vs
COLONY BANKCORP INC（CBAN）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
RE/MAX Holdings, Inc.的季度营收约是COLONY BANKCORP INC的1.8倍（$71.1M vs $39.9M），COLONY BANKCORP INC净利率更高（20.6% vs 2.0%，领先18.5%），过去两年COLONY BANKCORP INC的营收复合增速更高（19.6% vs -4.7%）
Colony Bankcorp Inc是总部位于美国的银行控股公司，旗下运营Colony Bank，主要面向佐治亚州的个人消费者与中小企业，提供储蓄账户、贷款、抵押及财富管理等全方位个人及商业金融服务。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
CBAN vs RMAX — 直观对比
营收规模更大
RMAX
是对方的1.8倍
$39.9M
净利率更高
CBAN
高出18.5%
2.0%
两年增速更快
CBAN
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $39.9M | $71.1M |
| 净利润 | $8.2M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 20.6% | 2.0% |
| 营收同比 | — | -1.8% |
| 净利润同比 | 24.1% | -75.2% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBANRMAX
| Q1 26 | $39.9M | — | ||
| Q4 25 | $36.9M | $71.1M | ||
| Q3 25 | $32.8M | $73.2M | ||
| Q2 25 | $32.5M | $72.8M | ||
| Q1 25 | $30.0M | $74.5M | ||
| Q4 24 | $30.8M | $72.5M | ||
| Q3 24 | $28.6M | $78.5M | ||
| Q2 24 | $27.9M | $78.5M |
净利润CBANRMAX
| Q1 26 | $8.2M | — | ||
| Q4 25 | — | $1.4M | ||
| Q3 25 | $5.8M | $4.0M | ||
| Q2 25 | $8.0M | $4.7M | ||
| Q1 25 | $6.6M | $-2.0M | ||
| Q4 24 | — | $5.8M | ||
| Q3 24 | $5.6M | $966.0K | ||
| Q2 24 | $5.5M | $3.7M |
营业利润率CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | 25.9% | 13.1% | ||
| Q3 25 | 22.2% | 25.0% | ||
| Q2 25 | 30.9% | 19.3% | ||
| Q1 25 | 27.6% | 7.2% | ||
| Q4 24 | 28.8% | 5.9% | ||
| Q3 24 | 24.6% | 19.4% | ||
| Q2 24 | 24.8% | 20.6% |
净利率CBANRMAX
| Q1 26 | 20.6% | — | ||
| Q4 25 | — | 2.0% | ||
| Q3 25 | 17.7% | 5.4% | ||
| Q2 25 | 24.6% | 6.4% | ||
| Q1 25 | 22.0% | -2.6% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | 19.7% | 1.2% | ||
| Q2 24 | 19.6% | 4.7% |
每股收益（稀释后）CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | $0.42 | — | ||
| Q3 25 | $0.33 | — | ||
| Q2 25 | $0.46 | — | ||
| Q1 25 | $0.38 | — | ||
| Q4 24 | $0.43 | — | ||
| Q3 24 | $0.32 | — | ||
| Q2 24 | $0.31 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $295.8M | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $380.4M | $452.4M |
| 总资产 | $3.7B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资CBANRMAX
| Q1 26 | $295.8M | — | ||
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M |
总债务CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | $258.1M | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | $248.0M | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M |
股东权益CBANRMAX
| Q1 26 | $380.4M | — | ||
| Q4 25 | $375.9M | $452.4M | ||
| Q3 25 | $302.3M | $448.1M | ||
| Q2 25 | $293.9M | $442.4M | ||
| Q1 25 | $286.9M | $433.5M | ||
| Q4 24 | $278.7M | $429.5M | ||
| Q3 24 | $276.1M | $423.1M | ||
| Q2 24 | $264.7M | $418.4M |
总资产CBANRMAX
| Q1 26 | $3.7B | — | ||
| Q4 25 | $3.7B | $582.5M | ||
| Q3 25 | $3.2B | $582.2M | ||
| Q2 25 | $3.1B | $574.8M | ||
| Q1 25 | $3.2B | $571.4M | ||
| Q4 24 | $3.1B | $581.6M | ||
| Q3 24 | $3.1B | $578.6M | ||
| Q2 24 | $3.0B | $571.4M |
负债/权益比CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | 0.89× | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | $-5.5M | $40.9M | ||
| Q3 25 | $14.4M | $17.7M | ||
| Q2 25 | $15.8M | $4.6M | ||
| Q1 25 | $17.9M | $5.7M | ||
| Q4 24 | $23.4M | $59.7M | ||
| Q3 24 | $20.5M | $17.6M | ||
| Q2 24 | $1.1M | $15.9M |
自由现金流CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | $-6.9M | $33.5M | ||
| Q3 25 | $14.1M | $16.4M | ||
| Q2 25 | $15.8M | $2.9M | ||
| Q1 25 | $17.6M | $4.0M | ||
| Q4 24 | $22.3M | $53.0M | ||
| Q3 24 | $20.2M | $16.3M | ||
| Q2 24 | $990.0K | $14.0M |
自由现金流率CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | -18.7% | 47.1% | ||
| Q3 25 | 42.9% | 22.4% | ||
| Q2 25 | 48.5% | 4.0% | ||
| Q1 25 | 58.7% | 5.3% | ||
| Q4 24 | 72.5% | 73.2% | ||
| Q3 24 | 70.6% | 20.8% | ||
| Q2 24 | 3.5% | 17.8% |
资本支出强度CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | 3.7% | 10.4% | ||
| Q3 25 | 1.1% | 1.8% | ||
| Q2 25 | 0.3% | 2.2% | ||
| Q1 25 | 1.2% | 2.3% | ||
| Q4 24 | 3.5% | 9.1% | ||
| Q3 24 | 1.0% | 1.7% | ||
| Q2 24 | 0.5% | 2.4% |
现金转化率CBANRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 28.39× | ||
| Q3 25 | 2.48× | 4.45× | ||
| Q2 25 | 1.99× | 0.97× | ||
| Q1 25 | 2.71× | — | ||
| Q4 24 | — | 10.28× | ||
| Q3 24 | 3.64× | 18.22× | ||
| Q2 24 | 0.20× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBAN
| Net Interest Income | $29.2M | 73% |
| Noninterest Income | $10.7M | 27% |
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
