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PATHWARD FINANCIAL, INC.（CASH）与IDEAYA Biosciences, Inc.（IDYA）财务数据对比。点击上方公司名可切换其他公司
IDEAYA Biosciences, Inc.的季度营收约是PATHWARD FINANCIAL, INC.的1.2倍（$207.8M vs $173.1M），IDEAYA Biosciences, Inc.净利率更高（57.4% vs 20.3%，领先37.1%），IDEAYA Biosciences, Inc.自由现金流更多（$142.2M vs $104.1M）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
IDEAYA Biosciences是一家临床阶段生物技术企业，专注于肿瘤学领域，研发针对基因定义癌症的靶向疗法及合成致死治疗方案，推进多肿瘤类型的候选药物管线开发，与行业伙伴合作提升全球创新癌症治疗方案的可及性。
CASH vs IDYA — 直观对比
营收规模更大
IDYA
是对方的1.2倍
$173.1M
净利率更高
IDYA
高出37.1%
20.3%
自由现金流更多
IDYA
多$38.1M
$104.1M
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $173.1M | $207.8M |
| 净利润 | $35.2M | $119.2M |
| 毛利率 | — | — |
| 营业利润率 | 24.6% | 52.2% |
| 净利率 | 20.3% | 57.4% |
| 营收同比 | -0.2% | — |
| 净利润同比 | 11.9% | 330.1% |
| 每股收益（稀释后） | $1.57 | $1.33 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHIDYA
| Q4 25 | $173.1M | — | ||
| Q3 25 | $186.7M | $207.8M | ||
| Q2 25 | $195.8M | — | ||
| Q1 25 | $274.8M | — | ||
| Q4 24 | $182.6M | — | ||
| Q3 24 | $179.5M | $0 | ||
| Q2 24 | $188.6M | $0 | ||
| Q1 24 | $257.6M | $0 |
净利润CASHIDYA
| Q4 25 | $35.2M | — | ||
| Q3 25 | $38.8M | $119.2M | ||
| Q2 25 | $42.1M | — | ||
| Q1 25 | $75.0M | — | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $33.5M | $-51.8M | ||
| Q2 24 | $44.9M | $-52.8M | ||
| Q1 24 | $69.9M | $-39.6M |
营业利润率CASHIDYA
| Q4 25 | 24.6% | — | ||
| Q3 25 | 25.9% | 52.2% | ||
| Q2 25 | 24.1% | — | ||
| Q1 25 | 33.2% | — | ||
| Q4 24 | 19.8% | — | ||
| Q3 24 | 20.9% | — | ||
| Q2 24 | 27.1% | — | ||
| Q1 24 | 33.8% | — |
净利率CASHIDYA
| Q4 25 | 20.3% | — | ||
| Q3 25 | 20.8% | 57.4% | ||
| Q2 25 | 21.5% | — | ||
| Q1 25 | 27.3% | — | ||
| Q4 24 | 16.4% | — | ||
| Q3 24 | 18.7% | — | ||
| Q2 24 | 23.8% | — | ||
| Q1 24 | 27.1% | — |
每股收益（稀释后）CASHIDYA
| Q4 25 | $1.57 | — | ||
| Q3 25 | $1.69 | $1.33 | ||
| Q2 25 | $1.81 | — | ||
| Q1 25 | $3.14 | — | ||
| Q4 24 | $1.23 | — | ||
| Q3 24 | $1.34 | $-0.60 | ||
| Q2 24 | $1.78 | $-0.68 | ||
| Q1 24 | $2.74 | $-0.53 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $331.2M | $786.9M |
| 总债务越低越好 | $33.5M | — |
| 股东权益账面价值 | $854.5M | $1.1B |
| 总资产 | $7.6B | $1.2B |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHIDYA
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | $786.9M | ||
| Q2 25 | $258.3M | — | ||
| Q1 25 | $254.2M | — | ||
| Q4 24 | $597.4M | — | ||
| Q3 24 | $158.3M | $920.0M | ||
| Q2 24 | $298.9M | $701.7M | ||
| Q1 24 | $347.9M | $698.8M |
总债务CASHIDYA
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — | ||
| Q1 24 | $33.4M | — |
股东权益CASHIDYA
| Q4 25 | $854.5M | — | ||
| Q3 25 | $858.0M | $1.1B | ||
| Q2 25 | $819.0M | — | ||
| Q1 25 | $814.7M | — | ||
| Q4 24 | $758.3M | — | ||
| Q3 24 | $822.5M | $1.2B | ||
| Q2 24 | $748.4M | $931.7M | ||
| Q1 24 | $719.5M | $935.3M |
总资产CASHIDYA
| Q4 25 | $7.6B | — | ||
| Q3 25 | $7.2B | $1.2B | ||
| Q2 25 | $7.2B | — | ||
| Q1 25 | $7.0B | — | ||
| Q4 24 | $7.6B | — | ||
| Q3 24 | $7.5B | $1.2B | ||
| Q2 24 | $7.5B | $973.7M | ||
| Q1 24 | $7.4B | $961.5M |
负债/权益比CASHIDYA
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.05× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $108.3M | $142.2M |
| 自由现金流经营现金流 - 资本支出 | $104.1M | $142.2M |
| 自由现金流率自由现金流/营收 | 60.1% | 68.4% |
| 资本支出强度资本支出/营收 | 2.4% | 0.0% |
| 现金转化率经营现金流/净利润 | 3.08× | 1.19× |
| 过去12个月自由现金流最近4个季度 | $616.8M | $13.5M |
8季度趋势，按日历期对齐
经营现金流CASHIDYA
| Q4 25 | $108.3M | — | ||
| Q3 25 | $303.7M | $142.2M | ||
| Q2 25 | $30.4M | — | ||
| Q1 25 | $188.3M | — | ||
| Q4 24 | $-71.7M | — | ||
| Q3 24 | $143.1M | $-49.2M | ||
| Q2 24 | $113.2M | $-32.9M | ||
| Q1 24 | $203.0M | $-43.8M |
自由现金流CASHIDYA
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | $142.2M | ||
| Q2 25 | $27.7M | — | ||
| Q1 25 | $184.7M | — | ||
| Q4 24 | $-73.8M | — | ||
| Q3 24 | $138.8M | $-49.7M | ||
| Q2 24 | $111.0M | $-33.9M | ||
| Q1 24 | $201.3M | $-45.1M |
自由现金流率CASHIDYA
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | 68.4% | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | -40.4% | — | ||
| Q3 24 | 77.3% | — | ||
| Q2 24 | 58.8% | — | ||
| Q1 24 | 78.1% | — |
资本支出强度CASHIDYA
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | 0.0% | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | 1.2% | — | ||
| Q1 24 | 0.7% | — |
现金转化率CASHIDYA
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 1.19× | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — | ||
| Q1 24 | 2.90× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
IDYA
暂无分部数据
