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Commercial Bancgroup, Inc.（CBK）与LIGHTPATH TECHNOLOGIES INC（LPTH）财务数据对比。点击上方公司名可切换其他公司
Commercial Bancgroup, Inc.的季度营收约是LIGHTPATH TECHNOLOGIES INC的1.4倍（$23.1M vs $16.4M），Commercial Bancgroup, Inc.净利率更高（41.3% vs -57.5%，领先98.8%）
Commercial Bancgroup, Inc.是美国的一家区域性银行控股企业，为个人消费者、中小微企业及本地机构客户提供全品类零售与商业银行业务，核心服务涵盖存款账户、信贷产品、财富管理及定制化金融咨询方案。
LightPath Technologies Inc是一家精密光学组件及组件生产商，主营非球面透镜、红外光学器件、光纤产品等，服务工业自动化、航空航天、国防、医疗成像、电信等领域的全球客户，提供标准及定制化光学解决方案。
CBK vs LPTH — 直观对比
营收规模更大
CBK
是对方的1.4倍
$16.4M
净利率更高
CBK
高出98.8%
-57.5%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $23.1M | $16.4M |
| 净利润 | $9.5M | $-9.4M |
| 毛利率 | — | 36.8% |
| 营业利润率 | — | -52.6% |
| 净利率 | 41.3% | -57.5% |
| 营收同比 | — | 120.2% |
| 净利润同比 | 9.7% | -260.1% |
| 每股收益（稀释后） | $0.69 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBKLPTH
| Q1 26 | $23.1M | — | ||
| Q4 25 | $23.5M | $16.4M | ||
| Q3 25 | $22.8M | $15.1M | ||
| Q2 25 | — | $12.2M | ||
| Q1 25 | — | $9.2M | ||
| Q4 24 | — | $7.4M | ||
| Q3 24 | — | $8.4M | ||
| Q2 24 | — | $8.6M |
净利润CBKLPTH
| Q1 26 | $9.5M | — | ||
| Q4 25 | $9.9M | $-9.4M | ||
| Q3 25 | $9.5M | $-2.9M | ||
| Q2 25 | — | $-7.1M | ||
| Q1 25 | — | $-3.6M | ||
| Q4 24 | — | $-2.6M | ||
| Q3 24 | — | $-1.6M | ||
| Q2 24 | — | $-2.4M |
毛利率CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 22.0% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 33.9% | ||
| Q2 24 | — | 29.2% |
营业利润率CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | -52.6% | ||
| Q3 25 | 53.8% | -16.6% | ||
| Q2 25 | — | -38.0% | ||
| Q1 25 | — | -36.3% | ||
| Q4 24 | — | -33.5% | ||
| Q3 24 | — | -16.4% | ||
| Q2 24 | — | -25.6% |
净利率CBKLPTH
| Q1 26 | 41.3% | — | ||
| Q4 25 | 42.2% | -57.5% | ||
| Q3 25 | 41.4% | -19.2% | ||
| Q2 25 | — | -57.8% | ||
| Q1 25 | — | -39.1% | ||
| Q4 24 | — | -35.2% | ||
| Q3 24 | — | -19.3% | ||
| Q2 24 | — | -27.3% |
每股收益（稀释后）CBKLPTH
| Q1 26 | $0.69 | — | ||
| Q4 25 | $0.72 | $-0.20 | ||
| Q3 25 | $0.77 | $-0.07 | ||
| Q2 25 | — | $0.19 | ||
| Q1 25 | — | $-0.44 | ||
| Q4 24 | — | $-0.07 | ||
| Q3 24 | — | $-0.04 | ||
| Q2 24 | — | $-0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $73.6M |
| 总债务越低越好 | $118.2M | — |
| 股东权益账面价值 | — | $77.9M |
| 总资产 | $2.3B | $148.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | $73.6M | ||
| Q3 25 | $154.8M | — | ||
| Q2 25 | — | $4.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务CBKLPTH
| Q1 26 | $118.2M | — | ||
| Q4 25 | $166.8M | — | ||
| Q3 25 | $100.1M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $535.0K |
股东权益CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | $77.9M | ||
| Q3 25 | $245.2M | $21.4M | ||
| Q2 25 | — | $15.6M | ||
| Q1 25 | — | $15.7M | ||
| Q4 24 | — | $26.7M | ||
| Q3 24 | — | $29.4M | ||
| Q2 24 | — | $30.2M |
总资产CBKLPTH
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $148.6M | ||
| Q3 25 | $2.2B | $87.3M | ||
| Q2 25 | — | $81.5M | ||
| Q1 25 | — | $81.4M | ||
| Q4 24 | — | $45.8M | ||
| Q3 24 | — | $48.4M | ||
| Q2 24 | — | $48.1M |
负债/权益比CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.41× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.02× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.8M |
| 自由现金流经营现金流 - 资本支出 | — | $2.0M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 5.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-6.3M |
8季度趋势，按日历期对齐
经营现金流CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | $2.8M | ||
| Q3 25 | $28.0M | $-1.1M | ||
| Q2 25 | — | $-2.6M | ||
| Q1 25 | — | $-3.2M | ||
| Q4 24 | — | $-737.4K | ||
| Q3 24 | — | $-1.7M | ||
| Q2 24 | — | $64.7K |
自由现金流CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | $2.0M | ||
| Q3 25 | $26.5M | $-1.2M | ||
| Q2 25 | — | $-3.3M | ||
| Q1 25 | — | $-3.7M | ||
| Q4 24 | — | $-817.8K | ||
| Q3 24 | — | $-1.8M | ||
| Q2 24 | — | $-225.5K |
自由现金流率CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | 12.0% | ||
| Q3 25 | 115.8% | -8.1% | ||
| Q2 25 | — | -27.3% | ||
| Q1 25 | — | -40.0% | ||
| Q4 24 | — | -11.0% | ||
| Q3 24 | — | -21.2% | ||
| Q2 24 | — | -2.6% |
资本支出强度CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | 5.3% | ||
| Q3 25 | 6.7% | 0.5% | ||
| Q2 25 | — | 5.6% | ||
| Q1 25 | — | 4.6% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 0.9% | ||
| Q2 24 | — | 3.4% |
现金转化率CBKLPTH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.96× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBK
| Net Interest Income | $20.5M | 89% |
| Noninterest Income | $2.6M | 11% |
LPTH
| Other | $7.9M | 48% |
| Infrared Components | $5.0M | 31% |
| Visible Components | $3.4M | 21% |
