% | ||
| Q2 25 | 12.8% | 11.7% | ||
| Q1 25 | -45.3% | 11.3% | ||
| Q4 24 | 21.7% | 12.4% | ||
| Q3 24 | 8.5% | 15.5% | ||
| Q2 24 | 4.8% | 10.0% | ||
| Q1 24 | -2.9% | -47.5% |
净利率
BYFC
RVSB
| Q4 25 | 1934.0% | 9.8% | ||
| Q3 25 | -264.2% | 8.1% | ||
| Q2 25 | 9.3% | 9.2% | ||
| Q1 25 | -32.3% | 8.9% | ||
| Q4 24 | 15.3% | 9.7% | ||
| Q3 24 | 5.9% | 12.2% | ||
| Q2 24 | 3.1% | 7.9% | ||
| Q1 24 | -2.0% | -34.7% |
每股收益(稀释后)
BYFC
RVSB
| Q4 25 | $0.02 | $0.07 | ||
| Q3 25 | $-2.86 | $0.05 | ||
| Q2 25 | $0.00 | $0.06 | ||
| Q1 25 | $-0.39 | $0.05 | ||
| Q4 24 | $0.07 | $0.06 | ||
| Q3 24 | $-0.03 | $0.07 | ||
| Q2 24 | $0.02 | $0.05 | ||
| Q1 24 | $-0.02 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $10.5M | $28.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $262.8M | $164.2M |
| 总资产 | $1.3B | $1.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
BYFC
RVSB
| Q4 25 | $10.5M | $28.6M | ||
| Q3 25 | $19.7M | $32.8M | ||
| Q2 25 | $29.5M | $34.2M | ||
| Q1 25 | $15.8M | $29.4M | ||
| Q4 24 | $61.4M | $25.3M | ||
| Q3 24 | $97.1M | $31.0M | ||
| Q2 24 | $89.8M | $27.8M | ||
| Q1 24 | $67.1M | $23.6M |
股东权益
BYFC
RVSB
| Q4 25 | $262.8M | $164.2M | ||
| Q3 25 | $261.7M | $163.5M | ||
| Q2 25 | $284.7M | $162.0M | ||
| Q1 25 | $283.6M | $160.0M | ||
| Q4 24 | $285.0M | $158.3M | ||
| Q3 24 | $286.2M | $160.8M | ||
| Q2 24 | $282.1M | $155.9M | ||
| Q1 24 | $281.1M | $155.6M |
总资产
BYFC
RVSB
| Q4 25 | $1.3B | $1.5B | ||
| Q3 25 | $1.3B | $1.5B | ||
| Q2 25 | $1.2B | $1.5B | ||
| Q1 25 | $1.3B | $1.5B | ||
| Q4 24 | $1.3B | $1.5B | ||
| Q3 24 | $1.4B | $1.5B | ||
| Q2 24 | $1.4B | $1.5B | ||
| Q1 24 | $1.4B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $230.0K | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-13.0K | $-736.0K |
| 自由现金流率自由现金流/营收 | -0.1% | -5.2% |
| 资本支出强度资本支出/营收 | 2.6% | 1.6% |
| 现金转化率经营现金流/净利润 | 0.22× | -0.37× |
| 过去12个月自由现金流最近4个季度 | $2.3M | $20.4M |
8季度趋势,按日历期对齐
经营现金流
BYFC
RVSB
| Q4 25 | $230.0K | $-506.0K | ||
| Q3 25 | $3.8M | $16.8M | ||
| Q2 25 | $3.0M | $-697.0K | ||
| Q1 25 | $-4.3M | $8.3M | ||
| Q4 24 | $1.4M | $2.2M | ||
| Q3 24 | $6.1M | $764.0K | ||
| Q2 24 | $9.8M | $5.4M | ||
| Q1 24 | $-11.7M | $12.8M |
自由现金流
BYFC
RVSB
| Q4 25 | $-13.0K | $-736.0K | ||
| Q3 25 | $3.7M | $16.4M | ||
| Q2 25 | $3.0M | $-773.0K | ||
| Q1 25 | $-4.4M | $5.6M | ||
| Q4 24 | $1.3M | $1.9M | ||
| Q3 24 | $6.1M | $-1.4M | ||
| Q2 24 | $9.7M | $5.3M | ||
| Q1 24 | $-11.7M | $7.1M |
自由现金流率
BYFC
RVSB
| Q4 25 | -0.1% | -5.2% | ||
| Q3 25 | 41.1% | 120.1% | ||
| Q2 25 | 37.0% | -5.8% | ||
| Q1 25 | -52.4% | 43.1% | ||
| Q4 24 | 14.7% | 15.0% | ||
| Q3 24 | 69.6% | -11.3% | ||
| Q2 24 | 118.9% | 43.7% | ||
| Q1 24 | -149.7% | 79.0% |
资本支出强度
BYFC
RVSB
| Q4 25 | 2.6% | 1.6% | ||
| Q3 25 | 1.2% | 2.9% | ||
| Q2 25 | 0.2% | 0.6% | ||
| Q1 25 | 0.2% | 21.0% | ||
| Q4 24 | 1.6% | 2.4% | ||
| Q3 24 | 0.3% | 17.3% | ||
| Q2 24 | 0.5% | 0.9% | ||
| Q1 24 | 0.7% | 62.0% |
现金转化率
BYFC
RVSB
| Q4 25 | 0.22× | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | 4.00× | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | 1.06× | 1.79× | ||
| Q3 24 | 11.85× | 0.49× | ||
| Q2 24 | 38.21× | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图