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COASTAL FINANCIAL CORP（CCB）与DigitalOcean Holdings, Inc.（DOCN）财务数据对比。点击上方公司名可切换其他公司
DigitalOcean Holdings, Inc.的季度营收约是COASTAL FINANCIAL CORP的1.8倍（$242.4M vs $138.0M），DigitalOcean Holdings, Inc.同比增速更快（18.3% vs -5.8%），COASTAL FINANCIAL CORP自由现金流更多（$246.1M vs $31.1M），过去两年DigitalOcean Holdings, Inc.的营收复合增速更高（14.5% vs -3.6%）
富达国民金融是美国财富500强企业，面向房地产与按揭行业提供产权保险及交割服务。2019年，其产权及房地产业务相关年营收约为84.69亿美元，是行业内具有领先地位的金融服务提供商。
DigitalOcean Holdings, Inc.是美国跨国科技企业及云服务提供商，总部位于美国科罗拉多州布鲁姆菲尔德，在全球布局15个数据中心，面向开发者、初创企业及中小微企业提供稳定易用的云基础设施即服务平台，助力各类技术团队高效开展业务。
CCB vs DOCN — 直观对比
营收规模更大
DOCN
是对方的1.8倍
$138.0M
营收增速更快
DOCN
高出24.1%
-5.8%
自由现金流更多
CCB
多$215.0M
$31.1M
两年增速更快
DOCN
近两年复合增速
-3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $138.0M | $242.4M |
| 净利润 | — | $25.7M |
| 毛利率 | — | 58.7% |
| 营业利润率 | 12.4% | 16.0% |
| 净利率 | — | 10.6% |
| 营收同比 | -5.8% | 18.3% |
| 净利润同比 | — | 40.5% |
| 每股收益（稀释后） | $0.84 | $0.23 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收CCBDOCN
| Q4 25 | $138.0M | $242.4M | ||
| Q3 25 | $144.7M | $229.6M | ||
| Q2 25 | $119.4M | $218.7M | ||
| Q1 25 | $139.5M | $210.7M | ||
| Q4 24 | $146.5M | $204.9M | ||
| Q3 24 | $151.1M | $198.5M | ||
| Q2 24 | $135.3M | $192.5M | ||
| Q1 24 | $148.4M | $184.7M |
净利润CCBDOCN
| Q4 25 | — | $25.7M | ||
| Q3 25 | $13.6M | $158.4M | ||
| Q2 25 | $11.0M | $37.0M | ||
| Q1 25 | $9.7M | $38.2M | ||
| Q4 24 | — | $18.3M | ||
| Q3 24 | $13.5M | $32.9M | ||
| Q2 24 | $11.6M | $19.1M | ||
| Q1 24 | $6.8M | $14.1M |
毛利率CCBDOCN
| Q4 25 | — | 58.7% | ||
| Q3 25 | — | 59.6% | ||
| Q2 25 | — | 59.9% | ||
| Q1 25 | — | 61.4% | ||
| Q4 24 | — | 57.1% | ||
| Q3 24 | — | 60.2% | ||
| Q2 24 | — | 61.0% | ||
| Q1 24 | — | 60.7% |
营业利润率CCBDOCN
| Q4 25 | 12.4% | 16.0% | ||
| Q3 25 | 12.4% | 19.6% | ||
| Q2 25 | 12.0% | 16.3% | ||
| Q1 25 | 8.4% | 17.9% | ||
| Q4 24 | 11.7% | 15.9% | ||
| Q3 24 | 10.8% | 12.4% | ||
| Q2 24 | 11.1% | 11.6% | ||
| Q1 24 | 5.9% | 6.2% |
净利率CCBDOCN
| Q4 25 | — | 10.6% | ||
| Q3 25 | 9.4% | 69.0% | ||
| Q2 25 | 9.2% | 16.9% | ||
| Q1 25 | 7.0% | 18.1% | ||
| Q4 24 | — | 8.9% | ||
| Q3 24 | 8.9% | 16.6% | ||
| Q2 24 | 8.6% | 9.9% | ||
| Q1 24 | 4.6% | 7.7% |
每股收益（稀释后）CCBDOCN
| Q4 25 | $0.84 | $0.23 | ||
| Q3 25 | $0.88 | $1.51 | ||
| Q2 25 | $0.71 | $0.39 | ||
| Q1 25 | $0.63 | $0.39 | ||
| Q4 24 | $0.95 | $0.21 | ||
| Q3 24 | $0.97 | $0.33 | ||
| Q2 24 | $0.84 | $0.20 | ||
| Q1 24 | $0.50 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $254.5M |
| 总债务越低越好 | — | $1.3B |
| 股东权益账面价值 | $491.0M | $-28.7M |
| 总资产 | $4.7B | $1.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资CCBDOCN
| Q4 25 | — | $254.5M | ||
| Q3 25 | — | $236.6M | ||
| Q2 25 | — | $387.7M | ||
| Q1 25 | — | $360.4M | ||
| Q4 24 | — | $428.4M | ||
| Q3 24 | — | $439.9M | ||
| Q2 24 | — | $443.1M | ||
| Q1 24 | — | $419.1M |
总债务CCBDOCN
| Q4 25 | — | $1.3B | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.5B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益CCBDOCN
| Q4 25 | $491.0M | $-28.7M | ||
| Q3 25 | $475.3M | $-69.6M | ||
| Q2 25 | $461.7M | $-175.2M | ||
| Q1 25 | $449.9M | $-210.7M | ||
| Q4 24 | $438.7M | $-203.0M | ||
| Q3 24 | $331.9M | $-211.7M | ||
| Q2 24 | $316.7M | $-253.8M | ||
| Q1 24 | $303.7M | $-286.1M |
总资产CCBDOCN
| Q4 25 | $4.7B | $1.8B | ||
| Q3 25 | $4.6B | $1.7B | ||
| Q2 25 | $4.5B | $1.7B | ||
| Q1 25 | $4.3B | $1.6B | ||
| Q4 24 | $4.1B | $1.6B | ||
| Q3 24 | $4.1B | $1.5B | ||
| Q2 24 | $4.0B | $1.5B | ||
| Q1 24 | $3.9B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $254.6M | $57.3M |
| 自由现金流经营现金流 - 资本支出 | $246.1M | $31.1M |
| 自由现金流率自由现金流/营收 | 178.3% | 12.8% |
| 资本支出强度资本支出/营收 | 6.1% | 10.8% |
| 现金转化率经营现金流/净利润 | — | 2.23× |
| 过去12个月自由现金流最近4个季度 | $436.4M | $180.5M |
8季度趋势，按日历期对齐
经营现金流CCBDOCN
| Q4 25 | $254.6M | $57.3M | ||
| Q3 25 | $59.0M | $95.8M | ||
| Q2 25 | $66.0M | $92.4M | ||
| Q1 25 | $71.7M | $64.1M | ||
| Q4 24 | $259.8M | $71.3M | ||
| Q3 24 | $62.6M | $73.4M | ||
| Q2 24 | $72.1M | $71.3M | ||
| Q1 24 | $56.8M | $66.7M |
自由现金流CCBDOCN
| Q4 25 | $246.1M | $31.1M | ||
| Q3 25 | $57.4M | $88.0M | ||
| Q2 25 | $64.0M | $59.3M | ||
| Q1 25 | $68.9M | $2.1M | ||
| Q4 24 | $249.9M | $26.1M | ||
| Q3 24 | $60.2M | $16.0M | ||
| Q2 24 | $69.5M | $39.5M | ||
| Q1 24 | $55.0M | $23.0M |
自由现金流率CCBDOCN
| Q4 25 | 178.3% | 12.8% | ||
| Q3 25 | 39.7% | 38.3% | ||
| Q2 25 | 53.6% | 27.1% | ||
| Q1 25 | 49.4% | 1.0% | ||
| Q4 24 | 170.6% | 12.7% | ||
| Q3 24 | 39.8% | 8.1% | ||
| Q2 24 | 51.3% | 20.5% | ||
| Q1 24 | 37.1% | 12.5% |
资本支出强度CCBDOCN
| Q4 25 | 6.1% | 10.8% | ||
| Q3 25 | 1.2% | 3.4% | ||
| Q2 25 | 1.7% | 15.2% | ||
| Q1 25 | 2.0% | 29.4% | ||
| Q4 24 | 6.8% | 22.1% | ||
| Q3 24 | 1.6% | 28.9% | ||
| Q2 24 | 1.9% | 16.6% | ||
| Q1 24 | 1.2% | 23.6% |
现金转化率CCBDOCN
| Q4 25 | — | 2.23× | ||
| Q3 25 | 4.34× | 0.60× | ||
| Q2 25 | 5.99× | 2.50× | ||
| Q1 25 | 7.37× | 1.68× | ||
| Q4 24 | — | 3.91× | ||
| Q3 24 | 4.65× | 2.23× | ||
| Q2 24 | 6.22× | 3.73× | ||
| Q1 24 | 8.35× | 4.72× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
CCB
| Other | $74.7M | 54% |
| Baa S Credit Enhancements | $47.3M | 34% |
| Baa S Program Income | $8.4M | 6% |
| Transaction Fees | $4.9M | 4% |
| Servicing And Other Baa S Fees | $1.6M | 1% |
| Baa S Fraud Enhancements | $1.1M | 1% |
DOCN
| Scalers | $84.3M | 35% |
| Scalers Plus | $69.9M | 29% |
| Builders | $64.1M | 26% |
| Learners Testers And Other | $24.1M | 10% |
