vs
Carter Bankshares, Inc.（CARE）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是Carter Bankshares, Inc.的1.8倍（$71.1M vs $39.8M），Carter Bankshares, Inc.同比增速更快（15.4% vs -1.8%），RE/MAX Holdings, Inc.自由现金流更多（$33.5M vs $31.8M），过去两年Carter Bankshares, Inc.的营收复合增速更高（9.1% vs -4.7%）
卡特银行股份有限公司是美国区域性银行控股企业，旗下运营卡特银行与信托机构，提供零售及商业银行服务，包含存款账户、个人及商业贷款、财富管理等产品，主要服务弗吉尼亚州和北卡罗来纳州的本地居民及中小商业客户。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
CARE vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.8倍
$39.8M
营收增速更快
CARE
高出17.2%
-1.8%
自由现金流更多
RMAX
多$1.7M
$31.8M
两年增速更快
CARE
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $39.8M | $71.1M |
| 净利润 | — | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 27.8% | 13.1% |
| 净利率 | — | 2.0% |
| 营收同比 | 15.4% | -1.8% |
| 净利润同比 | — | -75.2% |
| 每股收益（稀释后） | $0.38 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CARERMAX
| Q4 25 | $39.8M | $71.1M | ||
| Q3 25 | $39.1M | $73.2M | ||
| Q2 25 | $37.3M | $72.8M | ||
| Q1 25 | $37.0M | $74.5M | ||
| Q4 24 | $34.5M | $72.5M | ||
| Q3 24 | $34.2M | $78.5M | ||
| Q2 24 | $33.6M | $78.5M | ||
| Q1 24 | $33.5M | $78.3M |
净利润CARERMAX
| Q4 25 | — | $1.4M | ||
| Q3 25 | $5.4M | $4.0M | ||
| Q2 25 | $8.5M | $4.7M | ||
| Q1 25 | $9.0M | $-2.0M | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $5.6M | $966.0K | ||
| Q2 24 | $4.8M | $3.7M | ||
| Q1 24 | $5.8M | $-3.4M |
营业利润率CARERMAX
| Q4 25 | 27.8% | 13.1% | ||
| Q3 25 | 18.3% | 25.0% | ||
| Q2 25 | 28.5% | 19.3% | ||
| Q1 25 | 30.1% | 7.2% | ||
| Q4 24 | 31.0% | 5.9% | ||
| Q3 24 | 20.5% | 19.4% | ||
| Q2 24 | 17.6% | 20.6% | ||
| Q1 24 | 21.6% | 5.8% |
净利率CARERMAX
| Q4 25 | — | 2.0% | ||
| Q3 25 | 13.9% | 5.4% | ||
| Q2 25 | 22.8% | 6.4% | ||
| Q1 25 | 24.2% | -2.6% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | 16.4% | 1.2% | ||
| Q2 24 | 14.3% | 4.7% | ||
| Q1 24 | 17.4% | -4.3% |
每股收益（稀释后）CARERMAX
| Q4 25 | $0.38 | — | ||
| Q3 25 | $0.24 | — | ||
| Q2 25 | $0.37 | — | ||
| Q1 25 | $0.39 | — | ||
| Q4 24 | $0.36 | — | ||
| Q3 24 | $0.24 | — | ||
| Q2 24 | $0.21 | — | ||
| Q1 24 | $0.25 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $419.7M | $452.4M |
| 总资产 | $4.9B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资CARERMAX
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
总债务CARERMAX
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M | ||
| Q1 24 | — | $439.0M |
股东权益CARERMAX
| Q4 25 | $419.7M | $452.4M | ||
| Q3 25 | $412.8M | $448.1M | ||
| Q2 25 | $405.6M | $442.4M | ||
| Q1 25 | $401.8M | $433.5M | ||
| Q4 24 | $384.3M | $429.5M | ||
| Q3 24 | $386.8M | $423.1M | ||
| Q2 24 | $364.4M | $418.4M | ||
| Q1 24 | $359.1M | $412.0M |
总资产CARERMAX
| Q4 25 | $4.9B | $582.5M | ||
| Q3 25 | $4.8B | $582.2M | ||
| Q2 25 | $4.8B | $574.8M | ||
| Q1 25 | $4.7B | $571.4M | ||
| Q4 24 | $4.7B | $581.6M | ||
| Q3 24 | $4.6B | $578.6M | ||
| Q2 24 | $4.5B | $571.4M | ||
| Q1 24 | $4.6B | $566.7M |
负债/权益比CARERMAX
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× | ||
| Q1 24 | — | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $39.9M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $31.8M | $33.5M |
| 自由现金流率自由现金流/营收 | 79.9% | 47.1% |
| 资本支出强度资本支出/营收 | 20.2% | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | $54.6M | $56.8M |
8季度趋势，按日历期对齐
经营现金流CARERMAX
| Q4 25 | $39.9M | $40.9M | ||
| Q3 25 | $11.8M | $17.7M | ||
| Q2 25 | $9.6M | $4.6M | ||
| Q1 25 | $6.4M | $5.7M | ||
| Q4 24 | $36.9M | $59.7M | ||
| Q3 24 | $10.3M | $17.6M | ||
| Q2 24 | $-2.5M | $15.9M | ||
| Q1 24 | $17.6M | $9.4M |
自由现金流CARERMAX
| Q4 25 | $31.8M | $33.5M | ||
| Q3 25 | $10.3M | $16.4M | ||
| Q2 25 | $7.7M | $2.9M | ||
| Q1 25 | $4.9M | $4.0M | ||
| Q4 24 | $28.8M | $53.0M | ||
| Q3 24 | $8.4M | $16.3M | ||
| Q2 24 | $-4.3M | $14.0M | ||
| Q1 24 | $16.3M | $6.8M |
自由现金流率CARERMAX
| Q4 25 | 79.9% | 47.1% | ||
| Q3 25 | 26.3% | 22.4% | ||
| Q2 25 | 20.6% | 4.0% | ||
| Q1 25 | 13.1% | 5.3% | ||
| Q4 24 | 83.5% | 73.2% | ||
| Q3 24 | 24.6% | 20.8% | ||
| Q2 24 | -12.7% | 17.8% | ||
| Q1 24 | 48.8% | 8.6% |
资本支出强度CARERMAX
| Q4 25 | 20.2% | 10.4% | ||
| Q3 25 | 3.9% | 1.8% | ||
| Q2 25 | 5.1% | 2.2% | ||
| Q1 25 | 4.1% | 2.3% | ||
| Q4 24 | 23.6% | 9.1% | ||
| Q3 24 | 5.5% | 1.7% | ||
| Q2 24 | 5.4% | 2.4% | ||
| Q1 24 | 3.9% | 3.3% |
现金转化率CARERMAX
| Q4 25 | — | 28.39× | ||
| Q3 25 | 2.18× | 4.45× | ||
| Q2 25 | 1.13× | 0.97× | ||
| Q1 25 | 0.71× | — | ||
| Q4 24 | — | 10.28× | ||
| Q3 24 | 1.83× | 18.22× | ||
| Q2 24 | -0.51× | 4.29× | ||
| Q1 24 | 3.03× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CARE
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
