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CAMDEN NATIONAL CORP（CAC）与CANTALOUPE, INC.（CTLP）财务数据对比。点击上方公司名可切换其他公司
CANTALOUPE, INC.的季度营收约是CAMDEN NATIONAL CORP的1.2倍（$78.7M vs $64.3M），CAMDEN NATIONAL CORP净利率更高（34.0% vs -0.1%，领先34.1%），过去两年CAMDEN NATIONAL CORP的营收复合增速更高（22.6% vs 7.7%）
卡姆登国民银行是一家总部位于美国缅因州卡姆登的商业银行，是上市银行控股公司卡姆登国民集团的核心子公司。该行创立于1875年，1984年完成企业重组后成为控股公司直接持有的全资子公司。2025年与诺斯韦金融合并后，合并后机构总资产约为70亿美元。
坎塔卢波（原美国技术公司）是一家美国科技企业，核心业务为ePort无现金支付受理技术，依托持专利的PCI合规ePort Connect服务开展运营。该服务可通过无线方式为消费者提供信用卡、借记卡以及Apple Pay、Google Pay等NFC钱包支付选项，同时为运营商提供遥测与机器间通信服务，ePort技术主要应用于...
CAC vs CTLP — 直观对比
营收规模更大
CTLP
是对方的1.2倍
$64.3M
净利率更高
CAC
高出34.1%
-0.1%
两年增速更快
CAC
近两年复合增速
7.7%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $64.3M | $78.7M |
| 净利润 | $21.9M | $-70.0K |
| 毛利率 | — | — |
| 营业利润率 | — | 2.0% |
| 净利率 | 34.0% | -0.1% |
| 营收同比 | — | 6.8% |
| 净利润同比 | — | -101.4% |
| 每股收益（稀释后） | $1.29 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CACCTLP
| Q1 26 | $64.3M | — | ||
| Q4 25 | $68.1M | $78.7M | ||
| Q3 25 | $65.4M | $80.9M | ||
| Q2 25 | $62.3M | $82.6M | ||
| Q1 25 | $60.1M | $75.4M | ||
| Q4 24 | $47.6M | $73.7M | ||
| Q3 24 | $45.0M | $70.8M | ||
| Q2 24 | $42.8M | $72.7M |
净利润CACCTLP
| Q1 26 | $21.9M | — | ||
| Q4 25 | $22.6M | $-70.0K | ||
| Q3 25 | $21.2M | $-919.0K | ||
| Q2 25 | $14.1M | $6.8M | ||
| Q1 25 | $7.3M | $49.2M | ||
| Q4 24 | $14.7M | $5.0M | ||
| Q3 24 | $13.1M | $3.6M | ||
| Q2 24 | $12.0M | $2.2M |
营业利润率CACCTLP
| Q1 26 | — | — | ||
| Q4 25 | 41.5% | 2.0% | ||
| Q3 25 | 40.5% | 2.0% | ||
| Q2 25 | 28.5% | 6.3% | ||
| Q1 25 | 10.3% | 9.1% | ||
| Q4 24 | 38.7% | 8.4% | ||
| Q3 24 | 35.2% | 5.8% | ||
| Q2 24 | 34.7% | 4.9% |
净利率CACCTLP
| Q1 26 | 34.0% | — | ||
| Q4 25 | 33.1% | -0.1% | ||
| Q3 25 | 32.4% | -1.1% | ||
| Q2 25 | 22.6% | 8.3% | ||
| Q1 25 | 12.2% | 65.2% | ||
| Q4 24 | 30.8% | 6.7% | ||
| Q3 24 | 29.1% | 5.0% | ||
| Q2 24 | 28.0% | 3.0% |
每股收益（稀释后）CACCTLP
| Q1 26 | $1.29 | — | ||
| Q4 25 | $1.33 | $0.00 | ||
| Q3 25 | $1.25 | $-0.02 | ||
| Q2 25 | $0.83 | $0.10 | ||
| Q1 25 | $0.43 | $0.65 | ||
| Q4 24 | $1.00 | $0.07 | ||
| Q3 24 | $0.90 | $0.04 | ||
| Q2 24 | $0.81 | $0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $53.0M |
| 总债务越低越好 | $514.4M | $37.7M |
| 股东权益账面价值 | $710.0M | $252.5M |
| 总资产 | $7.0B | $381.9M |
| 负债/权益比越低杠杆越低 | 0.72× | 0.15× |
8季度趋势，按日历期对齐
现金及短期投资CACCTLP
| Q1 26 | — | — | ||
| Q4 25 | — | $53.0M | ||
| Q3 25 | — | $55.0M | ||
| Q2 25 | — | $51.1M | ||
| Q1 25 | — | $46.3M | ||
| Q4 24 | — | $27.7M | ||
| Q3 24 | — | $33.1M | ||
| Q2 24 | — | $58.9M |
总债务CACCTLP
| Q1 26 | $514.4M | — | ||
| Q4 25 | — | $37.7M | ||
| Q3 25 | — | $38.3M | ||
| Q2 25 | — | $38.7M | ||
| Q1 25 | — | $39.2M | ||
| Q4 24 | — | $37.0M | ||
| Q3 24 | — | $37.3M | ||
| Q2 24 | — | $37.5M |
股东权益CACCTLP
| Q1 26 | $710.0M | — | ||
| Q4 25 | $696.6M | $252.5M | ||
| Q3 25 | $676.4M | $251.8M | ||
| Q2 25 | $652.1M | $251.0M | ||
| Q1 25 | $640.1M | $240.7M | ||
| Q4 24 | $531.2M | $190.1M | ||
| Q3 24 | $529.9M | $186.2M | ||
| Q2 24 | $508.3M | $181.7M |
总资产CACCTLP
| Q1 26 | $7.0B | — | ||
| Q4 25 | $7.0B | $381.9M | ||
| Q3 25 | $7.0B | $389.5M | ||
| Q2 25 | $6.9B | $381.9M | ||
| Q1 25 | $7.0B | $370.5M | ||
| Q4 24 | $5.8B | $303.0M | ||
| Q3 24 | $5.7B | $312.1M | ||
| Q2 24 | $5.7B | $335.6M |
负债/权益比CACCTLP
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | 0.20× | ||
| Q2 24 | — | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.1M |
| 自由现金流经营现金流 - 资本支出 | — | $-614.0K |
| 自由现金流率自由现金流/营收 | — | -0.8% |
| 资本支出强度资本支出/营收 | — | 4.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $25.8M |
8季度趋势，按日历期对齐
经营现金流CACCTLP
| Q1 26 | — | — | ||
| Q4 25 | $63.9M | $3.1M | ||
| Q3 25 | $36.1M | $7.0M | ||
| Q2 25 | $6.0M | $9.4M | ||
| Q1 25 | $1.0M | $22.4M | ||
| Q4 24 | $60.9M | $522.0K | ||
| Q3 24 | $-14.5M | $-12.0M | ||
| Q2 24 | $14.5M | $14.3M |
自由现金流CACCTLP
| Q1 26 | — | — | ||
| Q4 25 | $58.2M | $-614.0K | ||
| Q3 25 | $35.4M | $3.5M | ||
| Q2 25 | $4.5M | $4.3M | ||
| Q1 25 | $-727.0K | $18.6M | ||
| Q4 24 | $55.4M | $-3.8M | ||
| Q3 24 | $-16.2M | $-15.8M | ||
| Q2 24 | $13.2M | $8.5M |
自由现金流率CACCTLP
| Q1 26 | — | — | ||
| Q4 25 | 85.5% | -0.8% | ||
| Q3 25 | 54.1% | 4.4% | ||
| Q2 25 | 7.3% | 5.3% | ||
| Q1 25 | -1.2% | 24.6% | ||
| Q4 24 | 116.4% | -5.1% | ||
| Q3 24 | -36.0% | -22.3% | ||
| Q2 24 | 30.8% | 11.7% |
资本支出强度CACCTLP
| Q1 26 | — | — | ||
| Q4 25 | 8.4% | 4.8% | ||
| Q3 25 | 1.1% | 4.2% | ||
| Q2 25 | 2.4% | 6.2% | ||
| Q1 25 | 2.9% | 5.1% | ||
| Q4 24 | 11.7% | 5.8% | ||
| Q3 24 | 3.8% | 5.4% | ||
| Q2 24 | 3.0% | 7.9% |
现金转化率CACCTLP
| Q1 26 | — | — | ||
| Q4 25 | 2.83× | — | ||
| Q3 25 | 1.70× | — | ||
| Q2 25 | 0.43× | 1.38× | ||
| Q1 25 | 0.14× | 0.46× | ||
| Q4 24 | 4.15× | 0.10× | ||
| Q3 24 | -1.11× | -3.36× | ||
| Q2 24 | 1.21× | 6.47× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CAC
| Net Interest Income | $52.4M | 81% |
| Noninterest Income | $12.0M | 19% |
CTLP
| Transaction Processing | $47.9M | 61% |
| Subscription Revenue | $21.8M | 28% |
| Products | $9.0M | 11% |
