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CATHAY GENERAL BANCORP（CATY）与Ribbon Communications Inc.（RBBN）财务数据对比。点击上方公司名可切换其他公司
CATHAY GENERAL BANCORP的季度营收约是Ribbon Communications Inc.的1.4倍（$222.8M vs $162.6M），CATHAY GENERAL BANCORP净利率更高（653.4% vs 54.8%，领先598.6%），CATHAY GENERAL BANCORP同比增速更快（19.5% vs -10.3%），过去两年CATHAY GENERAL BANCORP的营收复合增速更高（12.8% vs -8.1%）
国泰万通金控是总部位于美国的银行控股公司，旗下运营国泰银行，面向亚裔社区、中小企业提供个人及商业存贷款、财富管理等金融服务，业务覆盖加州、纽约、得州等美国多州及部分亚洲市场。
睿宾通信公司（Ribbon Communications Inc.）主要为电信运营商、企业及关键基础设施领域提供软件、IP与光网络解决方案。公司于2017年由Genband与Sonus Networks合并成立，总部位于美国得克萨斯州普莱诺，是一家上市科技企业。
CATY vs RBBN — 直观对比
营收规模更大
CATY
是对方的1.4倍
$162.6M
营收增速更快
CATY
高出29.8%
-10.3%
净利率更高
CATY
高出598.6%
54.8%
两年增速更快
CATY
近两年复合增速
-8.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $222.8M | $162.6M |
| 净利润 | $90.5M | $89.1M |
| 毛利率 | — | 42.9% |
| 营业利润率 | 50.9% | 37.6% |
| 净利率 | 653.4% | 54.8% |
| 营收同比 | 19.5% | -10.3% |
| 净利润同比 | 12.9% | — |
| 每股收益（稀释后） | $1.33 | $0.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CATYRBBN
| Q1 26 | — | $162.6M | ||
| Q4 25 | $222.8M | $227.3M | ||
| Q3 25 | $210.6M | $215.4M | ||
| Q2 25 | $196.6M | $220.6M | ||
| Q1 25 | $187.8M | $181.3M | ||
| Q4 24 | $186.5M | $251.4M | ||
| Q3 24 | $189.5M | $210.2M | ||
| Q2 24 | $178.5M | $192.6M |
净利润CATYRBBN
| Q1 26 | — | $89.1M | ||
| Q4 25 | $90.5M | — | ||
| Q3 25 | $77.7M | $-12.1M | ||
| Q2 25 | $77.5M | $-11.1M | ||
| Q1 25 | $69.5M | $-26.2M | ||
| Q4 24 | $80.2M | — | ||
| Q3 24 | $67.5M | $-13.4M | ||
| Q2 24 | $66.8M | $-16.8M |
毛利率CATYRBBN
| Q1 26 | — | 42.9% | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 50.1% | ||
| Q2 25 | — | 49.6% | ||
| Q1 25 | — | 45.4% | ||
| Q4 24 | — | 55.7% | ||
| Q3 24 | — | 52.1% | ||
| Q2 24 | — | 50.8% |
营业利润率CATYRBBN
| Q1 26 | — | 37.6% | ||
| Q4 25 | 50.9% | 4.1% | ||
| Q3 25 | 44.5% | 1.3% | ||
| Q2 25 | 49.0% | 1.9% | ||
| Q1 25 | 46.1% | -10.8% | ||
| Q4 24 | 46.5% | 13.2% | ||
| Q3 24 | 41.2% | -0.4% | ||
| Q2 24 | 40.7% | -1.0% |
净利率CATYRBBN
| Q1 26 | — | 54.8% | ||
| Q4 25 | 653.4% | — | ||
| Q3 25 | 36.9% | -5.6% | ||
| Q2 25 | 39.4% | -5.0% | ||
| Q1 25 | 37.0% | -14.5% | ||
| Q4 24 | 587.9% | — | ||
| Q3 24 | 35.6% | -6.4% | ||
| Q2 24 | 37.4% | -8.7% |
每股收益（稀释后）CATYRBBN
| Q1 26 | — | $0.50 | ||
| Q4 25 | $1.33 | $0.50 | ||
| Q3 25 | $1.13 | $-0.07 | ||
| Q2 25 | $1.10 | $-0.06 | ||
| Q1 25 | $0.98 | $-0.15 | ||
| Q4 24 | $1.11 | $0.05 | ||
| Q3 24 | $0.94 | $-0.08 | ||
| Q2 24 | $0.92 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $67.6M |
| 总债务越低越好 | $119.1M | — |
| 股东权益账面价值 | $2.9B | $419.1M |
| 总资产 | $24.2B | — |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
现金及短期投资CATYRBBN
| Q1 26 | — | $67.6M | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | — | $74.8M | ||
| Q2 25 | — | $60.5M | ||
| Q1 25 | — | $71.2M | ||
| Q4 24 | — | $87.8M | ||
| Q3 24 | — | $37.2M | ||
| Q2 24 | — | $64.6M |
总债务CATYRBBN
| Q1 26 | — | — | ||
| Q4 25 | $119.1M | $342.1M | ||
| Q3 25 | $119.1M | $344.3M | ||
| Q2 25 | $119.1M | $346.5M | ||
| Q1 25 | $119.1M | $347.4M | ||
| Q4 24 | $119.1M | $348.3M | ||
| Q3 24 | $119.1M | $349.1M | ||
| Q2 24 | $119.1M | $350.0M |
股东权益CATYRBBN
| Q1 26 | — | $419.1M | ||
| Q4 25 | $2.9B | $449.0M | ||
| Q3 25 | $2.9B | $360.1M | ||
| Q2 25 | $2.9B | $370.4M | ||
| Q1 25 | $2.9B | $381.8M | ||
| Q4 24 | $2.8B | $404.6M | ||
| Q3 24 | $2.8B | $395.5M | ||
| Q2 24 | $2.8B | $405.0M |
总资产CATYRBBN
| Q1 26 | — | — | ||
| Q4 25 | $24.2B | $1.2B | ||
| Q3 25 | $24.1B | $1.1B | ||
| Q2 25 | $23.7B | $1.1B | ||
| Q1 25 | $23.2B | $1.1B | ||
| Q4 24 | $23.1B | $1.2B | ||
| Q3 24 | $23.3B | $1.1B | ||
| Q2 24 | $23.2B | $1.1B |
负债/权益比CATYRBBN
| Q1 26 | — | — | ||
| Q4 25 | 0.04× | 0.76× | ||
| Q3 25 | 0.04× | 0.96× | ||
| Q2 25 | 0.04× | 0.94× | ||
| Q1 25 | 0.04× | 0.91× | ||
| Q4 24 | 0.04× | 0.86× | ||
| Q3 24 | 0.04× | 0.88× | ||
| Q2 24 | 0.04× | 0.86× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $368.6M | — |
| 自由现金流经营现金流 - 资本支出 | $363.7M | — |
| 自由现金流率自由现金流/营收 | 163.2% | — |
| 资本支出强度资本支出/营收 | 2.2% | — |
| 现金转化率经营现金流/净利润 | 4.07× | — |
| 过去12个月自由现金流最近4个季度 | $672.7M | — |
8季度趋势，按日历期对齐
经营现金流CATYRBBN
| Q1 26 | — | — | ||
| Q4 25 | $368.6M | $29.2M | ||
| Q3 25 | $150.6M | $26.5M | ||
| Q2 25 | $64.0M | $-795.0K | ||
| Q1 25 | $99.0M | $-3.5M | ||
| Q4 24 | $329.2M | $61.8M | ||
| Q3 24 | $81.2M | $-14.8M | ||
| Q2 24 | $72.9M | $-9.8M |
自由现金流CATYRBBN
| Q1 26 | — | — | ||
| Q4 25 | $363.7M | $27.3M | ||
| Q3 25 | $150.1M | $21.0M | ||
| Q2 25 | $62.7M | $-6.5M | ||
| Q1 25 | $96.3M | $-15.7M | ||
| Q4 24 | $325.5M | $53.8M | ||
| Q3 24 | $80.0M | $-23.7M | ||
| Q2 24 | $72.4M | $-12.9M |
自由现金流率CATYRBBN
| Q1 26 | — | — | ||
| Q4 25 | 163.2% | 12.0% | ||
| Q3 25 | 71.3% | 9.7% | ||
| Q2 25 | 31.9% | -2.9% | ||
| Q1 25 | 51.2% | -8.7% | ||
| Q4 24 | 174.6% | 21.4% | ||
| Q3 24 | 42.2% | -11.3% | ||
| Q2 24 | 40.5% | -6.7% |
资本支出强度CATYRBBN
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | 0.9% | ||
| Q3 25 | 0.2% | 2.6% | ||
| Q2 25 | 0.6% | 2.6% | ||
| Q1 25 | 1.4% | 6.7% | ||
| Q4 24 | 1.9% | 3.2% | ||
| Q3 24 | 0.6% | 4.2% | ||
| Q2 24 | 0.3% | 1.6% |
现金转化率CATYRBBN
| Q1 26 | — | — | ||
| Q4 25 | 4.07× | — | ||
| Q3 25 | 1.94× | — | ||
| Q2 25 | 0.83× | — | ||
| Q1 25 | 1.42× | — | ||
| Q4 24 | 4.10× | — | ||
| Q3 24 | 1.20× | — | ||
| Q2 24 | 1.09× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CATY
暂无分部数据
RBBN
| Service | $94.5M | 58% |
| Product | $68.1M | 42% |
