vs
美国合众银行（CBNK）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是美国合众银行的1.9倍（$117.7M vs $62.7M），美国合众银行同比增速更快（11.6% vs -19.2%），过去两年美国合众银行的营收复合增速更高（23.7% vs -11.8%）
美国合众银行是一家总部位于明尼苏达州明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年是美国第五大银行，同时也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，其核心运营主体为美国银行国民协会，以合众银行名义开展业务，提供银行、投资、抵押贷款等多元金融服务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
CBNK vs RGP — 直观对比
营收规模更大
RGP
是对方的1.9倍
$62.7M
营收增速更快
CBNK
高出30.7%
-19.2%
两年增速更快
CBNK
近两年复合增速
-11.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $62.7M | $117.7M |
| 净利润 | — | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 31.4% | -10.3% |
| 净利率 | — | -10.8% |
| 营收同比 | 11.6% | -19.2% |
| 净利润同比 | — | 81.6% |
| 每股收益（稀释后） | $0.92 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CBNKRGP
| Q4 25 | $62.7M | $117.7M | ||
| Q3 25 | $63.1M | $120.2M | ||
| Q2 25 | $60.8M | $139.3M | ||
| Q1 25 | $58.6M | $129.4M | ||
| Q4 24 | $56.2M | $145.6M | ||
| Q3 24 | $45.0M | $136.9M | ||
| Q2 24 | $43.9M | $148.2M | ||
| Q1 24 | $41.0M | $151.3M |
净利润CBNKRGP
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $15.1M | $-2.4M | ||
| Q2 25 | $13.1M | $-73.3M | ||
| Q1 25 | $13.9M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $8.7M | $-5.7M | ||
| Q2 24 | $8.2M | $10.5M | ||
| Q1 24 | $6.6M | $2.5M |
毛利率CBNKRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率CBNKRGP
| Q4 25 | 31.4% | -10.3% | ||
| Q3 25 | -1.5% | -1.7% | ||
| Q2 25 | -1.5% | -47.0% | ||
| Q1 25 | -1.5% | -38.4% | ||
| Q4 24 | -2.2% | -52.7% | ||
| Q3 24 | -2.2% | -3.5% | ||
| Q2 24 | -1.8% | 7.6% | ||
| Q1 24 | -2.3% | 2.8% |
净利率CBNKRGP
| Q4 25 | — | -10.8% | ||
| Q3 25 | 23.9% | -2.0% | ||
| Q2 25 | 21.6% | -52.6% | ||
| Q1 25 | 23.8% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 19.3% | -4.2% | ||
| Q2 24 | 18.7% | 7.1% | ||
| Q1 24 | 16.0% | 1.7% |
每股收益（稀释后）CBNKRGP
| Q4 25 | $0.92 | $-0.38 | ||
| Q3 25 | $0.89 | $-0.07 | ||
| Q2 25 | $0.78 | $-2.21 | ||
| Q1 25 | $0.82 | $-1.34 | ||
| Q4 24 | $0.44 | $-2.08 | ||
| Q3 24 | $0.62 | $-0.17 | ||
| Q2 24 | $0.59 | $0.31 | ||
| Q1 24 | $0.47 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $401.8M | $194.6M |
| 总资产 | $3.6B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CBNKRGP
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M | ||
| Q1 24 | — | $113.8M |
股东权益CBNKRGP
| Q4 25 | $401.8M | $194.6M | ||
| Q3 25 | $394.8M | $206.4M | ||
| Q2 25 | $380.0M | $207.1M | ||
| Q1 25 | $369.6M | $277.8M | ||
| Q4 24 | $355.1M | $325.7M | ||
| Q3 24 | $280.1M | $407.2M | ||
| Q2 24 | $267.9M | $418.8M | ||
| Q1 24 | $259.5M | $414.9M |
总资产CBNKRGP
| Q4 25 | $3.6B | $289.3M | ||
| Q3 25 | $3.4B | $287.2M | ||
| Q2 25 | $3.4B | $304.7M | ||
| Q1 25 | $3.3B | $375.6M | ||
| Q4 24 | $3.2B | $424.9M | ||
| Q3 24 | $2.6B | $512.9M | ||
| Q2 24 | $2.4B | $510.9M | ||
| Q1 24 | $2.3B | $523.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $69.7M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流CBNKRGP
| Q4 25 | $69.7M | $15.9M | ||
| Q3 25 | $32.9M | $-7.8M | ||
| Q2 25 | $-4.2M | $16.8M | ||
| Q1 25 | $22.6M | $659.0K | ||
| Q4 24 | $34.9M | $1.8M | ||
| Q3 24 | $-464.0K | $-309.0K | ||
| Q2 24 | $12.9M | $3.2M | ||
| Q1 24 | $-3.4M | $20.5M |
自由现金流CBNKRGP
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $-8.0M | ||
| Q2 25 | — | $16.5M | ||
| Q1 25 | — | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M | ||
| Q1 24 | — | $20.4M |
自由现金流率CBNKRGP
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | -6.6% | ||
| Q2 25 | — | 11.8% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 13.5% |
资本支出强度CBNKRGP
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
现金转化率CBNKRGP
| Q4 25 | — | — | ||
| Q3 25 | 2.18× | — | ||
| Q2 25 | -0.32× | — | ||
| Q1 25 | 1.62× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.05× | — | ||
| Q2 24 | 1.57× | 0.30× | ||
| Q1 24 | -0.52× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CBNK
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
