vs
COLONY BANKCORP INC（CBAN）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
READING INTERNATIONAL INC的季度营收约是COLONY BANKCORP INC的1.3倍（$50.3M vs $39.9M），COLONY BANKCORP INC净利率更高（20.6% vs -5.1%，领先25.7%），过去两年COLONY BANKCORP INC的营收复合增速更高（19.6% vs 5.6%）
Colony Bankcorp Inc是总部位于美国的银行控股公司，旗下运营Colony Bank，主要面向佐治亚州的个人消费者与中小企业，提供储蓄账户、贷款、抵押及财富管理等全方位个人及商业金融服务。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
CBAN vs RDI — 直观对比
营收规模更大
RDI
是对方的1.3倍
$39.9M
净利率更高
CBAN
高出25.7%
-5.1%
两年增速更快
CBAN
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $39.9M | $50.3M |
| 净利润 | $8.2M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | — | -1.9% |
| 净利率 | 20.6% | -5.1% |
| 营收同比 | — | -14.2% |
| 净利润同比 | 24.1% | -14.5% |
| 每股收益（稀释后） | — | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBANRDI
| Q1 26 | $39.9M | — | ||
| Q4 25 | $36.9M | $50.3M | ||
| Q3 25 | $32.8M | $52.2M | ||
| Q2 25 | $32.5M | $60.4M | ||
| Q1 25 | $30.0M | $40.2M | ||
| Q4 24 | $30.8M | $58.6M | ||
| Q3 24 | $28.6M | $60.1M | ||
| Q2 24 | $27.9M | $46.8M |
净利润CBANRDI
| Q1 26 | $8.2M | — | ||
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $5.8M | $-4.2M | ||
| Q2 25 | $8.0M | $-2.7M | ||
| Q1 25 | $6.6M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $5.6M | $-7.0M | ||
| Q2 24 | $5.5M | $-12.8M |
营业利润率CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | 25.9% | -1.9% | ||
| Q3 25 | 22.2% | -0.6% | ||
| Q2 25 | 30.9% | 4.8% | ||
| Q1 25 | 27.6% | -17.2% | ||
| Q4 24 | 28.8% | 2.6% | ||
| Q3 24 | 24.6% | -0.6% | ||
| Q2 24 | 24.8% | -16.4% |
净利率CBANRDI
| Q1 26 | 20.6% | — | ||
| Q4 25 | — | -5.1% | ||
| Q3 25 | 17.7% | -8.0% | ||
| Q2 25 | 24.6% | -4.4% | ||
| Q1 25 | 22.0% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 19.7% | -11.7% | ||
| Q2 24 | 19.6% | -27.4% |
每股收益（稀释后）CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | $0.42 | $-0.11 | ||
| Q3 25 | $0.33 | $-0.18 | ||
| Q2 25 | $0.46 | $-0.12 | ||
| Q1 25 | $0.38 | $-0.21 | ||
| Q4 24 | $0.43 | $-0.11 | ||
| Q3 24 | $0.32 | $-0.31 | ||
| Q2 24 | $0.31 | $-0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $295.8M | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $380.4M | $-18.2M |
| 总资产 | $3.7B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBANRDI
| Q1 26 | $295.8M | — | ||
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M |
总债务CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | $258.1M | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $248.0M | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益CBANRDI
| Q1 26 | $380.4M | — | ||
| Q4 25 | $375.9M | $-18.2M | ||
| Q3 25 | $302.3M | $-12.1M | ||
| Q2 25 | $293.9M | $-7.7M | ||
| Q1 25 | $286.9M | $-8.1M | ||
| Q4 24 | $278.7M | $-4.4M | ||
| Q3 24 | $276.1M | $1.6M | ||
| Q2 24 | $264.7M | $6.5M |
总资产CBANRDI
| Q1 26 | $3.7B | — | ||
| Q4 25 | $3.7B | $434.9M | ||
| Q3 25 | $3.2B | $435.2M | ||
| Q2 25 | $3.1B | $438.1M | ||
| Q1 25 | $3.2B | $441.0M | ||
| Q4 24 | $3.1B | $471.0M | ||
| Q3 24 | $3.1B | $495.7M | ||
| Q2 24 | $3.0B | $494.9M |
负债/权益比CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.89× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | $-5.5M | $4.3M | ||
| Q3 25 | $14.4M | $295.0K | ||
| Q2 25 | $15.8M | $1.6M | ||
| Q1 25 | $17.9M | $-7.7M | ||
| Q4 24 | $23.4M | $8.0M | ||
| Q3 24 | $20.5M | $1.3M | ||
| Q2 24 | $1.1M | $-10.4M |
自由现金流CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | $-6.9M | $4.1M | ||
| Q3 25 | $14.1M | $-246.0K | ||
| Q2 25 | $15.8M | $1.2M | ||
| Q1 25 | $17.6M | $-8.0M | ||
| Q4 24 | $22.3M | $7.0M | ||
| Q3 24 | $20.2M | $-1.1M | ||
| Q2 24 | $990.0K | $-10.6M |
自由现金流率CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | -18.7% | 8.2% | ||
| Q3 25 | 42.9% | -0.5% | ||
| Q2 25 | 48.5% | 1.9% | ||
| Q1 25 | 58.7% | -19.8% | ||
| Q4 24 | 72.5% | 12.0% | ||
| Q3 24 | 70.6% | -1.8% | ||
| Q2 24 | 3.5% | -22.7% |
资本支出强度CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | 0.3% | ||
| Q3 25 | 1.1% | 1.0% | ||
| Q2 25 | 0.3% | 0.6% | ||
| Q1 25 | 1.2% | 0.6% | ||
| Q4 24 | 3.5% | 1.7% | ||
| Q3 24 | 1.0% | 4.0% | ||
| Q2 24 | 0.5% | 0.5% |
现金转化率CBANRDI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.48× | — | ||
| Q2 25 | 1.99× | — | ||
| Q1 25 | 2.71× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.64× | — | ||
| Q2 24 | 0.20× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
