vs
COLONY BANKCORP INC（CBAN）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是COLONY BANKCORP INC的1.8倍（$70.9M vs $39.9M），COLONY BANKCORP INC净利率更高（20.6% vs -7.8%，领先28.3%），过去两年COLONY BANKCORP INC的营收复合增速更高（19.6% vs -2.0%）
Colony Bankcorp Inc是总部位于美国的银行控股公司，旗下运营Colony Bank，主要面向佐治亚州的个人消费者与中小企业，提供储蓄账户、贷款、抵押及财富管理等全方位个人及商业金融服务。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
CBAN vs RICK — 直观对比
营收规模更大
RICK
是对方的1.8倍
$39.9M
净利率更高
CBAN
高出28.3%
-7.8%
两年增速更快
CBAN
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $39.9M | $70.9M |
| 净利润 | $8.2M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 20.6% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | 24.1% | -2354.9% |
| 每股收益（稀释后） | — | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBANRICK
| Q1 26 | $39.9M | — | ||
| Q4 25 | $36.9M | — | ||
| Q3 25 | $32.8M | $70.9M | ||
| Q2 25 | $32.5M | $71.1M | ||
| Q1 25 | $30.0M | $65.9M | ||
| Q4 24 | $30.8M | $71.5M | ||
| Q3 24 | $28.6M | $73.2M | ||
| Q2 24 | $27.9M | $76.2M |
净利润CBANRICK
| Q1 26 | $8.2M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $5.8M | $-5.5M | ||
| Q2 25 | $8.0M | $4.1M | ||
| Q1 25 | $6.6M | $3.2M | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | $5.6M | $244.0K | ||
| Q2 24 | $5.5M | $-5.2M |
营业利润率CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | 25.9% | — | ||
| Q3 25 | 22.2% | -0.7% | ||
| Q2 25 | 30.9% | 12.2% | ||
| Q1 25 | 27.6% | 12.4% | ||
| Q4 24 | 28.8% | 19.5% | ||
| Q3 24 | 24.6% | 4.8% | ||
| Q2 24 | 24.8% | -3.3% |
净利率CBANRICK
| Q1 26 | 20.6% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 17.7% | -7.8% | ||
| Q2 25 | 24.6% | 5.7% | ||
| Q1 25 | 22.0% | 4.9% | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | 19.7% | 0.3% | ||
| Q2 24 | 19.6% | -6.9% |
每股收益（稀释后）CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | $0.42 | — | ||
| Q3 25 | $0.33 | $-0.60 | ||
| Q2 25 | $0.46 | $0.46 | ||
| Q1 25 | $0.38 | $0.36 | ||
| Q4 24 | $0.43 | $1.01 | ||
| Q3 24 | $0.32 | $0.04 | ||
| Q2 24 | $0.31 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $295.8M | $33.7M |
| 总债务越低越好 | — | $238.2M |
| 股东权益账面价值 | $380.4M | $261.1M |
| 总资产 | $3.7B | $596.9M |
| 负债/权益比越低杠杆越低 | — | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资CBANRICK
| Q1 26 | $295.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $33.7M | ||
| Q2 25 | — | $29.3M | ||
| Q1 25 | — | $32.7M | ||
| Q4 24 | — | $34.7M | ||
| Q3 24 | — | $32.4M | ||
| Q2 24 | — | $34.9M |
总债务CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | $258.1M | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | $248.0M | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — |
股东权益CBANRICK
| Q1 26 | $380.4M | — | ||
| Q4 25 | $375.9M | — | ||
| Q3 25 | $302.3M | $261.1M | ||
| Q2 25 | $293.9M | $269.5M | ||
| Q1 25 | $286.9M | $268.8M | ||
| Q4 24 | $278.7M | $269.0M | ||
| Q3 24 | $276.1M | $263.4M | ||
| Q2 24 | $264.7M | $271.2M |
总资产CBANRICK
| Q1 26 | $3.7B | — | ||
| Q4 25 | $3.7B | — | ||
| Q3 25 | $3.2B | $596.9M | ||
| Q2 25 | $3.1B | $597.4M | ||
| Q1 25 | $3.2B | $589.8M | ||
| Q4 24 | $3.1B | $586.2M | ||
| Q3 24 | $3.1B | $584.4M | ||
| Q2 24 | $3.0B | $601.0M |
负债/权益比CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | 0.89× | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | $-5.5M | — | ||
| Q3 25 | $14.4M | $13.7M | ||
| Q2 25 | $15.8M | $13.8M | ||
| Q1 25 | $17.9M | $8.5M | ||
| Q4 24 | $23.4M | $13.3M | ||
| Q3 24 | $20.5M | $15.7M | ||
| Q2 24 | $1.1M | $15.8M |
自由现金流CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | $-6.9M | — | ||
| Q3 25 | $14.1M | $11.5M | ||
| Q2 25 | $15.8M | $10.1M | ||
| Q1 25 | $17.6M | $5.7M | ||
| Q4 24 | $22.3M | $7.6M | ||
| Q3 24 | $20.2M | $10.3M | ||
| Q2 24 | $990.0K | $9.3M |
自由现金流率CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | -18.7% | — | ||
| Q3 25 | 42.9% | 16.2% | ||
| Q2 25 | 48.5% | 14.2% | ||
| Q1 25 | 58.7% | 8.6% | ||
| Q4 24 | 72.5% | 10.6% | ||
| Q3 24 | 70.6% | 14.0% | ||
| Q2 24 | 3.5% | 12.3% |
资本支出强度CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | — | ||
| Q3 25 | 1.1% | 3.2% | ||
| Q2 25 | 0.3% | 5.2% | ||
| Q1 25 | 1.2% | 4.3% | ||
| Q4 24 | 3.5% | 8.0% | ||
| Q3 24 | 1.0% | 7.3% | ||
| Q2 24 | 0.5% | 8.4% |
现金转化率CBANRICK
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.48× | — | ||
| Q2 25 | 1.99× | 3.40× | ||
| Q1 25 | 2.71× | 2.65× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | 3.64× | 64.14× | ||
| Q2 24 | 0.20× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
