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美国合众银行（CBNK）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
美国合众银行的季度营收约是READING INTERNATIONAL INC的1.2倍（$62.7M vs $50.3M），美国合众银行同比增速更快（11.6% vs -14.2%），过去两年美国合众银行的营收复合增速更高（23.7% vs 5.6%）
美国合众银行是一家总部位于明尼苏达州明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年是美国第五大银行，同时也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，其核心运营主体为美国银行国民协会，以合众银行名义开展业务，提供银行、投资、抵押贷款等多元金融服务。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
CBNK vs RDI — 直观对比
营收规模更大
CBNK
是对方的1.2倍
$50.3M
营收增速更快
CBNK
高出25.7%
-14.2%
两年增速更快
CBNK
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $62.7M | $50.3M |
| 净利润 | — | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 31.4% | -1.9% |
| 净利率 | — | -5.1% |
| 营收同比 | 11.6% | -14.2% |
| 净利润同比 | — | -14.5% |
| 每股收益（稀释后） | $0.92 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBNKRDI
| Q4 25 | $62.7M | $50.3M | ||
| Q3 25 | $63.1M | $52.2M | ||
| Q2 25 | $60.8M | $60.4M | ||
| Q1 25 | $58.6M | $40.2M | ||
| Q4 24 | $56.2M | $58.6M | ||
| Q3 24 | $45.0M | $60.1M | ||
| Q2 24 | $43.9M | $46.8M | ||
| Q1 24 | $41.0M | $45.1M |
净利润CBNKRDI
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $15.1M | $-4.2M | ||
| Q2 25 | $13.1M | $-2.7M | ||
| Q1 25 | $13.9M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $8.7M | $-7.0M | ||
| Q2 24 | $8.2M | $-12.8M | ||
| Q1 24 | $6.6M | $-13.2M |
营业利润率CBNKRDI
| Q4 25 | 31.4% | -1.9% | ||
| Q3 25 | -1.5% | -0.6% | ||
| Q2 25 | -1.5% | 4.8% | ||
| Q1 25 | -1.5% | -17.2% | ||
| Q4 24 | -2.2% | 2.6% | ||
| Q3 24 | -2.2% | -0.6% | ||
| Q2 24 | -1.8% | -16.4% | ||
| Q1 24 | -2.3% | -16.7% |
净利率CBNKRDI
| Q4 25 | — | -5.1% | ||
| Q3 25 | 23.9% | -8.0% | ||
| Q2 25 | 21.6% | -4.4% | ||
| Q1 25 | 23.8% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 19.3% | -11.7% | ||
| Q2 24 | 18.7% | -27.4% | ||
| Q1 24 | 16.0% | -29.4% |
每股收益（稀释后）CBNKRDI
| Q4 25 | $0.92 | $-0.11 | ||
| Q3 25 | $0.89 | $-0.18 | ||
| Q2 25 | $0.78 | $-0.12 | ||
| Q1 25 | $0.82 | $-0.21 | ||
| Q4 24 | $0.44 | $-0.11 | ||
| Q3 24 | $0.62 | $-0.31 | ||
| Q2 24 | $0.59 | $-0.57 | ||
| Q1 24 | $0.47 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $401.8M | $-18.2M |
| 总资产 | $3.6B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBNKRDI
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务CBNKRDI
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CBNKRDI
| Q4 25 | $401.8M | $-18.2M | ||
| Q3 25 | $394.8M | $-12.1M | ||
| Q2 25 | $380.0M | $-7.7M | ||
| Q1 25 | $369.6M | $-8.1M | ||
| Q4 24 | $355.1M | $-4.4M | ||
| Q3 24 | $280.1M | $1.6M | ||
| Q2 24 | $267.9M | $6.5M | ||
| Q1 24 | $259.5M | $18.0M |
总资产CBNKRDI
| Q4 25 | $3.6B | $434.9M | ||
| Q3 25 | $3.4B | $435.2M | ||
| Q2 25 | $3.4B | $438.1M | ||
| Q1 25 | $3.3B | $441.0M | ||
| Q4 24 | $3.2B | $471.0M | ||
| Q3 24 | $2.6B | $495.7M | ||
| Q2 24 | $2.4B | $494.9M | ||
| Q1 24 | $2.3B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $69.7M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流CBNKRDI
| Q4 25 | $69.7M | $4.3M | ||
| Q3 25 | $32.9M | $295.0K | ||
| Q2 25 | $-4.2M | $1.6M | ||
| Q1 25 | $22.6M | $-7.7M | ||
| Q4 24 | $34.9M | $8.0M | ||
| Q3 24 | $-464.0K | $1.3M | ||
| Q2 24 | $12.9M | $-10.4M | ||
| Q1 24 | $-3.4M | $-2.8M |
自由现金流CBNKRDI
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-10.6M | ||
| Q1 24 | — | $-4.7M |
自由现金流率CBNKRDI
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -22.7% | ||
| Q1 24 | — | -10.4% |
资本支出强度CBNKRDI
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 4.3% |
现金转化率CBNKRDI
| Q4 25 | — | — | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | -0.32× | — | ||
| Q1 25 | 1.62× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.05× | — | ||
| Q2 24 | 1.57× | — | ||
| Q1 24 | -0.52× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBNK
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
