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CAMDEN NATIONAL CORP（CAC）与CARRIAGE SERVICES INC（CSV）财务数据对比。点击上方公司名可切换其他公司
CARRIAGE SERVICES INC的季度营收约是CAMDEN NATIONAL CORP的1.6倍（$105.5M vs $64.3M），CAMDEN NATIONAL CORP净利率更高（34.0% vs 11.6%，领先22.4%），过去两年CAMDEN NATIONAL CORP的营收复合增速更高（22.6% vs 1.0%）
卡姆登国民银行是一家总部位于美国缅因州卡姆登的商业银行，是上市银行控股公司卡姆登国民集团的核心子公司。该行创立于1875年，1984年完成企业重组后成为控股公司直接持有的全资子公司。2025年与诺斯韦金融合并后，合并后机构总资产约为70亿美元。
怡和Cycle & Carriage有限公司是怡和集团在东南亚的投资控股公司，目前该集团持有其75%的股份，是怡和集团在东南亚区域开展资本布局与投资业务的核心平台。
CAC vs CSV — 直观对比
营收规模更大
CSV
是对方的1.6倍
$64.3M
净利率更高
CAC
高出22.4%
11.6%
两年增速更快
CAC
近两年复合增速
1.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $64.3M | $105.5M |
| 净利润 | $21.9M | $12.3M |
| 毛利率 | — | 34.8% |
| 营业利润率 | — | 23.3% |
| 净利率 | 34.0% | 11.6% |
| 营收同比 | — | 8.0% |
| 净利润同比 | — | 24.5% |
| 每股收益（稀释后） | $1.29 | $0.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CACCSV
| Q1 26 | $64.3M | — | ||
| Q4 25 | $68.1M | $105.5M | ||
| Q3 25 | $65.4M | $102.7M | ||
| Q2 25 | $62.3M | $102.1M | ||
| Q1 25 | $60.1M | $107.1M | ||
| Q4 24 | $47.6M | $97.7M | ||
| Q3 24 | $45.0M | $100.7M | ||
| Q2 24 | $42.8M | $102.3M |
净利润CACCSV
| Q1 26 | $21.9M | — | ||
| Q4 25 | $22.6M | $12.3M | ||
| Q3 25 | $21.2M | $6.6M | ||
| Q2 25 | $14.1M | $11.7M | ||
| Q1 25 | $7.3M | $20.9M | ||
| Q4 24 | $14.7M | $9.9M | ||
| Q3 24 | $13.1M | $9.9M | ||
| Q2 24 | $12.0M | $6.3M |
毛利率CACCSV
| Q1 26 | — | — | ||
| Q4 25 | — | 34.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 35.2% | ||
| Q1 25 | — | 35.3% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 36.2% |
营业利润率CACCSV
| Q1 26 | — | — | ||
| Q4 25 | 41.5% | 23.3% | ||
| Q3 25 | 40.5% | 17.0% | ||
| Q2 25 | 28.5% | 23.5% | ||
| Q1 25 | 10.3% | 29.5% | ||
| Q4 24 | 38.7% | 21.6% | ||
| Q3 24 | 35.2% | 22.7% | ||
| Q2 24 | 34.7% | 18.0% |
净利率CACCSV
| Q1 26 | 34.0% | — | ||
| Q4 25 | 33.1% | 11.6% | ||
| Q3 25 | 32.4% | 6.4% | ||
| Q2 25 | 22.6% | 11.5% | ||
| Q1 25 | 12.2% | 19.5% | ||
| Q4 24 | 30.8% | 10.1% | ||
| Q3 24 | 29.1% | 9.8% | ||
| Q2 24 | 28.0% | 6.1% |
每股收益（稀释后）CACCSV
| Q1 26 | $1.29 | — | ||
| Q4 25 | $1.33 | $0.76 | ||
| Q3 25 | $1.25 | $0.41 | ||
| Q2 25 | $0.83 | $0.74 | ||
| Q1 25 | $0.43 | $1.34 | ||
| Q4 24 | $1.00 | $0.62 | ||
| Q3 24 | $0.90 | $0.63 | ||
| Q2 24 | $0.81 | $0.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.7M |
| 总债务越低越好 | $514.4M | — |
| 股东权益账面价值 | $710.0M | $254.8M |
| 总资产 | $7.0B | $1.3B |
| 负债/权益比越低杠杆越低 | 0.72× | — |
8季度趋势，按日历期对齐
现金及短期投资CACCSV
| Q1 26 | — | — | ||
| Q4 25 | — | $1.7M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $1.4M | ||
| Q1 25 | — | $4.6M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $1.5M |
总债务CACCSV
| Q1 26 | $514.4M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CACCSV
| Q1 26 | $710.0M | — | ||
| Q4 25 | $696.6M | $254.8M | ||
| Q3 25 | $676.4M | $242.1M | ||
| Q2 25 | $652.1M | $235.4M | ||
| Q1 25 | $640.1M | $223.1M | ||
| Q4 24 | $531.2M | $208.6M | ||
| Q3 24 | $529.9M | $198.1M | ||
| Q2 24 | $508.3M | $187.9M |
总资产CACCSV
| Q1 26 | $7.0B | — | ||
| Q4 25 | $7.0B | $1.3B | ||
| Q3 25 | $7.0B | $1.3B | ||
| Q2 25 | $6.9B | $1.3B | ||
| Q1 25 | $7.0B | $1.3B | ||
| Q4 24 | $5.8B | $1.3B | ||
| Q3 24 | $5.7B | $1.3B | ||
| Q2 24 | $5.7B | $1.3B |
负债/权益比CACCSV
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $14.1M |
| 自由现金流经营现金流 - 资本支出 | — | $6.2M |
| 自由现金流率自由现金流/营收 | — | 5.9% |
| 资本支出强度资本支出/营收 | — | 7.5% |
| 现金转化率经营现金流/净利润 | — | 1.15× |
| 过去12个月自由现金流最近4个季度 | — | $40.1M |
8季度趋势，按日历期对齐
经营现金流CACCSV
| Q1 26 | — | — | ||
| Q4 25 | $63.9M | $14.1M | ||
| Q3 25 | $36.1M | $24.7M | ||
| Q2 25 | $6.0M | $8.1M | ||
| Q1 25 | $1.0M | $13.8M | ||
| Q4 24 | $60.9M | $9.3M | ||
| Q3 24 | $-14.5M | $20.9M | ||
| Q2 24 | $14.5M | $2.2M |
自由现金流CACCSV
| Q1 26 | — | — | ||
| Q4 25 | $58.2M | $6.2M | ||
| Q3 25 | $35.4M | $18.0M | ||
| Q2 25 | $4.5M | $5.2M | ||
| Q1 25 | $-727.0K | $10.6M | ||
| Q4 24 | $55.4M | $4.9M | ||
| Q3 24 | $-16.2M | $16.2M | ||
| Q2 24 | $13.2M | $-1.4M |
自由现金流率CACCSV
| Q1 26 | — | — | ||
| Q4 25 | 85.5% | 5.9% | ||
| Q3 25 | 54.1% | 17.5% | ||
| Q2 25 | 7.3% | 5.1% | ||
| Q1 25 | -1.2% | 9.9% | ||
| Q4 24 | 116.4% | 5.0% | ||
| Q3 24 | -36.0% | 16.1% | ||
| Q2 24 | 30.8% | -1.4% |
资本支出强度CACCSV
| Q1 26 | — | — | ||
| Q4 25 | 8.4% | 7.5% | ||
| Q3 25 | 1.1% | 6.5% | ||
| Q2 25 | 2.4% | 2.8% | ||
| Q1 25 | 2.9% | 3.0% | ||
| Q4 24 | 11.7% | 4.5% | ||
| Q3 24 | 3.8% | 4.6% | ||
| Q2 24 | 3.0% | 3.5% |
现金转化率CACCSV
| Q1 26 | — | — | ||
| Q4 25 | 2.83× | 1.15× | ||
| Q3 25 | 1.70× | 3.76× | ||
| Q2 25 | 0.43× | 0.69× | ||
| Q1 25 | 0.14× | 0.66× | ||
| Q4 24 | 4.15× | 0.94× | ||
| Q3 24 | -1.11× | 2.11× | ||
| Q2 24 | 1.21× | 0.34× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CAC
| Net Interest Income | $52.4M | 81% |
| Noninterest Income | $12.0M | 19% |
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
