vs
PATHWARD FINANCIAL, INC.（CASH）与Piedmont Realty Trust, Inc.（PDM）财务数据对比。点击上方公司名可切换其他公司
PATHWARD FINANCIAL, INC.的季度营收约是Piedmont Realty Trust, Inc.的1.2倍（$173.1M vs $143.3M），PATHWARD FINANCIAL, INC.净利率更高（20.3% vs -31.4%，领先51.7%），Piedmont Realty Trust, Inc.同比增速更快（0.4% vs -0.2%），过去两年Piedmont Realty Trust, Inc.的营收复合增速更高（0.0% vs -18.0%）
Pathward Financial, Inc.是一家总部位于美国的银行及金融服务企业，其前身为Meta金融集团旗下相关业务主体，2022年母公司将“Meta”商标出售给Meta Platforms后，正式启用现有名称。
Piedmont Realty Trust是一家公开上市的房地产投资信托（REIT），主要持有、运营和投资美国高增长大都会区的优质写字楼资产，服务科技、专业服务、医疗等多个行业的企业租户，通过战略资产管理和投资组合优化为利益相关方提供稳定长期回报。
CASH vs PDM — 直观对比
营收规模更大
CASH
是对方的1.2倍
$143.3M
营收增速更快
PDM
高出0.7%
-0.2%
净利率更高
CASH
高出51.7%
-31.4%
两年增速更快
PDM
近两年复合增速
-18.0%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $173.1M | $143.3M |
| 净利润 | $35.2M | $-45.0M |
| 毛利率 | — | — |
| 营业利润率 | 24.6% | — |
| 净利率 | 20.3% | -31.4% |
| 营收同比 | -0.2% | 0.4% |
| 净利润同比 | 11.9% | -27.9% |
| 每股收益（稀释后） | $1.57 | $-0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASHPDM
| Q1 26 | — | $143.3M | ||
| Q4 25 | $173.1M | $142.9M | ||
| Q3 25 | $186.7M | $139.2M | ||
| Q2 25 | $195.8M | $140.3M | ||
| Q1 25 | $274.8M | $142.7M | ||
| Q4 24 | $182.6M | $143.2M | ||
| Q3 24 | $179.5M | $139.3M | ||
| Q2 24 | $188.6M | $143.3M |
净利润CASHPDM
| Q1 26 | — | $-45.0M | ||
| Q4 25 | $35.2M | $-43.2M | ||
| Q3 25 | $38.8M | $-13.5M | ||
| Q2 25 | $42.1M | $-16.8M | ||
| Q1 25 | $75.0M | $-10.1M | ||
| Q4 24 | $30.0M | $-30.0M | ||
| Q3 24 | $33.5M | $-11.5M | ||
| Q2 24 | $44.9M | $-9.8M |
营业利润率CASHPDM
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | — | ||
| Q3 25 | 25.9% | — | ||
| Q2 25 | 24.1% | — | ||
| Q1 25 | 33.2% | — | ||
| Q4 24 | 19.8% | — | ||
| Q3 24 | 20.9% | — | ||
| Q2 24 | 27.1% | — |
净利率CASHPDM
| Q1 26 | — | -31.4% | ||
| Q4 25 | 20.3% | -30.3% | ||
| Q3 25 | 20.8% | -9.7% | ||
| Q2 25 | 21.5% | -12.0% | ||
| Q1 25 | 27.3% | -7.1% | ||
| Q4 24 | 16.4% | -20.9% | ||
| Q3 24 | 18.7% | -8.3% | ||
| Q2 24 | 23.8% | -6.8% |
每股收益（稀释后）CASHPDM
| Q1 26 | — | $-0.10 | ||
| Q4 25 | $1.57 | $-0.34 | ||
| Q3 25 | $1.69 | $-0.11 | ||
| Q2 25 | $1.81 | $-0.14 | ||
| Q1 25 | $3.14 | $-0.08 | ||
| Q4 24 | $1.23 | $-0.25 | ||
| Q3 24 | $1.34 | $-0.09 | ||
| Q2 24 | $1.78 | $-0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $331.2M | $2.3M |
| 总债务越低越好 | $33.5M | — |
| 股东权益账面价值 | $854.5M | $1.5B |
| 总资产 | $7.6B | $4.0B |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资CASHPDM
| Q1 26 | — | $2.3M | ||
| Q4 25 | $331.2M | $731.0K | ||
| Q3 25 | $120.6M | $3.0M | ||
| Q2 25 | $258.3M | $3.3M | ||
| Q1 25 | $254.2M | $2.9M | ||
| Q4 24 | $597.4M | $109.6M | ||
| Q3 24 | $158.3M | $133.6M | ||
| Q2 24 | $298.9M | $138.5M |
总债务CASHPDM
| Q1 26 | — | — | ||
| Q4 25 | $33.5M | $2.2B | ||
| Q3 25 | $33.5M | $2.2B | ||
| Q2 25 | $33.4M | $2.2B | ||
| Q1 25 | $33.4M | $2.2B | ||
| Q4 24 | $33.4M | $2.2B | ||
| Q3 24 | $33.4M | $2.2B | ||
| Q2 24 | $33.3M | $2.2B |
股东权益CASHPDM
| Q1 26 | — | $1.5B | ||
| Q4 25 | $854.5M | $1.5B | ||
| Q3 25 | $858.0M | $1.5B | ||
| Q2 25 | $819.0M | $1.5B | ||
| Q1 25 | $814.7M | $1.6B | ||
| Q4 24 | $758.3M | $1.6B | ||
| Q3 24 | $822.5M | $1.6B | ||
| Q2 24 | $748.4M | $1.7B |
总资产CASHPDM
| Q1 26 | — | $4.0B | ||
| Q4 25 | $7.6B | $4.0B | ||
| Q3 25 | $7.2B | $4.0B | ||
| Q2 25 | $7.2B | $4.0B | ||
| Q1 25 | $7.0B | $4.0B | ||
| Q4 24 | $7.6B | $4.1B | ||
| Q3 24 | $7.5B | $4.1B | ||
| Q2 24 | $7.5B | $4.2B |
负债/权益比CASHPDM
| Q1 26 | — | — | ||
| Q4 25 | 0.04× | 1.49× | ||
| Q3 25 | 0.04× | 1.43× | ||
| Q2 25 | 0.04× | 1.41× | ||
| Q1 25 | 0.04× | 1.40× | ||
| Q4 24 | 0.04× | 1.40× | ||
| Q3 24 | 0.04× | 1.36× | ||
| Q2 24 | 0.04× | 1.34× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $108.3M | — |
| 自由现金流经营现金流 - 资本支出 | $104.1M | — |
| 自由现金流率自由现金流/营收 | 60.1% | — |
| 资本支出强度资本支出/营收 | 2.4% | 110.3% |
| 现金转化率经营现金流/净利润 | 3.08× | — |
| 过去12个月自由现金流最近4个季度 | $616.8M | — |
8季度趋势，按日历期对齐
经营现金流CASHPDM
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $140.6M | ||
| Q3 25 | $303.7M | $35.8M | ||
| Q2 25 | $30.4M | $50.1M | ||
| Q1 25 | $188.3M | $3.7M | ||
| Q4 24 | $-71.7M | $198.1M | ||
| Q3 24 | $143.1M | $42.9M | ||
| Q2 24 | $113.2M | $66.8M |
自由现金流CASHPDM
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | — | ||
| Q2 25 | $27.7M | — | ||
| Q1 25 | $184.7M | — | ||
| Q4 24 | $-73.8M | — | ||
| Q3 24 | $138.8M | — | ||
| Q2 24 | $111.0M | — |
自由现金流率CASHPDM
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | — | ||
| Q2 25 | 14.1% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | -40.4% | — | ||
| Q3 24 | 77.3% | — | ||
| Q2 24 | 58.8% | — |
资本支出强度CASHPDM
| Q1 26 | — | 110.3% | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 2.4% | — | ||
| Q2 24 | 1.2% | — |
现金转化率CASHPDM
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
PDM
暂无分部数据
