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CASEYS GENERAL STORES INC（CASY）与Cincinnati Financial（CINF）财务数据对比。点击上方公司名可切换其他公司
CASEYS GENERAL STORES INC的季度营收约是Cincinnati Financial的1.6倍（$4.5B vs $2.8B），Cincinnati Financial净利率更高（9.6% vs 4.6%，领先5.0%），CASEYS GENERAL STORES INC同比增速更快（14.2% vs -1.7%），过去两年CASEYS GENERAL STORES INC的营收复合增速更高（16.3% vs 5.2%）
凯西零售是美国中西部及南部的连锁便利店企业，总部位于爱荷华州得梅因市郊的安克尼。截至2023年10月1日，品牌在16个州共开设2500家门店，是美国第三大、全美资最大的便利店连锁品牌，也是爱荷华州仅有的两家财富500强企业之一，旗下披萨等食品广受消费者欢迎。
辛辛那提金融公司主营财产与意外伤害保险，通过旗下辛辛那提保险公司、辛辛那提赔偿公司及辛辛那提意外伤害保险公司运营核心业务。目前该公司在美国国内财险保费市场占比达1.01%，按市场份额计算位列美国第20大保险公司。
CASY vs CINF — 直观对比
营收规模更大
CASY
是对方的1.6倍
$2.8B
营收增速更快
CASY
高出15.9%
-1.7%
净利率更高
CINF
高出5.0%
4.6%
两年增速更快
CASY
近两年复合增速
5.2%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $2.8B |
| 净利润 | $206.3M | $274.0M |
| 毛利率 | — | — |
| 营业利润率 | 6.1% | — |
| 净利率 | 4.6% | 9.6% |
| 营收同比 | 14.2% | -1.7% |
| 净利润同比 | 14.0% | 404.4% |
| 每股收益（稀释后） | $5.53 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASYCINF
| Q1 26 | — | $2.8B | ||
| Q4 25 | $4.5B | $3.1B | ||
| Q3 25 | $4.6B | $3.7B | ||
| Q2 25 | $4.0B | $3.2B | ||
| Q1 25 | $3.9B | $2.6B | ||
| Q4 24 | $3.9B | $2.5B | ||
| Q3 24 | $4.1B | $3.3B | ||
| Q2 24 | $3.6B | $2.5B |
净利润CASYCINF
| Q1 26 | — | $274.0M | ||
| Q4 25 | $206.3M | $676.0M | ||
| Q3 25 | $215.4M | $1.1B | ||
| Q2 25 | $98.3M | $685.0M | ||
| Q1 25 | $87.1M | $-90.0M | ||
| Q4 24 | $180.9M | $405.0M | ||
| Q3 24 | $180.2M | $820.0M | ||
| Q2 24 | $87.0M | $312.0M |
营业利润率CASYCINF
| Q1 26 | — | — | ||
| Q4 25 | 6.1% | 27.2% | ||
| Q3 25 | 6.1% | 37.9% | ||
| Q2 25 | — | 26.3% | ||
| Q1 25 | 2.8% | -5.0% | ||
| Q4 24 | 6.1% | 18.9% | ||
| Q3 24 | 5.8% | 31.3% | ||
| Q2 24 | — | 15.2% |
净利率CASYCINF
| Q1 26 | — | 9.6% | ||
| Q4 25 | 4.6% | 21.9% | ||
| Q3 25 | 4.7% | 30.1% | ||
| Q2 25 | 2.5% | 21.1% | ||
| Q1 25 | 2.2% | -3.5% | ||
| Q4 24 | 4.6% | 16.0% | ||
| Q3 24 | 4.4% | 24.7% | ||
| Q2 24 | 2.4% | 12.3% |
每股收益（稀释后）CASYCINF
| Q1 26 | — | — | ||
| Q4 25 | $5.53 | $4.29 | ||
| Q3 25 | $5.77 | $7.11 | ||
| Q2 25 | $2.63 | $4.34 | ||
| Q1 25 | $2.33 | $-0.57 | ||
| Q4 24 | $4.85 | $2.57 | ||
| Q3 24 | $4.83 | $5.20 | ||
| Q2 24 | $2.34 | $1.98 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $492.0M | $1.2B |
| 总债务越低越好 | — | $816.0M |
| 股东权益账面价值 | $3.8B | $15.7B |
| 总资产 | $8.6B | $41.2B |
| 负债/权益比越低杠杆越低 | — | 0.05× |
8季度趋势，按日历期对齐
现金及短期投资CASYCINF
| Q1 26 | — | $1.2B | ||
| Q4 25 | $492.0M | $148.0M | ||
| Q3 25 | $458.1M | $1.6B | ||
| Q2 25 | $326.7M | $1.1B | ||
| Q1 25 | $394.8M | $1.1B | ||
| Q4 24 | $351.7M | $1.3B | ||
| Q3 24 | $305.0M | $1.8B | ||
| Q2 24 | $206.5M | $771.0M |
总债务CASYCINF
| Q1 26 | — | $816.0M | ||
| Q4 25 | — | $861.0M | ||
| Q3 25 | — | $858.0M | ||
| Q2 25 | $2.4B | $859.0M | ||
| Q1 25 | — | $853.0M | ||
| Q4 24 | — | $850.0M | ||
| Q3 24 | — | $849.0M | ||
| Q2 24 | $1.6B | $849.0M |
股东权益CASYCINF
| Q1 26 | — | $15.7B | ||
| Q4 25 | $3.8B | $15.9B | ||
| Q3 25 | $3.6B | $15.4B | ||
| Q2 25 | $3.5B | $14.3B | ||
| Q1 25 | $3.4B | $13.7B | ||
| Q4 24 | $3.3B | $13.9B | ||
| Q3 24 | $3.2B | $13.8B | ||
| Q2 24 | $3.0B | $12.8B |
总资产CASYCINF
| Q1 26 | — | $41.2B | ||
| Q4 25 | $8.6B | $41.0B | ||
| Q3 25 | $8.4B | $40.6B | ||
| Q2 25 | $8.2B | $38.8B | ||
| Q1 25 | $8.2B | $37.3B | ||
| Q4 24 | $7.7B | $36.5B | ||
| Q3 24 | $6.5B | $37.0B | ||
| Q2 24 | $6.3B | $34.8B |
负债/权益比CASYCINF
| Q1 26 | — | 0.05× | ||
| Q4 25 | — | 0.05× | ||
| Q3 25 | — | 0.06× | ||
| Q2 25 | 0.69× | 0.06× | ||
| Q1 25 | — | 0.06× | ||
| Q4 24 | — | 0.06× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | 0.52× | 0.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $347.1M | — |
| 自由现金流经营现金流 - 资本支出 | $176.0M | — |
| 自由现金流率自由现金流/营收 | 3.9% | — |
| 资本支出强度资本支出/营收 | 3.8% | — |
| 现金转化率经营现金流/净利润 | 1.68× | — |
| 过去12个月自由现金流最近4个季度 | $682.2M | — |
8季度趋势，按日历期对齐
经营现金流CASYCINF
| Q1 26 | — | — | ||
| Q4 25 | $347.1M | $947.0M | ||
| Q3 25 | $372.4M | $1.1B | ||
| Q2 25 | $333.9M | $741.0M | ||
| Q1 25 | $204.9M | $310.0M | ||
| Q4 24 | $270.7M | $642.0M | ||
| Q3 24 | $281.4M | $912.0M | ||
| Q2 24 | $288.4M | $742.0M |
自由现金流CASYCINF
| Q1 26 | — | — | ||
| Q4 25 | $176.0M | $939.0M | ||
| Q3 25 | $262.4M | $1.1B | ||
| Q2 25 | $153.1M | $737.0M | ||
| Q1 25 | $90.7M | $307.0M | ||
| Q4 24 | $160.0M | $638.0M | ||
| Q3 24 | $180.8M | $906.0M | ||
| Q2 24 | $92.1M | $737.0M |
自由现金流率CASYCINF
| Q1 26 | — | — | ||
| Q4 25 | 3.9% | 30.4% | ||
| Q3 25 | 5.7% | 29.8% | ||
| Q2 25 | 3.8% | 22.7% | ||
| Q1 25 | 2.3% | 12.0% | ||
| Q4 24 | 4.1% | 25.1% | ||
| Q3 24 | 4.4% | 27.3% | ||
| Q2 24 | 2.6% | 29.0% |
资本支出强度CASYCINF
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 0.3% | ||
| Q3 25 | 2.4% | 0.1% | ||
| Q2 25 | 4.5% | 0.1% | ||
| Q1 25 | 2.9% | 0.1% | ||
| Q4 24 | 2.8% | 0.2% | ||
| Q3 24 | 2.5% | 0.2% | ||
| Q2 24 | 5.5% | 0.2% |
现金转化率CASYCINF
| Q1 26 | — | — | ||
| Q4 25 | 1.68× | 1.40× | ||
| Q3 25 | 1.73× | 0.99× | ||
| Q2 25 | 3.40× | 1.08× | ||
| Q1 25 | 2.35× | — | ||
| Q4 24 | 1.50× | 1.59× | ||
| Q3 24 | 1.56× | 1.11× | ||
| Q2 24 | 3.31× | 2.38× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CASY
暂无分部数据
CINF
| Property casualty | $2.6B | 93% |
| Life | $105.0M | 4% |
| Other | $92.0M | 3% |
| Fee revenues | $1.0M | 0% |
