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CREDIT ACCEPTANCE CORP（CACC）与RANGE RESOURCES CORP（RRC）财务数据对比。点击上方公司名可切换其他公司
RANGE RESOURCES CORP的季度营收约是CREDIT ACCEPTANCE CORP的1.4倍（$786.9M vs $579.9M），RANGE RESOURCES CORP净利率更高（22.8% vs 21.0%，领先1.7%），RANGE RESOURCES CORP同比增速更快（18.0% vs 2.5%），过去两年RANGE RESOURCES CORP的营收复合增速更高（14.6% vs 6.8%）
Credit Acceptance是一家汽车金融服务提供商，主要提供汽车贷款及相关金融产品。公司通过覆盖全国的合作汽车经销商网络开展业务，设有“投资组合计划”和“采购计划”两大业务项目，可向汽车经销商提供资金，以此换取对应消费者贷款的后续服务权利。
Range Resources Corporation是一家总部位于美国得克萨斯州沃斯堡的天然气勘探开采企业，核心运营区域为马塞勒斯页岩地层，是该地区拥有土地面积最大的运营商，专注于天然气资源的勘探、开发与生产业务，在北美油气开发领域具备深厚的行业积累。
CACC vs RRC — 直观对比
营收规模更大
RRC
是对方的1.4倍
$579.9M
营收增速更快
RRC
高出15.5%
2.5%
净利率更高
RRC
高出1.7%
21.0%
两年增速更快
RRC
近两年复合增速
6.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $579.9M | $786.9M |
| 净利润 | $122.0M | $179.1M |
| 毛利率 | — | 94.5% |
| 营业利润率 | 27.1% | — |
| 净利率 | 21.0% | 22.8% |
| 营收同比 | 2.5% | 18.0% |
| 净利润同比 | -19.7% | 88.8% |
| 每股收益（稀释后） | $10.87 | $0.75 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CACCRRC
| Q4 25 | $579.9M | $786.9M | ||
| Q3 25 | $582.4M | $655.3M | ||
| Q2 25 | $583.8M | $699.6M | ||
| Q1 25 | $571.1M | $846.3M | ||
| Q4 24 | $565.9M | $667.0M | ||
| Q3 24 | $550.3M | $567.9M | ||
| Q2 24 | $538.2M | $513.2M | ||
| Q1 24 | $508.0M | $598.8M |
净利润CACCRRC
| Q4 25 | $122.0M | $179.1M | ||
| Q3 25 | $108.2M | $144.3M | ||
| Q2 25 | $87.4M | $237.6M | ||
| Q1 25 | $106.3M | $97.1M | ||
| Q4 24 | $151.9M | $94.8M | ||
| Q3 24 | $78.8M | $50.7M | ||
| Q2 24 | $-47.1M | $28.7M | ||
| Q1 24 | $64.3M | $92.1M |
毛利率CACCRRC
| Q4 25 | — | 94.5% | ||
| Q3 25 | — | 92.5% | ||
| Q2 25 | — | 95.0% | ||
| Q1 25 | — | 93.1% | ||
| Q4 24 | — | 93.7% | ||
| Q3 24 | — | 94.3% | ||
| Q2 24 | — | 93.4% | ||
| Q1 24 | — | 94.7% |
营业利润率CACCRRC
| Q4 25 | 27.1% | — | ||
| Q3 25 | 25.6% | — | ||
| Q2 25 | 20.2% | — | ||
| Q1 25 | 24.8% | — | ||
| Q4 24 | 33.9% | — | ||
| Q3 24 | 19.4% | — | ||
| Q2 24 | -10.3% | — | ||
| Q1 24 | 17.0% | — |
净利率CACCRRC
| Q4 25 | 21.0% | 22.8% | ||
| Q3 25 | 18.6% | 22.0% | ||
| Q2 25 | 15.0% | 34.0% | ||
| Q1 25 | 18.6% | 11.5% | ||
| Q4 24 | 26.8% | 14.2% | ||
| Q3 24 | 14.3% | 8.9% | ||
| Q2 24 | -8.8% | 5.6% | ||
| Q1 24 | 12.7% | 15.4% |
每股收益（稀释后）CACCRRC
| Q4 25 | $10.87 | $0.75 | ||
| Q3 25 | $9.43 | $0.60 | ||
| Q2 25 | $7.42 | $0.99 | ||
| Q1 25 | $8.66 | $0.40 | ||
| Q4 24 | $12.28 | $0.38 | ||
| Q3 24 | $6.35 | $0.21 | ||
| Q2 24 | $-3.83 | $0.12 | ||
| Q1 24 | $5.08 | $0.38 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $22.8M | $204.0K |
| 总债务越低越好 | — | $1.2B |
| 股东权益账面价值 | $1.5B | $4.3B |
| 总资产 | $8.6B | $7.4B |
| 负债/权益比越低杠杆越低 | — | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资CACCRRC
| Q4 25 | $22.8M | $204.0K | ||
| Q3 25 | $15.9M | $175.0K | ||
| Q2 25 | $70.0M | $134.0K | ||
| Q1 25 | $528.8M | $344.6M | ||
| Q4 24 | $343.7M | $304.5M | ||
| Q3 24 | $159.7M | $277.4M | ||
| Q2 24 | $8.3M | $251.1M | ||
| Q1 24 | $8.4M | $343.1M |
总债务CACCRRC
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.8B |
股东权益CACCRRC
| Q4 25 | $1.5B | $4.3B | ||
| Q3 25 | $1.6B | $4.2B | ||
| Q2 25 | $1.6B | $4.1B | ||
| Q1 25 | $1.7B | $3.9B | ||
| Q4 24 | $1.7B | $3.9B | ||
| Q3 24 | $1.6B | $3.9B | ||
| Q2 24 | $1.6B | $3.9B | ||
| Q1 24 | $1.7B | $3.8B |
总资产CACCRRC
| Q4 25 | $8.6B | $7.4B | ||
| Q3 25 | $8.6B | $7.2B | ||
| Q2 25 | $8.7B | $7.1B | ||
| Q1 25 | $9.3B | $7.4B | ||
| Q4 24 | $8.9B | $7.3B | ||
| Q3 24 | $8.7B | $7.2B | ||
| Q2 24 | $8.3B | $7.3B | ||
| Q1 24 | $8.1B | $7.4B |
负债/权益比CACCRRC
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.29× | ||
| Q2 25 | — | 0.29× | ||
| Q1 25 | — | 0.43× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | — | 0.44× | ||
| Q2 24 | — | 0.44× | ||
| Q1 24 | — | 0.46× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $269.3M | $257.5M |
| 自由现金流经营现金流 - 资本支出 | $268.9M | — |
| 自由现金流率自由现金流/营收 | 46.4% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | 2.21× | 1.44× |
| 过去12个月自由现金流最近4个季度 | $1.1B | — |
8季度趋势，按日历期对齐
经营现金流CACCRRC
| Q4 25 | $269.3M | $257.5M | ||
| Q3 25 | $299.4M | $247.5M | ||
| Q2 25 | $139.7M | $336.2M | ||
| Q1 25 | $346.2M | $330.1M | ||
| Q4 24 | $306.2M | $217.9M | ||
| Q3 24 | $317.7M | $245.9M | ||
| Q2 24 | $204.0M | $148.8M | ||
| Q1 24 | $310.0M | $331.9M |
自由现金流CACCRRC
| Q4 25 | $268.9M | — | ||
| Q3 25 | $298.8M | — | ||
| Q2 25 | $139.4M | — | ||
| Q1 25 | $345.9M | — | ||
| Q4 24 | $305.5M | — | ||
| Q3 24 | $317.3M | — | ||
| Q2 24 | $203.6M | — | ||
| Q1 24 | $309.7M | — |
自由现金流率CACCRRC
| Q4 25 | 46.4% | — | ||
| Q3 25 | 51.3% | — | ||
| Q2 25 | 23.9% | — | ||
| Q1 25 | 60.6% | — | ||
| Q4 24 | 54.0% | — | ||
| Q3 24 | 57.7% | — | ||
| Q2 24 | 37.8% | — | ||
| Q1 24 | 61.0% | — |
资本支出强度CACCRRC
| Q4 25 | 0.1% | — | ||
| Q3 25 | 0.1% | — | ||
| Q2 25 | 0.1% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 0.1% | — | ||
| Q3 24 | 0.1% | — | ||
| Q2 24 | 0.1% | — | ||
| Q1 24 | 0.1% | — |
现金转化率CACCRRC
| Q4 25 | 2.21× | 1.44× | ||
| Q3 25 | 2.77× | 1.72× | ||
| Q2 25 | 1.60× | 1.42× | ||
| Q1 25 | 3.26× | 3.40× | ||
| Q4 24 | 2.02× | 2.30× | ||
| Q3 24 | 4.03× | 4.85× | ||
| Q2 24 | — | 5.18× | ||
| Q1 24 | 4.82× | 3.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CACC
| Loans Receivable | $553.0M | 95% |
| Other | $26.9M | 5% |
RRC
| Natural Gas Natural Gas Liquids And Oil Sales | $745.5M | 95% |
| Brokered Natural Gas And Marketing | $41.3M | 5% |
