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安达（CB）与RYDER SYSTEM INC（R）财务数据对比。点击上方公司名可切换其他公司
安达的季度营收约是RYDER SYSTEM INC的4.8倍（$15.1B vs $3.1B），安达净利率更高（21.3% vs 3.0%，领先18.3%），安达同比增速更快（6.3% vs 1.0%），过去两年安达的营收复合增速更高（8.1% vs -0.9%）
安达是注册地位于苏黎世的跨国保险集团，在纽约证券交易所上市，为标普500指数成分股。作为全球最大的上市财产及意外伤害保险公司，其业务涵盖财产险、意外险、健康险、再保险、寿险等领域，在全球55个国家和地区及伦敦劳合社市场运营。
Ryder System Inc.是美国专业运输物流服务商，总部位于佛罗里达州科勒尔盖布尔斯，业务覆盖美国及英国，核心业务包含卡车租赁、车队管理、供应链及运输管理，同时提供车辆维保、二手车销售、专业司机派遣、电商履约与最后一公里配送等多元服务。
CB vs R — 直观对比
营收规模更大
CB
是对方的4.8倍
$3.1B
营收增速更快
CB
高出5.3%
1.0%
净利率更高
CB
高出18.3%
3.0%
两年增速更快
CB
近两年复合增速
-0.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $15.1B | $3.1B |
| 净利润 | $3.2B | $93.0M |
| 毛利率 | — | — |
| 营业利润率 | 25.0% | — |
| 净利率 | 21.3% | 3.0% |
| 营收同比 | 6.3% | 1.0% |
| 净利润同比 | 24.7% | -5.1% |
| 每股收益（稀释后） | $8.05 | $2.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBR
| Q1 26 | — | $3.1B | ||
| Q4 25 | $15.1B | $3.2B | ||
| Q3 25 | $16.1B | $3.2B | ||
| Q2 25 | $14.8B | $3.2B | ||
| Q1 25 | $13.4B | $3.1B | ||
| Q4 24 | $14.2B | $3.2B | ||
| Q3 24 | $14.8B | $3.2B | ||
| Q2 24 | $13.8B | $3.2B |
净利润CBR
| Q1 26 | — | $93.0M | ||
| Q4 25 | $3.2B | $132.0M | ||
| Q3 25 | $2.8B | $138.0M | ||
| Q2 25 | $3.0B | $131.0M | ||
| Q1 25 | $1.3B | $98.0M | ||
| Q4 24 | $2.6B | $135.0M | ||
| Q3 24 | $2.3B | $142.0M | ||
| Q2 24 | $2.2B | $127.0M |
营业利润率CBR
| Q1 26 | — | — | ||
| Q4 25 | 25.0% | 5.6% | ||
| Q3 25 | 24.1% | 6.0% | ||
| Q2 25 | 25.0% | 5.8% | ||
| Q1 25 | 12.5% | 4.3% | ||
| Q4 24 | 22.0% | 5.7% | ||
| Q3 24 | 20.2% | 5.9% | ||
| Q2 24 | 19.6% | 5.6% |
净利率CBR
| Q1 26 | — | 3.0% | ||
| Q4 25 | 21.3% | 4.2% | ||
| Q3 25 | 17.3% | 4.4% | ||
| Q2 25 | 20.0% | 4.1% | ||
| Q1 25 | 10.0% | 3.1% | ||
| Q4 24 | 18.2% | 4.2% | ||
| Q3 24 | 15.7% | 4.5% | ||
| Q2 24 | 16.1% | 4.0% |
每股收益（稀释后）CBR
| Q1 26 | — | $2.34 | ||
| Q4 25 | $8.05 | $3.22 | ||
| Q3 25 | $6.99 | $3.32 | ||
| Q2 25 | $7.35 | $3.13 | ||
| Q1 25 | $3.29 | $2.27 | ||
| Q4 24 | $6.31 | $3.09 | ||
| Q3 24 | $5.70 | $3.24 | ||
| Q2 24 | $5.46 | $2.84 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $182.0M |
| 总债务越低越好 | $15.7B | — |
| 股东权益账面价值 | $73.8B | $2.9B |
| 总资产 | $272.3B | — |
| 负债/权益比越低杠杆越低 | 0.21× | — |
8季度趋势，按日历期对齐
现金及短期投资CBR
| Q1 26 | — | $182.0M | ||
| Q4 25 | — | $198.0M | ||
| Q3 25 | — | $189.0M | ||
| Q2 25 | — | $180.0M | ||
| Q1 25 | — | $151.0M | ||
| Q4 24 | — | $154.0M | ||
| Q3 24 | — | $162.0M | ||
| Q2 24 | — | $164.0M |
总债务CBR
| Q1 26 | — | — | ||
| Q4 25 | $15.7B | $6.8B | ||
| Q3 25 | $15.7B | $7.3B | ||
| Q2 25 | $13.5B | $7.0B | ||
| Q1 25 | $14.5B | $6.7B | ||
| Q4 24 | $14.4B | $6.7B | ||
| Q3 24 | $14.6B | $6.6B | ||
| Q2 24 | $13.2B | $6.5B |
股东权益CBR
| Q1 26 | — | $2.9B | ||
| Q4 25 | $73.8B | $3.1B | ||
| Q3 25 | $71.9B | $3.1B | ||
| Q2 25 | $69.4B | $3.1B | ||
| Q1 25 | $65.7B | $3.0B | ||
| Q4 24 | $64.0B | $3.1B | ||
| Q3 24 | $65.8B | $3.1B | ||
| Q2 24 | $61.0B | $3.1B |
总资产CBR
| Q1 26 | — | — | ||
| Q4 25 | $272.3B | $16.4B | ||
| Q3 25 | $270.2B | $16.5B | ||
| Q2 25 | $261.6B | $16.5B | ||
| Q1 25 | $251.8B | $16.4B | ||
| Q4 24 | $246.5B | $16.7B | ||
| Q3 24 | $250.6B | $16.5B | ||
| Q2 24 | $238.6B | $16.4B |
负债/权益比CBR
| Q1 26 | — | — | ||
| Q4 25 | 0.21× | 2.24× | ||
| Q3 25 | 0.22× | 2.35× | ||
| Q2 25 | 0.19× | 2.27× | ||
| Q1 25 | 0.22× | 2.21× | ||
| Q4 24 | 0.22× | 2.14× | ||
| Q3 24 | 0.22× | 2.17× | ||
| Q2 24 | 0.22× | 2.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $4.1B | $583.0M |
| 自由现金流经营现金流 - 资本支出 | — | $273.0M |
| 自由现金流率自由现金流/营收 | — | 8.7% |
| 资本支出强度资本支出/营收 | — | 13.7% |
| 现金转化率经营现金流/净利润 | 1.26× | 6.27× |
| 过去12个月自由现金流最近4个季度 | — | $595.0M |
8季度趋势，按日历期对齐
经营现金流CBR
| Q1 26 | — | $583.0M | ||
| Q4 25 | $4.1B | $749.0M | ||
| Q3 25 | $3.6B | $442.0M | ||
| Q2 25 | $3.6B | $752.0M | ||
| Q1 25 | $1.6B | $651.0M | ||
| Q4 24 | $4.6B | $558.0M | ||
| Q3 24 | $4.3B | $629.0M | ||
| Q2 24 | $4.1B | $552.0M |
自由现金流CBR
| Q1 26 | — | $273.0M | ||
| Q4 25 | — | $344.0M | ||
| Q3 25 | — | $-85.0M | ||
| Q2 25 | — | $63.0M | ||
| Q1 25 | — | $137.0M | ||
| Q4 24 | — | $-201.0M | ||
| Q3 24 | — | $30.0M | ||
| Q2 24 | — | $-87.0M |
自由现金流率CBR
| Q1 26 | — | 8.7% | ||
| Q4 25 | — | 10.8% | ||
| Q3 25 | — | -2.7% | ||
| Q2 25 | — | 2.0% | ||
| Q1 25 | — | 4.4% | ||
| Q4 24 | — | -6.3% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | -2.7% |
资本支出强度CBR
| Q1 26 | — | 13.7% | ||
| Q4 25 | — | 12.8% | ||
| Q3 25 | — | 16.6% | ||
| Q2 25 | — | 21.6% | ||
| Q1 25 | — | 16.4% | ||
| Q4 24 | — | 23.8% | ||
| Q3 24 | — | 18.9% | ||
| Q2 24 | — | 20.1% |
现金转化率CBR
| Q1 26 | — | 6.27× | ||
| Q4 25 | 1.26× | 5.67× | ||
| Q3 25 | 1.30× | 3.20× | ||
| Q2 25 | 1.20× | 5.74× | ||
| Q1 25 | 1.18× | 6.64× | ||
| Q4 24 | 1.77× | 4.13× | ||
| Q3 24 | 1.86× | 4.43× | ||
| Q2 24 | 1.83× | 4.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CB
暂无分部数据
R
| Fleet Management Solutions | $1.5B | 47% |
| ChoiceLease | $878.0M | 28% |
| Dedicated Transportation Solutions | $553.0M | 18% |
| Commercial rental | $211.0M | 7% |
