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安达（CB）与联合果品公司（UFCS）财务数据对比。点击上方公司名可切换其他公司
安达的季度营收约是联合果品公司的41.2倍（$15.1B vs $365.8M）。联合果品公司同比增速更快（9.8% vs 6.3%）。过去两年联合果品公司的营收复合增速更高（11.2% vs 8.1%）
安达是注册地位于苏黎世的跨国保险集团，在纽约证券交易所上市，为标普500指数成分股。作为全球最大的上市财产及意外伤害保险公司，其业务涵盖财产险、意外险、健康险、再保险、寿险等领域，在全球55个国家和地区及伦敦劳合社市场运营。
联合果品公司是一家美国跨国企业，主营在拉丁美洲种植园种植的热带水果贸易，产品销往美国与欧洲。公司1899年由波士顿果品公司与迈纳·C·基思的香蕉贸易企业合并成立，在20世纪上半叶发展蓬勃，掌控了中美洲、哥伦比亚加勒比海岸及西印度群岛的大片领地与运输网络。
CB vs UFCS — 直观对比
营收规模更大
CB
是对方的41.2倍
$365.8M
营收增速更快
UFCS
高出3.5%
6.3%
两年增速更快
UFCS
近两年复合增速
8.1%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $15.1B | $365.8M |
| 净利润 | $3.2B | — |
| 毛利率 | — | — |
| 营业利润率 | 25.0% | 13.2% |
| 净利率 | 21.3% | — |
| 营收同比 | 6.3% | 9.8% |
| 净利润同比 | 24.7% | — |
| 每股收益（稀释后） | $8.05 | $1.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBUFCS
| Q4 25 | $15.1B | $365.8M | ||
| Q3 25 | $16.1B | $354.0M | ||
| Q2 25 | $14.8B | $335.5M | ||
| Q1 25 | $13.4B | $331.1M | ||
| Q4 24 | $14.2B | $333.2M | ||
| Q3 24 | $14.8B | $323.0M | ||
| Q2 24 | $13.8B | $301.2M | ||
| Q1 24 | $12.9B | $296.0M |
净利润CBUFCS
| Q4 25 | $3.2B | — | ||
| Q3 25 | $2.8B | $39.2M | ||
| Q2 25 | $3.0B | $22.9M | ||
| Q1 25 | $1.3B | $17.7M | ||
| Q4 24 | $2.6B | — | ||
| Q3 24 | $2.3B | $19.7M | ||
| Q2 24 | $2.2B | $-2.7M | ||
| Q1 24 | $2.1B | $13.5M |
营业利润率CBUFCS
| Q4 25 | 25.0% | 13.2% | ||
| Q3 25 | 24.1% | 13.7% | ||
| Q2 25 | 25.0% | 8.7% | ||
| Q1 25 | 12.5% | 6.6% | ||
| Q4 24 | 22.0% | 11.9% | ||
| Q3 24 | 20.2% | 7.7% | ||
| Q2 24 | 19.6% | -1.3% | ||
| Q1 24 | 20.4% | 5.5% |
净利率CBUFCS
| Q4 25 | 21.3% | — | ||
| Q3 25 | 17.3% | 11.1% | ||
| Q2 25 | 20.0% | 6.8% | ||
| Q1 25 | 10.0% | 5.3% | ||
| Q4 24 | 18.2% | — | ||
| Q3 24 | 15.7% | 6.1% | ||
| Q2 24 | 16.1% | -0.9% | ||
| Q1 24 | 16.6% | 4.6% |
每股收益（稀释后）CBUFCS
| Q4 25 | $8.05 | $1.45 | ||
| Q3 25 | $6.99 | $1.49 | ||
| Q2 25 | $7.35 | $0.87 | ||
| Q1 25 | $3.29 | $0.67 | ||
| Q4 24 | $6.31 | $1.22 | ||
| Q3 24 | $5.70 | $0.76 | ||
| Q2 24 | $5.46 | $-0.11 | ||
| Q1 24 | $5.23 | $0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $156.3M |
| 总债务越低越好 | $15.7B | — |
| 股东权益账面价值 | $73.8B | $941.2M |
| 总资产 | $272.3B | $3.8B |
| 负债/权益比越低杠杆越低 | 0.21× | — |
8季度趋势，按日历期对齐
现金及短期投资CBUFCS
| Q4 25 | — | $156.3M | ||
| Q3 25 | — | $233.7M | ||
| Q2 25 | — | $202.1M | ||
| Q1 25 | — | $183.7M | ||
| Q4 24 | — | $200.9M | ||
| Q3 24 | — | $197.4M | ||
| Q2 24 | — | $153.4M | ||
| Q1 24 | — | $217.8M |
总债务CBUFCS
| Q4 25 | $15.7B | — | ||
| Q3 25 | $15.7B | — | ||
| Q2 25 | $13.5B | — | ||
| Q1 25 | $14.5B | — | ||
| Q4 24 | $14.4B | — | ||
| Q3 24 | $14.6B | — | ||
| Q2 24 | $13.2B | — | ||
| Q1 24 | $13.2B | — |
股东权益CBUFCS
| Q4 25 | $73.8B | $941.2M | ||
| Q3 25 | $71.9B | $898.7M | ||
| Q2 25 | $69.4B | $845.7M | ||
| Q1 25 | $65.7B | $817.7M | ||
| Q4 24 | $64.0B | $781.5M | ||
| Q3 24 | $65.8B | $785.8M | ||
| Q2 24 | $61.0B | $726.6M | ||
| Q1 24 | $60.5B | $736.8M |
总资产CBUFCS
| Q4 25 | $272.3B | $3.8B | ||
| Q3 25 | $270.2B | $3.8B | ||
| Q2 25 | $261.6B | $3.7B | ||
| Q1 25 | $251.8B | $3.5B | ||
| Q4 24 | $246.5B | $3.5B | ||
| Q3 24 | $250.6B | $3.5B | ||
| Q2 24 | $238.6B | $3.4B | ||
| Q1 24 | $234.9B | $3.2B |
负债/权益比CBUFCS
| Q4 25 | 0.21× | — | ||
| Q3 25 | 0.22× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | 0.22× | — | ||
| Q4 24 | 0.22× | — | ||
| Q3 24 | 0.22× | — | ||
| Q2 24 | 0.22× | — | ||
| Q1 24 | 0.22× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $4.1B | $119.8M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 1.26× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CBUFCS
| Q4 25 | $4.1B | $119.8M | ||
| Q3 25 | $3.6B | $60.8M | ||
| Q2 25 | $3.6B | $53.4M | ||
| Q1 25 | $1.6B | $35.7M | ||
| Q4 24 | $4.6B | $156.3M | ||
| Q3 24 | $4.3B | $56.5M | ||
| Q2 24 | $4.1B | $91.3M | ||
| Q1 24 | $3.2B | $36.2M |
现金转化率CBUFCS
| Q4 25 | 1.26× | — | ||
| Q3 25 | 1.30× | 1.55× | ||
| Q2 25 | 1.20× | 2.33× | ||
| Q1 25 | 1.18× | 2.02× | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 1.86× | 2.86× | ||
| Q2 24 | 1.83× | — | ||
| Q1 24 | 1.50× | 2.68× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
