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Commercial Bancgroup, Inc.（CBK）与Clearfield, Inc.（CLFD）财务数据对比。点击上方公司名可切换其他公司
Clearfield, Inc.的季度营收约是Commercial Bancgroup, Inc.的1.5倍（$34.3M vs $23.1M），Commercial Bancgroup, Inc.净利率更高（41.3% vs -1.8%，领先43.1%）
Commercial Bancgroup, Inc.是美国的一家区域性银行控股企业，为个人消费者、中小微企业及本地机构客户提供全品类零售与商业银行业务，核心服务涵盖存款账户、信贷产品、财富管理及定制化金融咨询方案。
Clearfield, Inc.总部位于美国明尼苏达州明尼阿波利斯市，是一家专注于光纤产品研发生产的企业，其产品主要应用于光纤通信网络建设领域，为通信基础设施部署提供相关硬件支撑。
CBK vs CLFD — 直观对比
营收规模更大
CLFD
是对方的1.5倍
$23.1M
净利率更高
CBK
高出43.1%
-1.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $23.1M | $34.3M |
| 净利润 | $9.5M | $-614.0K |
| 毛利率 | — | 33.2% |
| 营业利润率 | — | -5.3% |
| 净利率 | 41.3% | -1.8% |
| 营收同比 | — | -3.2% |
| 净利润同比 | 9.7% | 67.8% |
| 每股收益（稀释后） | $0.69 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBKCLFD
| Q1 26 | $23.1M | — | ||
| Q4 25 | $23.5M | $34.3M | ||
| Q3 25 | $22.8M | $23.4M | ||
| Q2 25 | — | $49.9M | ||
| Q1 25 | — | $47.2M | ||
| Q4 24 | — | $29.7M | ||
| Q3 24 | — | $5.6M | ||
| Q2 24 | — | $48.8M |
净利润CBKCLFD
| Q1 26 | $9.5M | — | ||
| Q4 25 | $9.9M | $-614.0K | ||
| Q3 25 | $9.5M | $-9.1M | ||
| Q2 25 | — | $1.6M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $-1.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-447.0K |
毛利率CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | 33.2% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 30.5% | ||
| Q1 25 | — | 30.1% | ||
| Q4 24 | — | 29.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.9% |
营业利润率CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | -5.3% | ||
| Q3 25 | 53.8% | 10.3% | ||
| Q2 25 | — | 3.0% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | -6.9% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -4.7% |
净利率CBKCLFD
| Q1 26 | 41.3% | — | ||
| Q4 25 | 42.2% | -1.8% | ||
| Q3 25 | 41.4% | -38.8% | ||
| Q2 25 | — | 3.2% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | -6.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -0.9% |
每股收益（稀释后）CBKCLFD
| Q1 26 | $0.69 | — | ||
| Q4 25 | $0.72 | $-0.04 | ||
| Q3 25 | $0.77 | $-0.65 | ||
| Q2 25 | — | $0.11 | ||
| Q1 25 | — | $0.09 | ||
| Q4 24 | — | $-0.13 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $-0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $96.4M |
| 总债务越低越好 | $118.2M | — |
| 股东权益账面价值 | — | $249.7M |
| 总资产 | $2.3B | $268.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | $96.4M | ||
| Q3 25 | $154.8M | $106.0M | ||
| Q2 25 | — | $117.2M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $113.0M | ||
| Q3 24 | — | $129.0M | ||
| Q2 24 | — | $123.8M |
总债务CBKCLFD
| Q1 26 | $118.2M | — | ||
| Q4 25 | $166.8M | — | ||
| Q3 25 | $100.1M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $2.2M | ||
| Q2 24 | — | $2.1M |
股东权益CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | $249.7M | ||
| Q3 25 | $245.2M | $256.2M | ||
| Q2 25 | — | $264.5M | ||
| Q1 25 | — | $265.9M | ||
| Q4 24 | — | $267.4M | ||
| Q3 24 | — | $275.8M | ||
| Q2 24 | — | $274.6M |
总资产CBKCLFD
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $268.1M | ||
| Q3 25 | $2.2B | $306.2M | ||
| Q2 25 | — | $314.7M | ||
| Q1 25 | — | $310.9M | ||
| Q4 24 | — | $303.2M | ||
| Q3 24 | — | $315.3M | ||
| Q2 24 | — | $318.1M |
负债/权益比CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.41× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.01× | ||
| Q2 24 | — | 0.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-1.4M |
| 自由现金流经营现金流 - 资本支出 | — | $-2.4M |
| 自由现金流率自由现金流/营收 | — | -7.1% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | $-1.4M | ||
| Q3 25 | $28.0M | — | ||
| Q2 25 | — | $7.9M | ||
| Q1 25 | — | $3.0M | ||
| Q4 24 | — | $7.2M | ||
| Q3 24 | — | $22.2M | ||
| Q2 24 | — | $4.0M |
自由现金流CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | $-2.4M | ||
| Q3 25 | $26.5M | — | ||
| Q2 25 | — | $7.5M | ||
| Q1 25 | — | $654.0K | ||
| Q4 24 | — | $5.1M | ||
| Q3 24 | — | $18.2M | ||
| Q2 24 | — | $2.8M |
自由现金流率CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | -7.1% | ||
| Q3 25 | 115.8% | — | ||
| Q2 25 | — | 15.1% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | — | 17.1% | ||
| Q3 24 | — | 323.0% | ||
| Q2 24 | — | 5.8% |
资本支出强度CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | 6.7% | 2.0% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 5.1% | ||
| Q4 24 | — | 7.0% | ||
| Q3 24 | — | 71.4% | ||
| Q2 24 | — | 2.5% |
现金转化率CBKCLFD
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.96× | — | ||
| Q2 25 | — | 4.93× | ||
| Q1 25 | — | 2.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBK
| Net Interest Income | $20.5M | 89% |
| Noninterest Income | $2.6M | 11% |
CLFD
暂无分部数据
