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CATHAY GENERAL BANCORP（CATY）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
UiPath, Inc.的季度营收约是CATHAY GENERAL BANCORP的1.8倍（$411.1M vs $222.8M），CATHAY GENERAL BANCORP净利率更高（653.4% vs 48.4%，领先605.0%），CATHAY GENERAL BANCORP同比增速更快（19.5% vs 15.9%），CATHAY GENERAL BANCORP自由现金流更多（$363.7M vs $25.1M），过去两年CATHAY GENERAL BANCORP的营收复合增速更高（12.8% vs 0.7%）
国泰万通金控是总部位于美国的银行控股公司，旗下运营国泰银行，面向亚裔社区、中小企业提供个人及商业存贷款、财富管理等金融服务，业务覆盖加州、纽约、得州等美国多州及部分亚洲市场。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
CATY vs PATH — 直观对比
营收规模更大
PATH
是对方的1.8倍
$222.8M
营收增速更快
CATY
高出3.6%
15.9%
净利率更高
CATY
高出605.0%
48.4%
自由现金流更多
CATY
多$338.6M
$25.1M
两年增速更快
CATY
近两年复合增速
0.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $222.8M | $411.1M |
| 净利润 | $90.5M | $198.8M |
| 毛利率 | — | 83.3% |
| 营业利润率 | 50.9% | 3.2% |
| 净利率 | 653.4% | 48.4% |
| 营收同比 | 19.5% | 15.9% |
| 净利润同比 | 12.9% | 1966.2% |
| 每股收益（稀释后） | $1.33 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CATYPATH
| Q4 25 | $222.8M | $411.1M | ||
| Q3 25 | $210.6M | $361.7M | ||
| Q2 25 | $196.6M | $356.6M | ||
| Q1 25 | $187.8M | $423.6M | ||
| Q4 24 | $186.5M | $354.7M | ||
| Q3 24 | $189.5M | $316.3M | ||
| Q2 24 | $178.5M | $335.1M | ||
| Q1 24 | $175.2M | $405.3M |
净利润CATYPATH
| Q4 25 | $90.5M | $198.8M | ||
| Q3 25 | $77.7M | $1.6M | ||
| Q2 25 | $77.5M | $-22.6M | ||
| Q1 25 | $69.5M | $51.8M | ||
| Q4 24 | $80.2M | $-10.7M | ||
| Q3 24 | $67.5M | $-86.1M | ||
| Q2 24 | $66.8M | $-28.7M | ||
| Q1 24 | $71.4M | $33.9M |
毛利率CATYPATH
| Q4 25 | — | 83.3% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 83.5% | ||
| Q1 24 | — | 86.8% |
营业利润率CATYPATH
| Q4 25 | 50.9% | 3.2% | ||
| Q3 25 | 44.5% | -5.6% | ||
| Q2 25 | 49.0% | -4.6% | ||
| Q1 25 | 46.1% | 7.9% | ||
| Q4 24 | 46.5% | -12.2% | ||
| Q3 24 | 41.2% | -32.7% | ||
| Q2 24 | 40.7% | -14.8% | ||
| Q1 24 | 45.7% | 3.7% |
净利率CATYPATH
| Q4 25 | 653.4% | 48.4% | ||
| Q3 25 | 36.9% | 0.4% | ||
| Q2 25 | 39.4% | -6.3% | ||
| Q1 25 | 37.0% | 12.2% | ||
| Q4 24 | 587.9% | -3.0% | ||
| Q3 24 | 35.6% | -27.2% | ||
| Q2 24 | 37.4% | -8.6% | ||
| Q1 24 | 40.8% | 8.4% |
每股收益（稀释后）CATYPATH
| Q4 25 | $1.33 | $0.37 | ||
| Q3 25 | $1.13 | $0.00 | ||
| Q2 25 | $1.10 | $-0.04 | ||
| Q1 25 | $0.98 | $0.09 | ||
| Q4 24 | $1.11 | $-0.02 | ||
| Q3 24 | $0.94 | $-0.15 | ||
| Q2 24 | $0.92 | $-0.05 | ||
| Q1 24 | $0.98 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.4B |
| 总债务越低越好 | $119.1M | — |
| 股东权益账面价值 | $2.9B | $1.9B |
| 总资产 | $24.2B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资CATYPATH
| Q4 25 | — | $1.4B | ||
| Q3 25 | — | $1.4B | ||
| Q2 25 | — | $1.6B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | — | $1.6B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.9B | ||
| Q1 24 | — | $1.9B |
总债务CATYPATH
| Q4 25 | $119.1M | — | ||
| Q3 25 | $119.1M | — | ||
| Q2 25 | $119.1M | — | ||
| Q1 25 | $119.1M | — | ||
| Q4 24 | $119.1M | — | ||
| Q3 24 | $119.1M | — | ||
| Q2 24 | $119.1M | — | ||
| Q1 24 | $119.1M | — |
股东权益CATYPATH
| Q4 25 | $2.9B | $1.9B | ||
| Q3 25 | $2.9B | $1.7B | ||
| Q2 25 | $2.9B | $1.7B | ||
| Q1 25 | $2.9B | $1.8B | ||
| Q4 24 | $2.8B | $1.7B | ||
| Q3 24 | $2.8B | $1.8B | ||
| Q2 24 | $2.8B | $2.0B | ||
| Q1 24 | $2.8B | $2.0B |
总资产CATYPATH
| Q4 25 | $24.2B | $2.9B | ||
| Q3 25 | $24.1B | $2.6B | ||
| Q2 25 | $23.7B | $2.6B | ||
| Q1 25 | $23.2B | $2.9B | ||
| Q4 24 | $23.1B | $2.7B | ||
| Q3 24 | $23.3B | $2.7B | ||
| Q2 24 | $23.2B | $2.8B | ||
| Q1 24 | $23.4B | $3.0B |
负债/权益比CATYPATH
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $368.6M | $28.3M |
| 自由现金流经营现金流 - 资本支出 | $363.7M | $25.1M |
| 自由现金流率自由现金流/营收 | 163.2% | 6.1% |
| 资本支出强度资本支出/营收 | 2.2% | 0.8% |
| 现金转化率经营现金流/净利润 | 4.07× | 0.14× |
| 过去12个月自由现金流最近4个季度 | $672.7M | — |
8季度趋势，按日历期对齐
经营现金流CATYPATH
| Q4 25 | $368.6M | $28.3M | ||
| Q3 25 | $150.6M | $41.6M | ||
| Q2 25 | $64.0M | $119.0M | ||
| Q1 25 | $99.0M | $146.1M | ||
| Q4 24 | $329.2M | $28.1M | ||
| Q3 24 | $81.2M | $46.4M | ||
| Q2 24 | $72.9M | $100.0M | ||
| Q1 24 | $88.2M | $145.6M |
自由现金流CATYPATH
| Q4 25 | $363.7M | $25.1M | ||
| Q3 25 | $150.1M | — | ||
| Q2 25 | $62.7M | $106.2M | ||
| Q1 25 | $96.3M | $138.7M | ||
| Q4 24 | $325.5M | $23.2M | ||
| Q3 24 | $80.0M | $45.0M | ||
| Q2 24 | $72.4M | $98.8M | ||
| Q1 24 | $87.3M | $141.8M |
自由现金流率CATYPATH
| Q4 25 | 163.2% | 6.1% | ||
| Q3 25 | 71.3% | — | ||
| Q2 25 | 31.9% | 29.8% | ||
| Q1 25 | 51.2% | 32.7% | ||
| Q4 24 | 174.6% | 6.5% | ||
| Q3 24 | 42.2% | 14.2% | ||
| Q2 24 | 40.5% | 29.5% | ||
| Q1 24 | 49.8% | 35.0% |
资本支出强度CATYPATH
| Q4 25 | 2.2% | 0.8% | ||
| Q3 25 | 0.2% | 0.0% | ||
| Q2 25 | 0.6% | 3.6% | ||
| Q1 25 | 1.4% | 1.7% | ||
| Q4 24 | 1.9% | 1.4% | ||
| Q3 24 | 0.6% | 0.4% | ||
| Q2 24 | 0.3% | 0.4% | ||
| Q1 24 | 0.5% | 0.9% |
现金转化率CATYPATH
| Q4 25 | 4.07× | 0.14× | ||
| Q3 25 | 1.94× | 26.25× | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 1.42× | 2.82× | ||
| Q4 24 | 4.10× | — | ||
| Q3 24 | 1.20× | — | ||
| Q2 24 | 1.09× | — | ||
| Q1 24 | 1.23× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CATY
暂无分部数据
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
