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CASEYS GENERAL STORES INC（CASY）与美国合众银行（USB）财务数据对比。点击上方公司名可切换其他公司
美国合众银行的季度营收约是CASEYS GENERAL STORES INC的1.6倍（$7.4B vs $4.5B），美国合众银行净利率更高（27.8% vs 4.6%，领先23.2%），CASEYS GENERAL STORES INC同比增速更快（14.2% vs 5.1%），过去两年CASEYS GENERAL STORES INC的营收复合增速更高（16.3% vs 4.7%）
凯西零售是美国中西部及南部的连锁便利店企业，总部位于爱荷华州得梅因市郊的安克尼。截至2023年10月1日，品牌在16个州共开设2500家门店，是美国第三大、全美资最大的便利店连锁品牌，也是爱荷华州仅有的两家财富500强企业之一，旗下披萨等食品广受消费者欢迎。
美国合众银行是美国跨国银行机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为系统重要性机构，旗下核心运营主体提供银行、投资、按揭等多元金融服务。
CASY vs USB — 直观对比
营收规模更大
USB
是对方的1.6倍
$4.5B
营收增速更快
CASY
高出9.1%
5.1%
净利率更高
USB
高出23.2%
4.6%
两年增速更快
CASY
近两年复合增速
4.7%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.5B | $7.4B |
| 净利润 | $206.3M | $2.0B |
| 毛利率 | — | — |
| 营业利润率 | 6.1% | 34.4% |
| 净利率 | 4.6% | 27.8% |
| 营收同比 | 14.2% | 5.1% |
| 净利润同比 | 14.0% | 23.0% |
| 每股收益（稀释后） | $5.53 | $1.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CASYUSB
| Q4 25 | $4.5B | $7.4B | ||
| Q3 25 | $4.6B | $7.3B | ||
| Q2 25 | $4.0B | $7.0B | ||
| Q1 25 | $3.9B | $7.0B | ||
| Q4 24 | $3.9B | $7.0B | ||
| Q3 24 | $4.1B | $6.9B | ||
| Q2 24 | $3.6B | $6.9B | ||
| Q1 24 | $3.3B | $6.7B |
净利润CASYUSB
| Q4 25 | $206.3M | $2.0B | ||
| Q3 25 | $215.4M | $2.0B | ||
| Q2 25 | $98.3M | $1.8B | ||
| Q1 25 | $87.1M | $1.7B | ||
| Q4 24 | $180.9M | $1.7B | ||
| Q3 24 | $180.2M | $1.7B | ||
| Q2 24 | $87.0M | $1.6B | ||
| Q1 24 | $86.9M | $1.3B |
营业利润率CASYUSB
| Q4 25 | 6.1% | 34.4% | ||
| Q3 25 | 6.1% | 34.5% | ||
| Q2 25 | — | 32.7% | ||
| Q1 25 | 2.8% | 31.0% | ||
| Q4 24 | 6.1% | 30.1% | ||
| Q3 24 | 5.8% | 30.2% | ||
| Q2 24 | — | 29.9% | ||
| Q1 24 | 3.4% | 24.9% |
净利率CASYUSB
| Q4 25 | 4.6% | 27.8% | ||
| Q3 25 | 4.7% | 27.3% | ||
| Q2 25 | 2.5% | 25.9% | ||
| Q1 25 | 2.2% | 24.6% | ||
| Q4 24 | 4.6% | 23.7% | ||
| Q3 24 | 4.4% | 25.0% | ||
| Q2 24 | 2.4% | 23.3% | ||
| Q1 24 | 2.6% | 19.6% |
每股收益（稀释后）CASYUSB
| Q4 25 | $5.53 | $1.26 | ||
| Q3 25 | $5.77 | $1.22 | ||
| Q2 25 | $2.63 | $1.11 | ||
| Q1 25 | $2.33 | $1.03 | ||
| Q4 24 | $4.85 | $1.01 | ||
| Q3 24 | $4.83 | $1.03 | ||
| Q2 24 | $2.34 | $0.97 | ||
| Q1 24 | $2.33 | $0.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $492.0M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.8B | $65.2B |
| 总资产 | $8.6B | $692.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CASYUSB
| Q4 25 | $492.0M | — | ||
| Q3 25 | $458.1M | — | ||
| Q2 25 | $326.7M | — | ||
| Q1 25 | $394.8M | — | ||
| Q4 24 | $351.7M | — | ||
| Q3 24 | $305.0M | — | ||
| Q2 24 | $206.5M | — | ||
| Q1 24 | $177.9M | — |
总债务CASYUSB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $2.4B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $1.6B | — | ||
| Q1 24 | — | — |
股东权益CASYUSB
| Q4 25 | $3.8B | $65.2B | ||
| Q3 25 | $3.6B | $63.3B | ||
| Q2 25 | $3.5B | $61.4B | ||
| Q1 25 | $3.4B | $60.1B | ||
| Q4 24 | $3.3B | $58.6B | ||
| Q3 24 | $3.2B | $58.9B | ||
| Q2 24 | $3.0B | $56.4B | ||
| Q1 24 | $2.9B | $55.6B |
总资产CASYUSB
| Q4 25 | $8.6B | $692.3B | ||
| Q3 25 | $8.4B | $695.4B | ||
| Q2 25 | $8.2B | $686.4B | ||
| Q1 25 | $8.2B | $676.5B | ||
| Q4 24 | $7.7B | $678.3B | ||
| Q3 24 | $6.5B | $686.5B | ||
| Q2 24 | $6.3B | $680.1B | ||
| Q1 24 | $6.2B | $683.6B |
负债/权益比CASYUSB
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.52× | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $347.1M | $2.8B |
| 自由现金流经营现金流 - 资本支出 | $176.0M | — |
| 自由现金流率自由现金流/营收 | 3.9% | — |
| 资本支出强度资本支出/营收 | 3.8% | — |
| 现金转化率经营现金流/净利润 | 1.68× | 1.39× |
| 过去12个月自由现金流最近4个季度 | $682.2M | — |
8季度趋势，按日历期对齐
经营现金流CASYUSB
| Q4 25 | $347.1M | $2.8B | ||
| Q3 25 | $372.4M | $3.4B | ||
| Q2 25 | $333.9M | $2.0B | ||
| Q1 25 | $204.9M | $-285.0M | ||
| Q4 24 | $270.7M | $4.8B | ||
| Q3 24 | $281.4M | $972.0M | ||
| Q2 24 | $288.4M | $2.9B | ||
| Q1 24 | $122.8M | $2.7B |
自由现金流CASYUSB
| Q4 25 | $176.0M | — | ||
| Q3 25 | $262.4M | — | ||
| Q2 25 | $153.1M | — | ||
| Q1 25 | $90.7M | — | ||
| Q4 24 | $160.0M | — | ||
| Q3 24 | $180.8M | — | ||
| Q2 24 | $92.1M | — | ||
| Q1 24 | $-27.0M | — |
自由现金流率CASYUSB
| Q4 25 | 3.9% | — | ||
| Q3 25 | 5.7% | — | ||
| Q2 25 | 3.8% | — | ||
| Q1 25 | 2.3% | — | ||
| Q4 24 | 4.1% | — | ||
| Q3 24 | 4.4% | — | ||
| Q2 24 | 2.6% | — | ||
| Q1 24 | -0.8% | — |
资本支出强度CASYUSB
| Q4 25 | 3.8% | — | ||
| Q3 25 | 2.4% | — | ||
| Q2 25 | 4.5% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 2.8% | — | ||
| Q3 24 | 2.5% | — | ||
| Q2 24 | 5.5% | — | ||
| Q1 24 | 4.5% | — |
现金转化率CASYUSB
| Q4 25 | 1.68× | 1.39× | ||
| Q3 25 | 1.73× | 1.69× | ||
| Q2 25 | 3.40× | 1.12× | ||
| Q1 25 | 2.35× | -0.17× | ||
| Q4 24 | 1.50× | 2.87× | ||
| Q3 24 | 1.56× | 0.57× | ||
| Q2 24 | 3.31× | 1.79× | ||
| Q1 24 | 1.41× | 2.02× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
